Financhill
Buy
57

CPF Quote, Financials, Valuation and Earnings

Last price:
$32.65
Seasonality move :
-0.92%
Day range:
$33.73 - $34.46
52-week range:
$23.16 - $35.01
Dividend yield:
3.18%
P/E ratio:
11.96x
P/S ratio:
2.53x
P/B ratio:
1.52x
Volume:
441.6K
Avg. volume:
170.4K
1-year change:
18.31%
Market cap:
$903.1M
Revenue:
$366M
EPS (TTM):
$2.86

Analysts' Opinion

  • Consensus Rating
    Central Pacific Financial Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $37.50, Central Pacific Financial Corp. has an estimated upside of 9.52% from its current price of $34.24.
  • Price Target Downside
    According to analysts, the lowest downside price target is $36.00 representing 100% downside risk from its current price of $34.24.

Fair Value

  • According to the consensus of 2 analysts, Central Pacific Financial Corp. has 9.52% upside to fair value with a price target of $37.50 per share.

CPF vs. S&P 500

  • Over the past 5 trading days, Central Pacific Financial Corp. has underperformed the S&P 500 by -0.19% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Central Pacific Financial Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Central Pacific Financial Corp. has grown year-over-year revenues for 4 quarters straight. In the most recent quarter Central Pacific Financial Corp. reported revenues of $93.1M.

Earnings Growth

  • Central Pacific Financial Corp. has grown year-over-year earnings for 4 quarters straight. In the most recent quarter Central Pacific Financial Corp. reported earnings per share of $0.85.
Enterprise value:
1B
EV / Invested capital:
1.45x
Price / LTM sales:
2.53x
EV / EBIT:
5.86x
EV / Revenue:
2.75x
PEG ratio (5yr expected):
0.26x
EV / Free cash flow:
10.76x
Price / Operating cash flow:
9.21x
Enterprise value / EBITDA:
4.11x
Gross Profit (TTM):
--
Return On Assets:
1.04%
Net Income Margin (TTM):
21.18%
Return On Equity:
13.62%
Return On Invested Capital:
10.7%
Operating Margin:
30.31%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $323.5M $343.4M $365.9M $79.1M $93.1M
Gross Profit -- -- -- -- --
Operating Income $67.8M $66.7M $100.1M $12M $28.2M
EBITDA -- -- -- -- --
Diluted EPS $2.17 $1.97 $2.86 $0.42 $0.85
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $345.6M $132.4M $543.9M $404.3M $402.2M
Total Assets $7.4B $7.4B $7.7B $7.5B $7.4B
Current Liabilities $3.7B $3.6B $3.3B $4.3B $3.3B
Total Liabilities $6.9B $7B $7.2B $7B $6.8B
Total Equity $474.2M $452.9M $503.8M $538.4M $592.6M
Total Debt $141.9M $138M $183.6M $184.5M $102.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $113.2M $86.4M $100M $18.8M $21.4M
Cash From Investing -$30.8M $122.3M -$52.4M $15.4M -$53.5M
Cash From Financing $217.6M -$320.8M -$66.3M -$6.5M $23.1M
Free Cash Flow $98.8M $68.3M $93.5M $12.8M $20.2M
CPF
Sector
Market Cap
$903.1M
$550.3M
Price % of 52-Week High
97.8%
91.53%
Dividend Yield
3.18%
1.43%
Shareholder Yield
6.49%
2.97%
1-Year Price Total Return
18.31%
9.09%
Beta (5-Year)
0.965
0.446
Dividend yield:
3.18%
Annualized payout:
$1.09
Payout ratio:
32.94%
Growth streak:
1 years

Technicals

8-day SMA
Buy
Level $34.15
200-day SMA
Buy
Level $29.69
Bollinger Bands (100)
Buy
Level 29.23 - 32.81
Chaikin Money Flow
Buy
Level 338.3K
20-day SMA
Buy
Level $33.40
Relative Strength Index (RSI14)
Buy
Level 62.12
ADX Line
Sell
Level 13.1
Williams %R
Neutral
Level -31.6872
50-day SMA
Buy
Level $32.55
MACD (12, 26)
Buy
Level 7.67
25-day Aroon Oscillator
Buy
Level 36
On Balance Volume
Neutral
Level 1.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.2328)
Sell
CA Score (Annual)
Level (-2.29)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (3.3331)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Central Pacific Financial Corp. is a bank holding company, which engages in the provision of commercial banking services through its wholly owned subsidiary Central Pacific Bank. The firm offers wealth management, personal and business banking. It also provides loan services for commercial and industrial, real estate, and consumer. The company was founded on February 1, 1982 and is headquartered in Honolulu, HI.

Stock Forecast FAQ

In the current month, CPF has received 0 Buy ratings 2 Hold ratings, and 0 Sell ratings. The CPF average analyst price target in the past 3 months is $37.50.

  • Where Will Central Pacific Financial Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Central Pacific Financial Corp. share price will rise to $37.50 per share over the next 12 months.

  • What Do Analysts Say About Central Pacific Financial Corp.?

    Analysts are divided on their view about Central Pacific Financial Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Central Pacific Financial Corp. is a Sell and believe this share price will drop from its current level to $36.00.

  • What Is Central Pacific Financial Corp.'s Price Target?

    The price target for Central Pacific Financial Corp. over the next 1-year time period is forecast to be $37.50 according to 2 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is CPF A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Central Pacific Financial Corp. is a Hold. 2 of 2 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of CPF?

    You can purchase shares of Central Pacific Financial Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Central Pacific Financial Corp. shares.

  • What Is The Central Pacific Financial Corp. Share Price Today?

    Central Pacific Financial Corp. was last trading at $32.65 per share. This represents the most recent stock quote for Central Pacific Financial Corp.. Yesterday, Central Pacific Financial Corp. closed at $34.24 per share.

  • How To Buy Central Pacific Financial Corp. Stock Online?

    In order to purchase Central Pacific Financial Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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