Financhill
Buy
72

BAP Quote, Financials, Valuation and Earnings

Last price:
$277.79
Seasonality move :
9.32%
Day range:
$264.40 - $279.47
52-week range:
$165.51 - $280.88
Dividend yield:
4.18%
P/E ratio:
11.81x
P/S ratio:
2.69x
P/B ratio:
1.98x
Volume:
302.8K
Avg. volume:
282.2K
1-year change:
45.75%
Market cap:
$20.9B
Revenue:
$7.4B
EPS (TTM):
$22.28

Analysts' Opinion

  • Consensus Rating
    Credicorp Ltd. has received a consensus rating of Buy. The company's average rating is a Buy based on 7 Buy ratings, 4 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $292.03, Credicorp Ltd. has an estimated upside of 10.97% from its current price of $277.65.
  • Price Target Downside
    According to analysts, the lowest downside price target is $219.00 representing 16.78% downside risk from its current price of $277.65.

Fair Value

  • According to the consensus of 11 analysts, Credicorp Ltd. has 10.97% upside to fair value with a price target of $292.03 per share.

BAP vs. S&P 500

  • Over the past 5 trading days, Credicorp Ltd. has overperformed the S&P 500 by 4.56% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Credicorp Ltd. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Credicorp Ltd. has grown year-over-year revenues for 14 quarters straight. In the most recent quarter Credicorp Ltd. reported revenues of $2.1B.

Earnings Growth

  • Credicorp Ltd. has grown year-over-year earnings for 5 quarters straight. In the most recent quarter Credicorp Ltd. reported earnings per share of $6.19.
Enterprise value:
31.2B
EV / Invested capital:
1.50x
Price / LTM sales:
2.69x
EV / EBIT:
7.79x
EV / Revenue:
4.01x
PEG ratio (5yr expected):
0.43x
EV / Free cash flow:
9.05x
Price / Operating cash flow:
6.07x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
2.6%
Net Income Margin (TTM):
23.27%
Return On Equity:
18.47%
Return On Invested Capital:
9.54%
Operating Margin:
34.24%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $6.6B $7.2B $7.8B $1.8B $2.1B
Gross Profit -- -- -- -- --
Operating Income $1.9B $2B $2.6B $566.8M $723.2M
EBITDA -- -- -- -- --
Diluted EPS $16.80 $17.44 $22.28 $5.10 $6.19
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $13.4B $11B $11B $14.2B $15.7B
Total Assets $60.8B $61.3B $62.9B $67.1B $73.7B
Current Liabilities $30.2B $30B $27.9B $32.9B $39.2B
Total Liabilities $54.6B $54.4B $54.5B $58B $62.9B
Total Equity $6.2B $7B $8.4B $9.2B $10.7B
Total Debt $6.4B $5.1B $4.9B $5.2B $5.2B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $4.1B $2.8B $3.8B $1.4B $851.1M
Cash From Investing -$2.8B -$745.5M -$1.6B -$230.9M -$212.4M
Cash From Financing -$1.8B $1.2B -$1.8B $1.3B -$29.2M
Free Cash Flow $3.8B $2.6B $3.4B $1.4B $754M
BAP
Sector
Market Cap
$20.9B
$555.9M
Price % of 52-Week High
93.69%
89.84%
Dividend Yield
4.18%
1.65%
Shareholder Yield
3.62%
3.16%
1-Year Price Total Return
37.3%
1.51%
Beta (5-Year)
0.905
0.481
Dividend yield:
4.18%
Annualized payout:
$12.20
Payout ratio:
-65.63%
Growth streak:
3 years

Technicals

8-day SMA
Buy
Level $259.44
200-day SMA
Buy
Level $227.39
Bollinger Bands (100)
Buy
Level 0 - 0
Chaikin Money Flow
Sell
Level --
20-day SMA
Buy
Level $256.62
Relative Strength Index (RSI14)
Buy
Level 70.09
ADX Line
Neutral
Level 0
Williams %R
Sell
Level -3.3824
50-day SMA
Buy
Level $258.30
MACD (12, 26)
Buy
Level 1.81
25-day Aroon Oscillator
Sell
Level -48
On Balance Volume
Neutral
Level --

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.0824)
Sell
CA Score (Annual)
Level (-1.8516)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (1.5924)
Buy
Piotroski F Score (Annual)
Level (8)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Credicorp Ltd. operates as a holding company, which engages in the provision of financial services. It operates through the following segments: Universal Banking; Microfinance; Insurance and Pensions; and Investment Banking and Wealth Management. The Universal Banking segment focuses on lending and investment services. The Microfinance segment consists of subsidiaries offering commercial banking activities and specialized financial services to support small and micro business clients. The Insurance and Pensions segment offers insurance products for property and casualty, life insurance business, and corporate health insurance and medical services. The Investment Banking and Wealth Management segment comprises of asset management, capital markets, corporate finance, and wealth management business units. The company was founded on August 17, 1995 and is headquartered in Lima, Peru.

Stock Forecast FAQ

In the current month, BAP has received 7 Buy ratings 4 Hold ratings, and 0 Sell ratings. The BAP average analyst price target in the past 3 months is $292.03.

  • Where Will Credicorp Ltd. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Credicorp Ltd. share price will rise to $292.03 per share over the next 12 months.

  • What Do Analysts Say About Credicorp Ltd.?

    Analysts are divided on their view about Credicorp Ltd. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Credicorp Ltd. is a Sell and believe this share price will drop from its current level to $219.00.

  • What Is Credicorp Ltd.'s Price Target?

    The price target for Credicorp Ltd. over the next 1-year time period is forecast to be $292.03 according to 11 Wall Street analysts, 7 of them rate the stock a Buy, 0 rate the stock a Sell, and 4 analysts rate the stock a Hold.

  • Is BAP A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Credicorp Ltd. is a Buy. 7 of 11 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of BAP?

    You can purchase shares of Credicorp Ltd. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Credicorp Ltd. shares.

  • What Is The Credicorp Ltd. Share Price Today?

    Credicorp Ltd. was last trading at $277.79 per share. This represents the most recent stock quote for Credicorp Ltd.. Yesterday, Credicorp Ltd. closed at $277.65 per share.

  • How To Buy Credicorp Ltd. Stock Online?

    In order to purchase Credicorp Ltd. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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