Financhill
Buy
68

PFS Quote, Financials, Valuation and Earnings

Last price:
$23.03
Seasonality move :
-1.2%
Day range:
$22.03 - $22.97
52-week range:
$14.34 - $22.97
Dividend yield:
4.23%
P/E ratio:
10.17x
P/S ratio:
2.14x
P/B ratio:
1.05x
Volume:
1.1M
Avg. volume:
895.1K
1-year change:
22.24%
Market cap:
$3B
Revenue:
$1.4B
EPS (TTM):
$2.23

Analysts' Opinion

  • Consensus Rating
    Provident Financial Services, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $25.00, Provident Financial Services, Inc. has an estimated upside of 10.13% from its current price of $22.70.
  • Price Target Downside
    According to analysts, the lowest downside price target is $25.00 representing 100% downside risk from its current price of $22.70.

Fair Value

  • According to the consensus of 2 analysts, Provident Financial Services, Inc. has 10.13% upside to fair value with a price target of $25.00 per share.

PFS vs. S&P 500

  • Over the past 5 trading days, Provident Financial Services, Inc. has overperformed the S&P 500 by 10.27% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Provident Financial Services, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Provident Financial Services, Inc. has grown year-over-year revenues for 15 quarters straight. In the most recent quarter Provident Financial Services, Inc. reported revenues of $353.2M.

Earnings Growth

  • Provident Financial Services, Inc. has grown year-over-year earnings for 5 quarters straight. In the most recent quarter Provident Financial Services, Inc. reported earnings per share of $0.64.
Enterprise value:
5.5B
EV / Invested capital:
1.02x
Price / LTM sales:
2.14x
EV / EBIT:
5.96x
EV / Revenue:
3.97x
PEG ratio (5yr expected):
0.09x
EV / Free cash flow:
8.95x
Price / Operating cash flow:
4.43x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.19%
Net Income Margin (TTM):
21.06%
Return On Equity:
10.73%
Return On Invested Capital:
5.41%
Operating Margin:
31.78%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $695.6M $1.1B $1.4B $335.9M $353.2M
Gross Profit -- -- -- -- --
Operating Income $187.9M $206.5M $408.2M $82.9M $112.2M
EBITDA -- -- -- -- --
Diluted EPS $1.72 $1.04 $2.23 $0.37 $0.64
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $789.1M $263.9M $279.2M $306.6M $309.3M
Total Assets $13.8B $13.8B $14.3B $24.1B $25B
Current Liabilities $9.5B $9.8B $10.2B $18.2B $14.4B
Total Liabilities $12.1B $12.2B $12.6B $21.5B $22.1B
Total Equity $1.7B $1.6B $1.7B $2.6B $2.8B
Total Debt $562.9M $1.3B $2B $2.4B $2.5B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $169M $233.8M $617.6M $70M $98M
Cash From Investing -$507.7M $667.9M -$1.1B -$17.7M -$242.3M
Cash From Financing $343.2M -$846.9M $583.3M -$98.8M $187M
Free Cash Flow $161.5M $229.4M $612.5M $68.7M $96.7M
PFS
Sector
Market Cap
$3B
$538.4M
Price % of 52-Week High
98.83%
92.41%
Dividend Yield
4.23%
1.48%
Shareholder Yield
6.25%
3.01%
1-Year Price Total Return
22.24%
8.6%
Beta (5-Year)
0.865
0.453
Dividend yield:
4.23%
Annualized payout:
$0.96
Payout ratio:
37.57%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $21.58
200-day SMA
Buy
Level $18.74
Bollinger Bands (100)
Buy
Level 18.67 - 20.67
Chaikin Money Flow
Buy
Level 491.3K
20-day SMA
Buy
Level $20.71
Relative Strength Index (RSI14)
Buy
Level 71.42
ADX Line
Buy
Level 7.14
Williams %R
Sell
Level -7.6923
50-day SMA
Buy
Level $20.28
MACD (12, 26)
Buy
Level 3.17
25-day Aroon Oscillator
Buy
Level 48
On Balance Volume
Sell
Level -514.2K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.3655)
Sell
CA Score (Annual)
Level (-2.062)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (5.63)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (3)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Provident Financial Services, Inc. is a holding company, which engages in the provision of banking services to individual and corporate customers in Northern and Central New Jersey and Eastern Pennsylvania. The company was founded in 1839 and is headquartered in Jersey City, NJ.

Stock Forecast FAQ

In the current month, PFS has received 2 Buy ratings 0 Hold ratings, and 0 Sell ratings. The PFS average analyst price target in the past 3 months is $25.00.

  • Where Will Provident Financial Services, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Provident Financial Services, Inc. share price will rise to $25.00 per share over the next 12 months.

  • What Do Analysts Say About Provident Financial Services, Inc.?

    Analysts are divided on their view about Provident Financial Services, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Provident Financial Services, Inc. is a Sell and believe this share price will drop from its current level to $25.00.

  • What Is Provident Financial Services, Inc.'s Price Target?

    The price target for Provident Financial Services, Inc. over the next 1-year time period is forecast to be $25.00 according to 2 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is PFS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Provident Financial Services, Inc. is a Buy. 2 of 2 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of PFS?

    You can purchase shares of Provident Financial Services, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Provident Financial Services, Inc. shares.

  • What Is The Provident Financial Services, Inc. Share Price Today?

    Provident Financial Services, Inc. was last trading at $23.03 per share. This represents the most recent stock quote for Provident Financial Services, Inc.. Yesterday, Provident Financial Services, Inc. closed at $22.70 per share.

  • How To Buy Provident Financial Services, Inc. Stock Online?

    In order to purchase Provident Financial Services, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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