Financhill
Sell
43

PAY Quote, Financials, Valuation and Earnings

Last price:
$30.23
Seasonality move :
-10.27%
Day range:
$31.81 - $33.18
52-week range:
$22.65 - $40.43
Dividend yield:
0%
P/E ratio:
69.46x
P/S ratio:
3.67x
P/B ratio:
7.47x
Volume:
877.3K
Avg. volume:
743.7K
1-year change:
-8.47%
Market cap:
$4B
Revenue:
$871.7M
EPS (TTM):
$0.46

Analysts' Opinion

  • Consensus Rating
    Paymentus Holdings, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 4 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $39.43, Paymentus Holdings, Inc. has an estimated upside of 23.21% from its current price of $32.00.
  • Price Target Downside
    According to analysts, the lowest downside price target is $37.00 representing 100% downside risk from its current price of $32.00.

Fair Value

  • According to the consensus of 6 analysts, Paymentus Holdings, Inc. has 23.21% upside to fair value with a price target of $39.43 per share.

PAY vs. S&P 500

  • Over the past 5 trading days, Paymentus Holdings, Inc. has underperformed the S&P 500 by -8.49% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Paymentus Holdings, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Paymentus Holdings, Inc. has grown year-over-year revenues for 0 quarters straight. In the most recent quarter Paymentus Holdings, Inc. reported revenues of $310.7M.

Earnings Growth

  • Paymentus Holdings, Inc. has grown year-over-year earnings for 10 quarters straight. In the most recent quarter Paymentus Holdings, Inc. reported earnings per share of $0.14.
Enterprise value:
3.7B
EV / Invested capital:
6.85x
Price / LTM sales:
3.67x
EV / EBIT:
56.80x
EV / Revenue:
3.32x
PEG ratio (5yr expected):
1.55x
EV / Free cash flow:
34.45x
Price / Operating cash flow:
38.12x
Enterprise value / EBITDA:
34.92x
Gross Profit (TTM):
$265.9M
Return On Assets:
9.95%
Net Income Margin (TTM):
5.29%
Return On Equity:
11.84%
Return On Invested Capital:
11.65%
Operating Margin:
6.39%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $581.9M $778.7M $1.1B $231.6M $310.7M
Gross Profit $168.2M $210.3M $265.9M $56.8M $70.8M
Operating Income $10.5M $39.8M $65.7M $12.1M $19.9M
EBITDA $40.7M $74.9M $106.8M $21.4M $30.1M
Diluted EPS $0.11 $0.32 $0.46 $0.11 $0.14
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $262.7M $300.9M $252.2M $317.2M $417.1M
Total Assets $478.8M $531.2M $489.3M $552.9M $644.4M
Current Liabilities $84.1M $125.1M $59.5M $74.2M $95.7M
Total Liabilities $100.2M $137.2M $71.9M $84.1M $107M
Total Equity $378.5M $394M $417.4M $468.8M $537.4M
Total Debt $13.2M $13.7M $8.6M $7.1M $5.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $59.1M $60.2M $144.9M $6.7M $35.1M
Cash From Investing -$36.7M -$36.1M -$36.9M -$8.8M -$10.1M
Cash From Financing -$81.6M -$208K -$6.9M -$20K -$3.4M
Free Cash Flow $25.6M $24.1M $108.3M -$2.2M $25.7M
PAY
Sector
Market Cap
$4B
$577.3M
Price % of 52-Week High
79.14%
91.95%
Dividend Yield
0%
1.61%
Shareholder Yield
0%
3.14%
1-Year Price Total Return
-8.47%
4.54%
Beta (5-Year)
--
0.481
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $34.55
200-day SMA
Sell
Level $32.55
Bollinger Bands (100)
Sell
Level 30.36 - 36.68
Chaikin Money Flow
Buy
Level 6.7M
20-day SMA
Sell
Level $34.59
Relative Strength Index (RSI14)
Sell
Level 39.13
ADX Line
Sell
Level 15.52
Williams %R
Buy
Level -96.3107
50-day SMA
Sell
Level $33.08
MACD (12, 26)
Buy
Level 0.00
25-day Aroon Oscillator
Sell
Level -84
On Balance Volume
Neutral
Level 7.2M

Financial Scores

Buy
Altman Z-Score (Annual)
Level (26.215)
Buy
CA Score (Annual)
Level (2.0779)
Sell
Beneish M-Score (Annual)
Level (-2.1693)
Buy
Momentum Score
Level (8)
Buy
Ohlson Score
Level (-3.7566)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (8)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Paymentus Holdings, Inc. engages in the provision of cloud-based bill payment technology and solutions. Its products offer customers electronic bill payment experiences powered by an omni-channel payment infrastructure that allows consumers to pay their bills using their preferred payment type and channel. The company was founded by Dushyant Sharma in 2004 and is headquartered in Charlotte, NC.

Stock Forecast FAQ

In the current month, PAY has received 4 Buy ratings 2 Hold ratings, and 0 Sell ratings. The PAY average analyst price target in the past 3 months is $39.43.

  • Where Will Paymentus Holdings, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Paymentus Holdings, Inc. share price will rise to $39.43 per share over the next 12 months.

  • What Do Analysts Say About Paymentus Holdings, Inc.?

    Analysts are divided on their view about Paymentus Holdings, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Paymentus Holdings, Inc. is a Sell and believe this share price will drop from its current level to $37.00.

  • What Is Paymentus Holdings, Inc.'s Price Target?

    The price target for Paymentus Holdings, Inc. over the next 1-year time period is forecast to be $39.43 according to 6 Wall Street analysts, 4 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is PAY A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Paymentus Holdings, Inc. is a Buy. 4 of 6 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of PAY?

    You can purchase shares of Paymentus Holdings, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Paymentus Holdings, Inc. shares.

  • What Is The Paymentus Holdings, Inc. Share Price Today?

    Paymentus Holdings, Inc. was last trading at $30.23 per share. This represents the most recent stock quote for Paymentus Holdings, Inc.. Yesterday, Paymentus Holdings, Inc. closed at $32.00 per share.

  • How To Buy Paymentus Holdings, Inc. Stock Online?

    In order to purchase Paymentus Holdings, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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