Is DocuSign Stock Undervalued?
Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…
Buy
67
PFS Quote, Financials, Valuation and Earnings
Last price:
$20.49
Seasonality move
:
-2.9%
Day range:
$20.37 - $20.50
52-week range:
$14.34 - $21.29
Dividend yield:
4.69%
P/E ratio:
10.43x
P/S ratio:
1.96x
P/B ratio:
0.97x
Volume:
326K
Avg. volume:
928.4K
1-year change:
7.05%
Market cap:
$2.7B
Revenue:
$1.1B
EPS (TTM):
$1.96
Analysts' Opinion
-
Consensus RatingProvident Financial Services, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $23.13, Provident Financial Services, Inc. has an estimated upside of 12.86% from its current price of $20.49.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $22.00 representing 100% downside risk from its current price of $20.49.
Fair Value
-
According to the consensus of 2 analysts, Provident Financial Services, Inc. has 12.86% upside to fair value with a price target of $23.13 per share.
PFS vs. S&P 500
-
Over the past 5 trading days, Provident Financial Services, Inc. has underperformed the S&P 500 by -3.48% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Provident Financial Services, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Provident Financial Services, Inc. has grown year-over-year revenues for 14 quarters straight. In the most recent quarter Provident Financial Services, Inc. reported revenues of $353.7M.
Earnings Growth
-
Provident Financial Services, Inc. has grown year-over-year earnings for 4 quarters straight. In the most recent quarter Provident Financial Services, Inc. reported earnings per share of $0.55.
Enterprise value:
5.3B
EV / Invested capital:
0.98x
Price / LTM sales:
1.96x
EV / EBIT:
6.12x
EV / Revenue:
3.92x
PEG ratio (5yr expected):
0.12x
EV / Free cash flow:
8.73x
Price / Operating cash flow:
4.36x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.05%
Net Income Margin (TTM):
18.77%
Return On Equity:
9.59%
Return On Invested Capital:
4.77%
Operating Margin:
28.73%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $670.1M | $987.1M | $1.4B | $349.2M | $353.7M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $215.2M | $165.8M | $378.8M | $80.8M | $101.6M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $2.01 | $1.04 | $1.96 | $0.36 | $0.55 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $547.8M | $232M | $261.5M | $343.8M | $398.3M | |
| Total Assets | $13.4B | $13.6B | $14.1B | $24B | $24.8B | |
| Current Liabilities | $9.1B | $9.2B | $9.1B | $15.1B | $15.8B | |
| Total Liabilities | $11.7B | $12.1B | $12.5B | $21.4B | $22.1B | |
| Total Equity | $1.7B | $1.6B | $1.6B | $2.6B | $2.8B | |
| Total Debt | $576.2M | $1B | $2B | $2.6B | $2.6B | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $169M | $233.8M | $617.6M | $70M | $98M | |
| Cash From Investing | -$507.7M | $667.9M | -$1.1B | -$17.7M | -$242.3M | |
| Cash From Financing | $343.2M | -$846.9M | $583.3M | -$98.8M | $187M | |
| Free Cash Flow | $161.5M | $229.4M | $612.5M | $68.7M | $96.7M | |
PFS
Sector
Market Cap
$2.7B
$570M
Price % of 52-Week High
96.24%
92.25%
Dividend Yield
4.69%
1.57%
Shareholder Yield
5.88%
3.11%
1-Year Price Total Return
7.05%
7.43%
Beta (5-Year)
0.884
0.478
Dividend yield:
4.69%
Annualized payout:
$0.96
Payout ratio:
43.68%
Growth streak:
0 years
Technicals
8-day SMA
Sell
Level
$20.82
200-day SMA
Buy
Level
$18.23
Bollinger Bands (100)
Buy
Level
18.51 - 20.15
Chaikin Money Flow
Sell
Level
-216.1K
20-day SMA
Buy
Level
$20.33
Relative Strength Index (RSI14)
Buy
Level
57.42
ADX Line
Sell
Level
25.65
Williams %R
Neutral
Level
-57.554
50-day SMA
Buy
Level
$19.27
MACD (12, 26)
Buy
Level
5.44
25-day Aroon Oscillator
Buy
Level
68
On Balance Volume
Sell
Level
-533.5K
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.6367)
Sell
CA Score
(Annual)
Level (-2.0846)
--
Beneish M-Score
(Annual)
Level (--)
Sell
Momentum Score
Level (5)
Sell
Ohlson Score
Level (7.3187)
Buy
Piotroski F Score
(Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Provident Financial Services, Inc. is a holding company, which engages in the provision of banking services to individual and corporate customers in Northern and Central New Jersey and Eastern Pennsylvania. The company was founded in 1839 and is headquartered in Jersey City, NJ.
Stock Forecast FAQ
In the current month, PFS has received 2 Buy ratings 0 Hold ratings, and 0 Sell ratings. The PFS average analyst price target in the past 3 months is $23.13.
-
Where Will Provident Financial Services, Inc. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Provident Financial Services, Inc. share price will rise to $23.13 per share over the next 12 months.
-
What Do Analysts Say About Provident Financial Services, Inc.?
Analysts are divided on their view about Provident Financial Services, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Provident Financial Services, Inc. is a Sell and believe this share price will drop from its current level to $22.00.
-
What Is Provident Financial Services, Inc.'s Price Target?
The price target for Provident Financial Services, Inc. over the next 1-year time period is forecast to be $23.13 according to 2 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.
-
Is PFS A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Provident Financial Services, Inc. is a Buy. 2 of 2 analysts rate the stock a Buy at this time.
-
How Can I Buy Shares Of PFS?
You can purchase shares of Provident Financial Services, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Provident Financial Services, Inc. shares.
-
What Is The Provident Financial Services, Inc. Share Price Today?
Provident Financial Services, Inc. was last trading at $20.49 per share. This represents the most recent stock quote for Provident Financial Services, Inc.. Yesterday, Provident Financial Services, Inc. closed at $20.49 per share.
-
How To Buy Provident Financial Services, Inc. Stock Online?
In order to purchase Provident Financial Services, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
Get PFS Stock Alert
Signup to receive the latest stock alerts
Financial Ratios
PFS
Sector
P/E ratio
10.43x
12.24x
PEG ratio
0.12x
0.31x
P/B ratio
0.97x
1.11x
Price / LTM sales
1.96x
1.85x
Growth Metrics
PFS
Sector
Revenue growth
1.28%
5.54%
Earnings growth
53.89%
14.85%
Revenue (5-year growth)
21.23%
8.85%
Earnings forecast
$0.54
$0.62
Profitability
PFS
Sector
Profitability FY 2024
--
--
Return on invested capital
4.77%
5.01%
Return on assets
1.05%
1.01%
Return on equity
9.59%
9.68%
Earnings Date
Last Earnings Date
Oct
29
Next Earnings Date
Feb
5
Estimated Next Earnings Date
Jan
28
Balance Sheet
PFS
Sector
Total cash
$3.3B
$431.4M
Short term investments
$2.8B
$211.3M
Total assets
$24.1B
$3.1B
Long term debt
$2.6B
$79.3M
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Is SentinelOne Stock Undervalued?
Cybersecurity major SentinelOne (NYSE:S) has struggled over several years, delivering…
Is Broadcom Stock on Sale?
Chip and software maker Broadcom (NASDAQ:AVGO) has been among the…
Stock Ideas
Buy
57
Is NVDA Stock a Buy?
Market Cap: $4.6T
P/E Ratio: 64x
Buy
55
Is AAPL Stock a Buy?
Market Cap: $4T
P/E Ratio: 37x
Buy
61
Is GOOG Stock a Buy?
Market Cap: $3.8T
P/E Ratio: 39x
Alerts
Buy
80
TVTX alert for Dec 25
Travere Therapeutics, Inc. [TVTX] is up 14.03% over the past day.
Buy
68
KOD alert for Dec 25
Kodiak Sciences, Inc. [KOD] is up 13.41% over the past day.
Buy
64
ZCSH alert for Dec 25
Grayscale Zcash Trust (ZEC) [ZCSH] is up 5.33% over the past day.
THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS
Show me the best stock
