Financhill
Buy
81

ABCB Quote, Financials, Valuation and Earnings

Last price:
$85.83
Seasonality move :
1.08%
Day range:
$84.88 - $86.35
52-week range:
$48.27 - $86.35
Dividend yield:
0.93%
P/E ratio:
14.31x
P/S ratio:
3.62x
P/B ratio:
1.43x
Volume:
489.8K
Avg. volume:
508K
1-year change:
25.51%
Market cap:
$5.8B
Revenue:
$1.7B
EPS (TTM):
$6.00

Analysts' Opinion

  • Consensus Rating
    Ameris Bancorp has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $88.83, Ameris Bancorp has an estimated upside of 3.37% from its current price of $85.94.
  • Price Target Downside
    According to analysts, the lowest downside price target is $86.00 representing 100% downside risk from its current price of $85.94.

Fair Value

  • According to the consensus of 3 analysts, Ameris Bancorp has 3.37% upside to fair value with a price target of $88.83 per share.

ABCB vs. S&P 500

  • Over the past 5 trading days, Ameris Bancorp has overperformed the S&P 500 by 6.7% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Ameris Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Ameris Bancorp has grown year-over-year revenues for 16 quarters straight. In the most recent quarter Ameris Bancorp reported revenues of $419.9M.

Earnings Growth

  • Ameris Bancorp has grown year-over-year earnings for 8 quarters straight. In the most recent quarter Ameris Bancorp reported earnings per share of $1.59.
Enterprise value:
6.5B
EV / Invested capital:
1.37x
Price / LTM sales:
3.62x
EV / EBIT:
6.60x
EV / Revenue:
4.01x
PEG ratio (5yr expected):
0.92x
EV / Free cash flow:
16.57x
Price / Operating cash flow:
14.20x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.54%
Net Income Margin (TTM):
25.27%
Return On Equity:
10.52%
Return On Invested Capital:
9.31%
Operating Margin:
33.6%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $1.5B $1.6B $1.6B $415.3M $419.9M
Gross Profit -- -- -- -- --
Operating Income $297.2M $393.7M $502.2M $126M $141.1M
EBITDA -- -- -- -- --
Diluted EPS $3.90 $5.19 $6.00 $1.37 $1.59
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $4.1B $1.2B $1.3B $1.3B $1.1B
Total Assets $24B $25.2B $25.3B $26.3B $27.5B
Current Liabilities $9.3B $9.2B $9.8B $9.8B $6.4B
Total Liabilities $21B $22B $21.9B $22.6B $23.4B
Total Equity $3B $3.2B $3.4B $3.8B $4.1B
Total Debt $919M $2.1B $687.2M $467.3M $692.3M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $355.8M $236.6M $413.6M $102.2M $104.9M
Cash From Investing -$1.7B -$796.3M -$974.4M $70M -$466.2M
Cash From Financing $1.5B $373.1M $244.8M -$175.2M $234.2M
Free Cash Flow $341.8M $111.6M $394.6M -$10.2M $100.5M
ABCB
Sector
Market Cap
$5.8B
$537.5M
Price % of 52-Week High
99.53%
92.45%
Dividend Yield
0.93%
1.46%
Shareholder Yield
1.06%
3.02%
1-Year Price Total Return
25.52%
7.82%
Beta (5-Year)
0.993
0.453
Dividend yield:
0.93%
Annualized payout:
$0.80
Payout ratio:
12.58%
Growth streak:
2 years

Technicals

8-day SMA
Buy
Level $82.36
200-day SMA
Buy
Level $70.75
Bollinger Bands (100)
Buy
Level 72.57 - 79.19
Chaikin Money Flow
Buy
Level 37M
20-day SMA
Buy
Level $81.08
Relative Strength Index (RSI14)
Buy
Level 69.40
ADX Line
Buy
Level 17.69
Williams %R
Sell
Level -3.2232
50-day SMA
Buy
Level $78.42
MACD (12, 26)
Buy
Level 1.74
25-day Aroon Oscillator
Buy
Level 96
On Balance Volume
Neutral
Level 3M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.1886)
Sell
CA Score (Annual)
Level (-1.9041)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (2.003)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Ameris Bancorp is a bank holding company, which through the subsidiary, Ameris Bank, engages in the provision of banking services to its retail and commercial customers. It operates through the following business divisions: Banking, Retail Mortgage, Warehouse Lending, and Premium Finance. The Banking division offers full service financial services to include commercial loans, consumer loans and deposit accounts. The Retail Mortgage division includes origination, sales, and servicing of one-to-four family residential mortgage loans. The Warehouse Lending division includes the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans. The Premium Finance division includes the origination and servicing of commercial insurance premium finance loans. The company was founded on October, 1971 and is headquartered in Moultrie, GA.

Stock Forecast FAQ

In the current month, ABCB has received 1 Buy ratings 2 Hold ratings, and 0 Sell ratings. The ABCB average analyst price target in the past 3 months is $88.83.

  • Where Will Ameris Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Ameris Bancorp share price will rise to $88.83 per share over the next 12 months.

  • What Do Analysts Say About Ameris Bancorp?

    Analysts are divided on their view about Ameris Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Ameris Bancorp is a Sell and believe this share price will drop from its current level to $86.00.

  • What Is Ameris Bancorp's Price Target?

    The price target for Ameris Bancorp over the next 1-year time period is forecast to be $88.83 according to 3 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is ABCB A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Ameris Bancorp is a Hold. 2 of 3 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of ABCB?

    You can purchase shares of Ameris Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Ameris Bancorp shares.

  • What Is The Ameris Bancorp Share Price Today?

    Ameris Bancorp was last trading at $85.83 per share. This represents the most recent stock quote for Ameris Bancorp. Yesterday, Ameris Bancorp closed at $85.94 per share.

  • How To Buy Ameris Bancorp Stock Online?

    In order to purchase Ameris Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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