Financhill
Buy
66

XP Quote, Financials, Valuation and Earnings

Last price:
$19.38
Seasonality move :
-16.67%
Day range:
$18.66 - $19.40
52-week range:
$12.20 - $20.98
Dividend yield:
0.93%
P/E ratio:
11.73x
P/S ratio:
3.28x
P/B ratio:
2.26x
Volume:
4.5M
Avg. volume:
6.3M
1-year change:
37.03%
Market cap:
$10.1B
Revenue:
$3.2B
EPS (TTM):
$1.65

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
XP
XP, Inc.
$905.4M $0.48 23.42% 21.77% $23.95
BBD
Banco Bradesco SA
$188.9B $0.11 -51.91% 20.33% $3.76
BSBR
Banco Santander (Brasil) SA
$113.4B $0.20 1334.64% 184.44% $6.62
INTR
Inter & Co., Inc.
$442.3M $0.16 -14.57% 54.1% $9.78
ITUB
Itaú Unibanco Holding SA
$248.6B $0.20 1239.93% 13.51% $7.99
VINP
Vinci Compass Investments Ltd.
$52.3M $0.25 32.21% 54.01% $14.21
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
XP
XP, Inc.
$19.39 $23.95 $10.1B 11.73x $0.18 0.93% 3.28x
BBD
Banco Bradesco SA
$3.98 $3.76 $42.1B 11.24x $0.00 6.63% 0.69x
BSBR
Banco Santander (Brasil) SA
$6.49 $6.62 $48.5B 23.14x $0.10 4.51% 1.55x
INTR
Inter & Co., Inc.
$8.87 $9.78 $3.9B 18.28x $0.08 1.24% 1.67x
ITUB
Itaú Unibanco Holding SA
$8.99 $7.99 $99.1B 12.71x $0.00 8.06% 1.32x
VINP
Vinci Compass Investments Ltd.
$12.18 $14.21 $770.3M 26.03x $0.15 4.93% 4.64x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
XP
XP, Inc.
81.1% 0.943 192.94% 0.07x
BBD
Banco Bradesco SA
80.83% 0.308 387.85% 0.00x
BSBR
Banco Santander (Brasil) SA
72.09% -0.443 143% 0.00x
INTR
Inter & Co., Inc.
73.82% 0.229 125.39% 0.00x
ITUB
Itaú Unibanco Holding SA
83.16% -0.520 227.85% 0.00x
VINP
Vinci Compass Investments Ltd.
31.92% 0.146 24.44% 5.99x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
XP
XP, Inc.
$591.7M $267.2M 4.49% 23% 31.03% $2.2B
BBD
Banco Bradesco SA
-- $1.2B 2.46% 12.4% 60.57% $10.9B
BSBR
Banco Santander (Brasil) SA
-- $906.5M 2.35% 9.81% 66.49% $6.5B
INTR
Inter & Co., Inc.
-- $79.2M 3.84% 13.78% 52.61% $459.1M
ITUB
Itaú Unibanco Holding SA
-- $1.9B 3.94% 21.18% 63.85% $8B
VINP
Vinci Compass Investments Ltd.
-- $15.9M 6.42% 9.59% 35.95% $16.8M

XP, Inc. vs. Competitors

  • Which has Higher Returns XP or BBD?

    Banco Bradesco SA has a net margin of 28.36% compared to XP, Inc.'s net margin of 5.9%. XP, Inc.'s return on equity of 23% beat Banco Bradesco SA's return on equity of 12.4%.

    Company Gross Margin Earnings Per Share Invested Capital
    XP
    XP, Inc.
    68.73% $0.45 $23.5B
    BBD
    Banco Bradesco SA
    -- $0.10 $172.1B
  • What do Analysts Say About XP or BBD?

    XP, Inc. has a consensus price target of $23.95, signalling upside risk potential of 23.51%. On the other hand Banco Bradesco SA has an analysts' consensus of $3.76 which suggests that it could fall by -5.53%. Given that XP, Inc. has higher upside potential than Banco Bradesco SA, analysts believe XP, Inc. is more attractive than Banco Bradesco SA.

    Company Buy Ratings Hold Ratings Sell Ratings
    XP
    XP, Inc.
    7 3 0
    BBD
    Banco Bradesco SA
    2 2 0
  • Is XP or BBD More Risky?

    XP, Inc. has a beta of 1.206, which suggesting that the stock is 20.642% more volatile than S&P 500. In comparison Banco Bradesco SA has a beta of 0.541, suggesting its less volatile than the S&P 500 by 45.899%.

  • Which is a Better Dividend Stock XP or BBD?

    XP, Inc. has a quarterly dividend of $0.18 per share corresponding to a yield of 0.93%. Banco Bradesco SA offers a yield of 6.63% to investors and pays a quarterly dividend of $0.00 per share. XP, Inc. pays 0.04% of its earnings as a dividend. Banco Bradesco SA pays out 10.4% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XP or BBD?

    XP, Inc. quarterly revenues are $860.9M, which are smaller than Banco Bradesco SA quarterly revenues of $17.3B. XP, Inc.'s net income of $244.1M is lower than Banco Bradesco SA's net income of $1B. Notably, XP, Inc.'s price-to-earnings ratio is 11.73x while Banco Bradesco SA's PE ratio is 11.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for XP, Inc. is 3.28x versus 0.69x for Banco Bradesco SA. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XP
    XP, Inc.
    3.28x 11.73x $860.9M $244.1M
    BBD
    Banco Bradesco SA
    0.69x 11.24x $17.3B $1B
  • Which has Higher Returns XP or BSBR?

    Banco Santander (Brasil) SA has a net margin of 28.36% compared to XP, Inc.'s net margin of 8.23%. XP, Inc.'s return on equity of 23% beat Banco Santander (Brasil) SA's return on equity of 9.81%.

    Company Gross Margin Earnings Per Share Invested Capital
    XP
    XP, Inc.
    68.73% $0.45 $23.5B
    BSBR
    Banco Santander (Brasil) SA
    -- $0.09 $83.6B
  • What do Analysts Say About XP or BSBR?

    XP, Inc. has a consensus price target of $23.95, signalling upside risk potential of 23.51%. On the other hand Banco Santander (Brasil) SA has an analysts' consensus of $6.62 which suggests that it could grow by 2%. Given that XP, Inc. has higher upside potential than Banco Santander (Brasil) SA, analysts believe XP, Inc. is more attractive than Banco Santander (Brasil) SA.

    Company Buy Ratings Hold Ratings Sell Ratings
    XP
    XP, Inc.
    7 3 0
    BSBR
    Banco Santander (Brasil) SA
    1 1 1
  • Is XP or BSBR More Risky?

    XP, Inc. has a beta of 1.206, which suggesting that the stock is 20.642% more volatile than S&P 500. In comparison Banco Santander (Brasil) SA has a beta of 0.577, suggesting its less volatile than the S&P 500 by 42.306%.

  • Which is a Better Dividend Stock XP or BSBR?

    XP, Inc. has a quarterly dividend of $0.18 per share corresponding to a yield of 0.93%. Banco Santander (Brasil) SA offers a yield of 4.51% to investors and pays a quarterly dividend of $0.10 per share. XP, Inc. pays 0.04% of its earnings as a dividend. Banco Santander (Brasil) SA pays out 65.88% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XP or BSBR?

    XP, Inc. quarterly revenues are $860.9M, which are smaller than Banco Santander (Brasil) SA quarterly revenues of $8.7B. XP, Inc.'s net income of $244.1M is lower than Banco Santander (Brasil) SA's net income of $712.5M. Notably, XP, Inc.'s price-to-earnings ratio is 11.73x while Banco Santander (Brasil) SA's PE ratio is 23.14x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for XP, Inc. is 3.28x versus 1.55x for Banco Santander (Brasil) SA. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XP
    XP, Inc.
    3.28x 11.73x $860.9M $244.1M
    BSBR
    Banco Santander (Brasil) SA
    1.55x 23.14x $8.7B $712.5M
  • Which has Higher Returns XP or INTR?

    Inter & Co., Inc. has a net margin of 28.36% compared to XP, Inc.'s net margin of 9.04%. XP, Inc.'s return on equity of 23% beat Inter & Co., Inc.'s return on equity of 13.78%.

    Company Gross Margin Earnings Per Share Invested Capital
    XP
    XP, Inc.
    68.73% $0.45 $23.5B
    INTR
    Inter & Co., Inc.
    -- $0.14 $7B
  • What do Analysts Say About XP or INTR?

    XP, Inc. has a consensus price target of $23.95, signalling upside risk potential of 23.51%. On the other hand Inter & Co., Inc. has an analysts' consensus of $9.78 which suggests that it could grow by 10.29%. Given that XP, Inc. has higher upside potential than Inter & Co., Inc., analysts believe XP, Inc. is more attractive than Inter & Co., Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    XP
    XP, Inc.
    7 3 0
    INTR
    Inter & Co., Inc.
    5 2 1
  • Is XP or INTR More Risky?

    XP, Inc. has a beta of 1.206, which suggesting that the stock is 20.642% more volatile than S&P 500. In comparison Inter & Co., Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock XP or INTR?

    XP, Inc. has a quarterly dividend of $0.18 per share corresponding to a yield of 0.93%. Inter & Co., Inc. offers a yield of 1.24% to investors and pays a quarterly dividend of $0.08 per share. XP, Inc. pays 0.04% of its earnings as a dividend. Inter & Co., Inc. pays out 0.01% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XP or INTR?

    XP, Inc. quarterly revenues are $860.9M, which are larger than Inter & Co., Inc. quarterly revenues of $722.7M. XP, Inc.'s net income of $244.1M is higher than Inter & Co., Inc.'s net income of $65.3M. Notably, XP, Inc.'s price-to-earnings ratio is 11.73x while Inter & Co., Inc.'s PE ratio is 18.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for XP, Inc. is 3.28x versus 1.67x for Inter & Co., Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XP
    XP, Inc.
    3.28x 11.73x $860.9M $244.1M
    INTR
    Inter & Co., Inc.
    1.67x 18.28x $722.7M $65.3M
  • Which has Higher Returns XP or ITUB?

    Itaú Unibanco Holding SA has a net margin of 28.36% compared to XP, Inc.'s net margin of 12.28%. XP, Inc.'s return on equity of 23% beat Itaú Unibanco Holding SA's return on equity of 21.18%.

    Company Gross Margin Earnings Per Share Invested Capital
    XP
    XP, Inc.
    68.73% $0.45 $23.5B
    ITUB
    Itaú Unibanco Holding SA
    -- $0.17 $223.5B
  • What do Analysts Say About XP or ITUB?

    XP, Inc. has a consensus price target of $23.95, signalling upside risk potential of 23.51%. On the other hand Itaú Unibanco Holding SA has an analysts' consensus of $7.99 which suggests that it could fall by -11.13%. Given that XP, Inc. has higher upside potential than Itaú Unibanco Holding SA, analysts believe XP, Inc. is more attractive than Itaú Unibanco Holding SA.

    Company Buy Ratings Hold Ratings Sell Ratings
    XP
    XP, Inc.
    7 3 0
    ITUB
    Itaú Unibanco Holding SA
    4 1 0
  • Is XP or ITUB More Risky?

    XP, Inc. has a beta of 1.206, which suggesting that the stock is 20.642% more volatile than S&P 500. In comparison Itaú Unibanco Holding SA has a beta of 0.599, suggesting its less volatile than the S&P 500 by 40.137%.

  • Which is a Better Dividend Stock XP or ITUB?

    XP, Inc. has a quarterly dividend of $0.18 per share corresponding to a yield of 0.93%. Itaú Unibanco Holding SA offers a yield of 8.06% to investors and pays a quarterly dividend of $0.00 per share. XP, Inc. pays 0.04% of its earnings as a dividend. Itaú Unibanco Holding SA pays out 99.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XP or ITUB?

    XP, Inc. quarterly revenues are $860.9M, which are smaller than Itaú Unibanco Holding SA quarterly revenues of $18.3B. XP, Inc.'s net income of $244.1M is lower than Itaú Unibanco Holding SA's net income of $2.3B. Notably, XP, Inc.'s price-to-earnings ratio is 11.73x while Itaú Unibanco Holding SA's PE ratio is 12.71x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for XP, Inc. is 3.28x versus 1.32x for Itaú Unibanco Holding SA. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XP
    XP, Inc.
    3.28x 11.73x $860.9M $244.1M
    ITUB
    Itaú Unibanco Holding SA
    1.32x 12.71x $18.3B $2.3B
  • Which has Higher Returns XP or VINP?

    Vinci Compass Investments Ltd. has a net margin of 28.36% compared to XP, Inc.'s net margin of 20.12%. XP, Inc.'s return on equity of 23% beat Vinci Compass Investments Ltd.'s return on equity of 9.59%.

    Company Gross Margin Earnings Per Share Invested Capital
    XP
    XP, Inc.
    68.73% $0.45 $23.5B
    VINP
    Vinci Compass Investments Ltd.
    -- $0.14 $518.3M
  • What do Analysts Say About XP or VINP?

    XP, Inc. has a consensus price target of $23.95, signalling upside risk potential of 23.51%. On the other hand Vinci Compass Investments Ltd. has an analysts' consensus of $14.21 which suggests that it could grow by 16.64%. Given that XP, Inc. has higher upside potential than Vinci Compass Investments Ltd., analysts believe XP, Inc. is more attractive than Vinci Compass Investments Ltd..

    Company Buy Ratings Hold Ratings Sell Ratings
    XP
    XP, Inc.
    7 3 0
    VINP
    Vinci Compass Investments Ltd.
    3 0 0
  • Is XP or VINP More Risky?

    XP, Inc. has a beta of 1.206, which suggesting that the stock is 20.642% more volatile than S&P 500. In comparison Vinci Compass Investments Ltd. has a beta of 0.108, suggesting its less volatile than the S&P 500 by 89.183%.

  • Which is a Better Dividend Stock XP or VINP?

    XP, Inc. has a quarterly dividend of $0.18 per share corresponding to a yield of 0.93%. Vinci Compass Investments Ltd. offers a yield of 4.93% to investors and pays a quarterly dividend of $0.15 per share. XP, Inc. pays 0.04% of its earnings as a dividend. Vinci Compass Investments Ltd. pays out 0.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XP or VINP?

    XP, Inc. quarterly revenues are $860.9M, which are larger than Vinci Compass Investments Ltd. quarterly revenues of $44.3M. XP, Inc.'s net income of $244.1M is higher than Vinci Compass Investments Ltd.'s net income of $8.9M. Notably, XP, Inc.'s price-to-earnings ratio is 11.73x while Vinci Compass Investments Ltd.'s PE ratio is 26.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for XP, Inc. is 3.28x versus 4.64x for Vinci Compass Investments Ltd.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XP
    XP, Inc.
    3.28x 11.73x $860.9M $244.1M
    VINP
    Vinci Compass Investments Ltd.
    4.64x 26.03x $44.3M $8.9M

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