Financhill
Sell
19

RC Quote, Financials, Valuation and Earnings

Last price:
$1.77
Seasonality move :
-8.48%
Day range:
$1.72 - $1.79
52-week range:
$1.65 - $7.03
Dividend yield:
22%
P/E ratio:
5.39x
P/S ratio:
0.51x
P/B ratio:
0.17x
Volume:
1.5M
Avg. volume:
2.5M
1-year change:
-74.45%
Market cap:
$283.7M
Revenue:
$907M
EPS (TTM):
-$1.96

Analysts' Opinion

  • Consensus Rating
    Ready Capital Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 6 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $2.35, Ready Capital Corp. has an estimated upside of 34.29% from its current price of $1.75.
  • Price Target Downside
    According to analysts, the lowest downside price target is $2.05 representing 100% downside risk from its current price of $1.75.

Fair Value

  • According to the consensus of 6 analysts, Ready Capital Corp. has 34.29% upside to fair value with a price target of $2.35 per share.

RC vs. S&P 500

  • Over the past 5 trading days, Ready Capital Corp. has underperformed the S&P 500 by -4.73% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Ready Capital Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Ready Capital Corp. revenues have been falling on a year-over-year basis for 6 quarters in a row. In the most recent quarter Ready Capital Corp. reported revenues of -$623K.

Earnings Growth

  • Ready Capital Corp. earnings have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter Ready Capital Corp. reported earnings per share of -$0.14.
Enterprise value:
6.5B
EV / Invested capital:
--
Price / LTM sales:
0.51x
EV / EBIT:
23.78x
EV / Revenue:
11.21x
PEG ratio (5yr expected):
-0.01x
EV / Free cash flow:
-46.18x
Price / Operating cash flow:
2.52x
Enterprise value / EBITDA:
20.37x
Gross Profit (TTM):
$443.2M
Return On Assets:
-2.96%
Net Income Margin (TTM):
-50.31%
Return On Equity:
-14.27%
Return On Invested Capital:
-3.11%
Operating Margin:
-11199.2%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $1.1B $1B $575.9M $177.6M -$623K
Gross Profit $970.6M $914.3M $443.2M $145.4M -$30.5M
Operating Income $808.1M $559.7M -$28.8M $127.3M $69.8M
EBITDA $876.8M $592.9M $317M $136.1M $118.3M
Diluted EPS $2.33 -$0.73 -$1.96 -$0.08 -$0.14
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $378.1M $458.9M $639.5M $569.6M $1B
Total Assets $9.3B $11.9B $12.8B $11.3B $8.3B
Current Liabilities $983.8M $3.3B $2.1B $2.2B $377M
Total Liabilities $8.1B $9.9B $10.1B $8.9B $6.4B
Total Equity $1.2B $2B $2.7B $2.3B $1.9B
Total Debt $7.6B $6.7B $7.8B $6.2B $6B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $3.4B -$57.7M -$139.8M -$352K -$71.4M
Cash From Investing -$2.5B $1.7B $2.4B $594.5M $999.5M
Cash From Financing -$922.4M -$1.7B -$2.4B -$645M -$956.1M
Free Cash Flow $3.4B -$57.7M -$139.8M -$352K -$71.4M
RC
Sector
Market Cap
$283.7M
$542.8M
Price % of 52-Week High
24.89%
91.06%
Dividend Yield
22%
1.44%
Shareholder Yield
114.94%
2.98%
1-Year Price Total Return
-74.45%
7.81%
Beta (5-Year)
1.452
0.446
Dividend yield:
22%
Annualized payout:
$1.10
Payout ratio:
59.51%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $1.78
200-day SMA
Sell
Level $3.45
Bollinger Bands (100)
Sell
Level 2.03 - 3.21
Chaikin Money Flow
Buy
Level 1.1M
20-day SMA
Sell
Level $2.01
Relative Strength Index (RSI14)
Sell
Level 34.40
ADX Line
Buy
Level 13.78
Williams %R
Buy
Level -81.982
50-day SMA
Sell
Level $2.16
MACD (12, 26)
Buy
Level 0.25
25-day Aroon Oscillator
Sell
Level -68
On Balance Volume
Neutral
Level 873.3K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.2361)
Sell
CA Score (Annual)
Level (-1.6628)
Buy
Beneish M-Score (Annual)
Level (-3.6953)
Sell
Momentum Score
Level (1)
Sell
Ohlson Score
Level (1.2797)
Buy
Piotroski F Score (Annual)
Level (4)
Buy
Quality Ratio Score
Level (4)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Ready Capital Corp. is a real estate finance company, which engages in acquiring, managing, and financing small balance commercial loans. It operates through the following segments: SBC Lending and Acquisitions, Small Business Lending, and Residential Mortgage Banking. The SBC Lending and Acquisitions segment is involved in the SBC loans across the full life-cycle of an SBC property including construction, bridge, stabilized, and agency loan origination channels through wholly-owned subsidiary, ReadyCap Commercial, LLC. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program through wholly-owned subsidiary, ReadyCap Lending, LLC. The Residential Mortgage Banking segment focuses on the residential mortgage loan origination segment through wholly-owned subsidiary, GMFS, LLC. The company was founded in November 2011 and is headquartered in New York, NY.

Stock Forecast FAQ

In the current month, RC has received 0 Buy ratings 6 Hold ratings, and 0 Sell ratings. The RC average analyst price target in the past 3 months is $2.35.

  • Where Will Ready Capital Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Ready Capital Corp. share price will rise to $2.35 per share over the next 12 months.

  • What Do Analysts Say About Ready Capital Corp.?

    Analysts are divided on their view about Ready Capital Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Ready Capital Corp. is a Sell and believe this share price will drop from its current level to $2.05.

  • What Is Ready Capital Corp.'s Price Target?

    The price target for Ready Capital Corp. over the next 1-year time period is forecast to be $2.35 according to 6 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 6 analysts rate the stock a Hold.

  • Is RC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Ready Capital Corp. is a Hold. 6 of 6 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of RC?

    You can purchase shares of Ready Capital Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Ready Capital Corp. shares.

  • What Is The Ready Capital Corp. Share Price Today?

    Ready Capital Corp. was last trading at $1.77 per share. This represents the most recent stock quote for Ready Capital Corp.. Yesterday, Ready Capital Corp. closed at $1.75 per share.

  • How To Buy Ready Capital Corp. Stock Online?

    In order to purchase Ready Capital Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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