Financhill
Buy
60

ABCB Quote, Financials, Valuation and Earnings

Last price:
$79.33
Seasonality move :
-0.09%
Day range:
$75.72 - $80.00
52-week range:
$48.27 - $87.98
Dividend yield:
1.01%
P/E ratio:
13.22x
P/S ratio:
3.33x
P/B ratio:
1.32x
Volume:
715.8K
Avg. volume:
563K
1-year change:
22.82%
Market cap:
$5.4B
Revenue:
$1.7B
EPS (TTM):
$6.00

Analysts' Opinion

  • Consensus Rating
    Ameris Bancorp has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 2 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $90.07, Ameris Bancorp has an estimated upside of 13.56% from its current price of $79.32.
  • Price Target Downside
    According to analysts, the lowest downside price target is $86.00 representing 100% downside risk from its current price of $79.32.

Fair Value

  • According to the consensus of 4 analysts, Ameris Bancorp has 13.56% upside to fair value with a price target of $90.07 per share.

ABCB vs. S&P 500

  • Over the past 5 trading days, Ameris Bancorp has overperformed the S&P 500 by 0.43% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Ameris Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Ameris Bancorp has grown year-over-year revenues for 16 quarters straight. In the most recent quarter Ameris Bancorp reported revenues of $427.2M.

Earnings Growth

  • Ameris Bancorp has grown year-over-year earnings for 8 quarters straight. In the most recent quarter Ameris Bancorp reported earnings per share of $1.59.
Enterprise value:
6.1B
EV / Invested capital:
1.27x
Price / LTM sales:
3.33x
EV / EBIT:
6.19x
EV / Revenue:
3.75x
PEG ratio (5yr expected):
0.85x
EV / Free cash flow:
16.61x
Price / Operating cash flow:
14.74x
Enterprise value / EBITDA:
81.76x
Gross Profit (TTM):
--
Return On Assets:
1.54%
Net Income Margin (TTM):
25.16%
Return On Equity:
10.52%
Return On Invested Capital:
9.28%
Operating Margin:
33.03%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $1.5B $1.6B $1.6B $415.3M $427.2M
Gross Profit -- -- -- -- --
Operating Income $297.2M $393.7M $502.2M $126M $141.1M
EBITDA -- -- -- -- --
Diluted EPS $3.90 $5.19 $6.00 $1.37 $1.59
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $4.1B $1.2B $1.3B $1.3B $1.2B
Total Assets $24B $25.2B $25.3B $26.3B $27.5B
Current Liabilities $9.3B $9.2B $9.8B $9.8B $22.8B
Total Liabilities $21B $22B $21.9B $22.6B $23.4B
Total Equity $3B $3.2B $3.4B $3.8B $4.1B
Total Debt $919M $2.1B $687.2M $467.3M $732.7M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Cash Flow Statement
Cash Flow Operations $569M $154.2M $390.2M $130.5M $107M
Cash From Investing -$338.2M -$846.7M -$1.3B -$46.3M -$374.7M
Cash From Financing -$181.6M $745.6M $781.2M -$223M $313.4M
Free Cash Flow $551.4M $30.7M $369.6M $126.1M $101.2M
ABCB
Sector
Market Cap
$5.4B
$538.9M
Price % of 52-Week High
90.16%
89.2%
Dividend Yield
1.01%
1.47%
Shareholder Yield
1.67%
2.87%
1-Year Price Total Return
22.82%
7.18%
Beta (5-Year)
0.973
0.432
Dividend yield:
1.01%
Annualized payout:
$0.80
Payout ratio:
12.61%
Growth streak:
2 years

Technicals

8-day SMA
Sell
Level $80.77
200-day SMA
Buy
Level $72.48
Bollinger Bands (100)
Buy
Level 73.05 - 81.07
Chaikin Money Flow
Buy
Level 37M
20-day SMA
Sell
Level $82.59
Relative Strength Index (RSI14)
Sell
Level 44.56
ADX Line
Sell
Level 12.07
Williams %R
Neutral
Level -70.6362
50-day SMA
Sell
Level $80.06
MACD (12, 26)
Sell
Level -0.20
25-day Aroon Oscillator
Buy
Level 28
On Balance Volume
Neutral
Level 644K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.5228)
Sell
CA Score (Annual)
Level (-1.904)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (3.8769)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Ameris Bancorp is a bank holding company, which through the subsidiary, Ameris Bank, engages in the provision of banking services to its retail and commercial customers. It operates through the following business divisions: Banking, Retail Mortgage, Warehouse Lending, and Premium Finance. The Banking division offers full service financial services to include commercial loans, consumer loans and deposit accounts. The Retail Mortgage division includes origination, sales, and servicing of one-to-four family residential mortgage loans. The Warehouse Lending division includes the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans. The Premium Finance division includes the origination and servicing of commercial insurance premium finance loans. The company was founded on October, 1971 and is headquartered in Moultrie, GA.

Stock Forecast FAQ

In the current month, ABCB has received 2 Buy ratings 2 Hold ratings, and 0 Sell ratings. The ABCB average analyst price target in the past 3 months is $90.07.

  • Where Will Ameris Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Ameris Bancorp share price will rise to $90.07 per share over the next 12 months.

  • What Do Analysts Say About Ameris Bancorp?

    Analysts are divided on their view about Ameris Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Ameris Bancorp is a Sell and believe this share price will drop from its current level to $86.00.

  • What Is Ameris Bancorp's Price Target?

    The price target for Ameris Bancorp over the next 1-year time period is forecast to be $90.07 according to 4 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is ABCB A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Ameris Bancorp is a Leans Bullish. 2 of 4 analysts rate the stock a Leans Bullish at this time.

  • How Can I Buy Shares Of ABCB?

    You can purchase shares of Ameris Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Ameris Bancorp shares.

  • What Is The Ameris Bancorp Share Price Today?

    Ameris Bancorp was last trading at $79.33 per share. This represents the most recent stock quote for Ameris Bancorp. Yesterday, Ameris Bancorp closed at $79.32 per share.

  • How To Buy Ameris Bancorp Stock Online?

    In order to purchase Ameris Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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