Financhill
Buy
52

OFG Quote, Financials, Valuation and Earnings

Last price:
$41.33
Seasonality move :
4.23%
Day range:
$40.41 - $41.37
52-week range:
$33.15 - $46.11
Dividend yield:
3.01%
P/E ratio:
9.07x
P/S ratio:
2.06x
P/B ratio:
1.27x
Volume:
239.6K
Avg. volume:
391.5K
1-year change:
3.01%
Market cap:
$1.8B
Revenue:
$902.9M
EPS (TTM):
$4.59

Analysts' Opinion

  • Consensus Rating
    OFG Bancorp has received a consensus rating of Hold. The company's average rating is a Hold based on 2 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $44.40, OFG Bancorp has an estimated upside of 7.38% from its current price of $41.35.
  • Price Target Downside
    According to analysts, the lowest downside price target is $43.00 representing -- downside risk from its current price of $41.35.

Fair Value

  • According to the consensus of 5 analysts, OFG Bancorp has 7.38% upside to fair value with a price target of $44.40 per share.

OFG vs. S&P 500

  • Over the past 5 trading days, OFG Bancorp has underperformed the S&P 500 by -3.25% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • OFG Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • OFG Bancorp has grown year-over-year revenues for 18 quarters straight. In the most recent quarter OFG Bancorp reported revenues of $229.6M.

Earnings Growth

  • OFG Bancorp has grown year-over-year earnings for 3 quarters straight. In the most recent quarter OFG Bancorp reported earnings per share of $1.27.
Enterprise value:
2.3B
EV / Invested capital:
--
Price / LTM sales:
2.06x
EV / EBIT:
5.75x
EV / Revenue:
2.59x
PEG ratio (5yr expected):
1.07x
EV / Free cash flow:
11.72x
Price / Operating cash flow:
9.34x
Enterprise value / EBITDA:
6.50x
Gross Profit (TTM):
--
Return On Assets:
1.7%
Net Income Margin (TTM):
22.69%
Return On Equity:
15.42%
Return On Invested Capital:
11.38%
Operating Margin:
20.65%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $776.9M $870.6M $904M $221.9M $229.6M
Gross Profit -- -- -- -- --
Operating Income $261.7M $253.8M $234.2M $52.8M $47.4M
EBITDA -- -- -- -- --
Diluted EPS $3.82 $4.23 $4.59 $1.09 $1.27
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $2.2B $712.2M $923M $777M $1.2B
Total Assets $10.1B $10B $11.5B $11.6B $12.5B
Current Liabilities $5.3B $5.2B $6.1B $6B $6B
Total Liabilities $9B $9B $10.3B $10.4B $11.1B
Total Equity $1.1B $1B $1.2B $1.3B $1.4B
Total Debt $57.4M $18.5M $216.5M $69.9M $417.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Cash Flow Statement
Cash Flow Operations $295.7M $252.5M $217.7M $38.3M $59.2M
Cash From Investing -$1.4B -$336M -$438.4M -$206.8M $27.9M
Cash From Financing $1.3B -$73.6M $669.9M $79.1M $212.9M
Free Cash Flow $277.8M $210.8M $199.3M $13.8M $53.3M
OFG
Sector
Market Cap
$1.8B
$544.9M
Price % of 52-Week High
--
86.06%
Dividend Yield
3.01%
1.93%
Shareholder Yield
5.05%
2.67%
1-Year Price Total Return
3.01%
7.54%
Beta (5-Year)
0.675
0.429
Dividend yield:
3.01%
Annualized payout:
$1.20
Payout ratio:
23.56%
Growth streak:
5 years

Technicals

8-day SMA
Buy
Level $40.47
200-day SMA
Sell
Level $41.79
Bollinger Bands (100)
Buy
Level 39.42 - 41.9
Chaikin Money Flow
Buy
Level 47.6M
20-day SMA
Buy
Level $39.64
Relative Strength Index (RSI14)
Buy
Level 61.71
ADX Line
Buy
Level 12.59
Williams %R
Sell
Level -0.6329
50-day SMA
Buy
Level $40.27
MACD (12, 26)
Buy
Level 0.11
25-day Aroon Oscillator
Sell
Level -24
On Balance Volume
Neutral
Level 42.5M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.0872)
Sell
CA Score (Annual)
Level (-2.0779)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (2.8126)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

OFG Bancorp is a holding company, which engages in the provision of banking and financial services. It operates through the following segments: Banking, Wealth Management, and Treasury. The Banking segment includes its branches and traditional banking products such as deposits and commercial, consumer, and mortgage loans. The Wealth Management segment is involved in financial planning, money management and investment banking, brokerage services, insurance sales activity, corporate and individual trust and retirement services, and retirement plan administration services. The Treasury segment focuses on all its asset and liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Stock Forecast FAQ

In the current month, OFG has received 2 Buy ratings 3 Hold ratings, and 0 Sell ratings. The OFG average analyst price target in the past 3 months is $44.40.

  • Where Will OFG Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that OFG Bancorp share price will rise to $44.40 per share over the next 12 months.

  • What Do Analysts Say About OFG Bancorp?

    Analysts are divided on their view about OFG Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that OFG Bancorp is a Sell and believe this share price will drop from its current level to $43.00.

  • What Is OFG Bancorp's Price Target?

    The price target for OFG Bancorp over the next 1-year time period is forecast to be $44.40 according to 5 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is OFG A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for OFG Bancorp is a Hold. 3 of 5 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of OFG?

    You can purchase shares of OFG Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase OFG Bancorp shares.

  • What Is The OFG Bancorp Share Price Today?

    OFG Bancorp was last trading at $41.33 per share. This represents the most recent stock quote for OFG Bancorp. Yesterday, OFG Bancorp closed at $41.35 per share.

  • How To Buy OFG Bancorp Stock Online?

    In order to purchase OFG Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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