Financhill
Buy
54

TMP Quote, Financials, Valuation and Earnings

Last price:
$78.90
Seasonality move :
1.89%
Day range:
$81.46 - $83.00
52-week range:
$54.16 - $86.95
Dividend yield:
3.08%
P/E ratio:
7.39x
P/S ratio:
3.03x
P/B ratio:
1.27x
Volume:
131.4K
Avg. volume:
68.4K
1-year change:
19.99%
Market cap:
$1.2B
Revenue:
$390.7M
EPS (TTM):
$11.22

Analysts' Opinion

  • Consensus Rating
    Tompkins Financial Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $84.50, Tompkins Financial Corp. has an estimated upside of 1.81% from its current price of $83.00.
  • Price Target Downside
    According to analysts, the lowest downside price target is $82.00 representing 100% downside risk from its current price of $83.00.

Fair Value

  • According to the consensus of 1 analyst, Tompkins Financial Corp. has 1.81% upside to fair value with a price target of $84.50 per share.

TMP vs. S&P 500

  • Over the past 5 trading days, Tompkins Financial Corp. has underperformed the S&P 500 by -1.2% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Tompkins Financial Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Tompkins Financial Corp. revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Tompkins Financial Corp. reported revenues of $38.4M.

Earnings Growth

  • Tompkins Financial Corp. has grown year-over-year earnings for 7 quarters straight. In the most recent quarter Tompkins Financial Corp. reported earnings per share of $6.70.
Enterprise value:
1.9B
EV / Invested capital:
1.16x
Price / LTM sales:
3.03x
EV / EBIT:
5.18x
EV / Revenue:
4.71x
PEG ratio (5yr expected):
0.06x
EV / Free cash flow:
19.78x
Price / Operating cash flow:
11.75x
Enterprise value / EBITDA:
18.29x
Gross Profit (TTM):
--
Return On Assets:
1.93%
Net Income Margin (TTM):
41.02%
Return On Equity:
20.42%
Return On Invested Capital:
10.92%
Operating Margin:
-126.27%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $307.6M $435.7M $392.7M $110.9M $38.4M
Gross Profit -- -- -- -- --
Operating Income $12.1M $94.8M $36.6M $24.9M -$48.5M
EBITDA -- -- -- -- --
Diluted EPS $0.64 $4.96 $11.22 $1.37 $6.70
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $85.7M $102.7M $105.6M $163.2M $132.8M
Total Assets $7.8B $7.7B $7.8B $8.1B $8.7B
Current Liabilities $2.2B $2.5B $2.5B $2.5B $2B
Total Liabilities $7.1B $7.1B $7.1B $7.4B $7.7B
Total Equity $728.9M $617.4M $669.9M $713.4M $938.4M
Total Debt $110M $50M $125M $543.2M $564.4M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $91.1M $91.8M $98.7M $21.7M $34.9M
Cash From Investing $107.7M -$273.1M -$395M -$40.8M -$108.3M
Cash From Financing -$162.2M $173.4M $357.5M $80.5M $54.4M
Free Cash Flow $83.9M $80M $93.5M $19.4M $33.9M
TMP
Sector
Market Cap
$1.2B
$550.3M
Price % of 52-Week High
95.46%
91.53%
Dividend Yield
3.08%
1.43%
Shareholder Yield
2.43%
2.97%
1-Year Price Total Return
19.99%
9.09%
Beta (5-Year)
0.792
0.446
Dividend yield:
3.08%
Annualized payout:
$2.51
Payout ratio:
9.7%
Growth streak:
15 years

Technicals

8-day SMA
Sell
Level $83.49
200-day SMA
Buy
Level $68.61
Bollinger Bands (100)
Buy
Level 65.58 - 78.4
Chaikin Money Flow
Buy
Level 47.9K
20-day SMA
Buy
Level $81.45
Relative Strength Index (RSI14)
Buy
Level 59.16
ADX Line
Sell
Level 4.55
Williams %R
Neutral
Level -49.0988
50-day SMA
Buy
Level $77.43
MACD (12, 26)
Buy
Level 15.53
25-day Aroon Oscillator
Buy
Level 28
On Balance Volume
Neutral
Level 16.8K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.1113)
Sell
CA Score (Annual)
Level (-2.0993)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (3.1887)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Tompkins Financial Corp. engages in the provision of financial services. It operates through the following segments: Banking, Insurance, and Wealth Management. The Banking segment consists of its banking subsidiaries, including Tompkins Trust Co., The Bank of Castile, Mahopac Bank, and VIST Bank. The Insurance segment offers property and casualty insurance services, and employee benefits consulting. The Wealth Management segment consists of a comprehensive suite of financial services to customers, including trust and estate services, investment management, and insurance. The company was founded in 1995 and is headquartered in Ithaca, NY.

Stock Forecast FAQ

In the current month, TMP has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The TMP average analyst price target in the past 3 months is $84.50.

  • Where Will Tompkins Financial Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Tompkins Financial Corp. share price will rise to $84.50 per share over the next 12 months.

  • What Do Analysts Say About Tompkins Financial Corp.?

    Analysts are divided on their view about Tompkins Financial Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Tompkins Financial Corp. is a Sell and believe this share price will drop from its current level to $82.00.

  • What Is Tompkins Financial Corp.'s Price Target?

    The price target for Tompkins Financial Corp. over the next 1-year time period is forecast to be $84.50 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is TMP A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Tompkins Financial Corp. is a Hold. 1 of 1 analysts rates the stock a Hold at this time.

  • How Can I Buy Shares Of TMP?

    You can purchase shares of Tompkins Financial Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Tompkins Financial Corp. shares.

  • What Is The Tompkins Financial Corp. Share Price Today?

    Tompkins Financial Corp. was last trading at $78.90 per share. This represents the most recent stock quote for Tompkins Financial Corp.. Yesterday, Tompkins Financial Corp. closed at $83.00 per share.

  • How To Buy Tompkins Financial Corp. Stock Online?

    In order to purchase Tompkins Financial Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Is Celestica The Best AI Stock to Buy Now?
Is Celestica The Best AI Stock to Buy Now?

Technology and hardware business Celestica (NYSE:CLS) has seen massive upward…

Will AI Disrupt SaaS Software Stocks?
Will AI Disrupt SaaS Software Stocks?

Since January 28th, software stocks in the United States have…

Why Is Meta Stock Going Higher?
Why Is Meta Stock Going Higher?

Over the last five days, shares of Instagram and Facebook…

Stock Ideas

Buy
55
Is NVDA Stock a Buy?

Market Cap: $4.6T
P/E Ratio: 65x

Sell
50
Is AAPL Stock a Buy?

Market Cap: $3.9T
P/E Ratio: 35x

Sell
40
Is GOOGL Stock a Buy?

Market Cap: $3.8T
P/E Ratio: 29x

Alerts

Buy
77
RNG alert for Feb 23

RingCentral, Inc. [RNG] is down 12.89% over the past day.

Sell
9
FROG alert for Feb 23

JFrog Ltd. [FROG] is down 6.7% over the past day.

Buy
72
SNSE alert for Feb 23

Sensei Biotherapeutics, Inc. [SNSE] is down 0.3% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock