Financhill
Sell
29

USIO Quote, Financials, Valuation and Earnings

Last price:
$1.50
Seasonality move :
3.38%
Day range:
$1.43 - $1.47
52-week range:
$1.24 - $2.92
Dividend yield:
0%
P/E ratio:
13.54x
P/S ratio:
0.46x
P/B ratio:
2.09x
Volume:
20K
Avg. volume:
51.6K
1-year change:
10.85%
Market cap:
$39.1M
Revenue:
$82.9M
EPS (TTM):
-$0.01

Analysts' Opinion

  • Consensus Rating
    USIO, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 3 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $5.13, USIO, Inc. has an estimated upside of 258.39% from its current price of $1.43.
  • Price Target Downside
    According to analysts, the lowest downside price target is $4.00 representing 100% downside risk from its current price of $1.43.

Fair Value

  • According to the consensus of 3 analysts, USIO, Inc. has 258.39% upside to fair value with a price target of $5.13 per share.

USIO vs. S&P 500

  • Over the past 5 trading days, USIO, Inc. has underperformed the S&P 500 by -2.51% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • USIO, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • USIO, Inc. revenues have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter USIO, Inc. reported revenues of $21.2M.

Earnings Growth

  • USIO, Inc. earnings have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter USIO, Inc. reported earnings per share of -$0.02.
Enterprise value:
34.8M
EV / Invested capital:
1.57x
Price / LTM sales:
0.46x
EV / EBIT:
45.15x
EV / Revenue:
0.42x
PEG ratio (5yr expected):
--
EV / Free cash flow:
3.32x
Price / Operating cash flow:
3.65x
Enterprise value / EBITDA:
141.96x
Gross Profit (TTM):
$17.9M
Return On Assets:
-0.36%
Net Income Margin (TTM):
-0.46%
Return On Equity:
-2.05%
Return On Invested Capital:
-1.72%
Operating Margin:
-2.19%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $82.6M $82.5M $83.7M $21.3M $21.2M
Gross Profit $17.3M $17.6M $17.9M $4.3M $4.4M
Operating Income -$604.4K -$871.3K -$1.7M -$376.6K -$464.2K
EBITDA $1.5M $1.4M $245.3K $207.1K -$31.3K
Diluted EPS -$0.03 $0.10 -$0.01 $0.10 -$0.02
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $70.9M $81.4M $121.3M $102.2M $88.1M
Total Assets $83.9M $92.4M $130.5M $114.6M $99.4M
Current Liabilities $64M $75.8M $113.8M $92.5M $78.1M
Total Liabilities $66.7M $78.4M $115.7M $95.7M $80.7M
Total Equity $17.2M $14M $14.9M $18.9M $18.7M
Total Debt $3.2M $2.7M $1.9M $3.3M $2.9M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $47.3M -$42.7M $11.9M -$4.6M $303.8K
Cash From Investing -$756.9K -$945.8K -$1.4M -$243.2K -$391.8K
Cash From Financing -$575.3K -$995.1K -$11.2M -$238.5K -$9M
Free Cash Flow $46.6M -$43.7M $10.5M -$4.8M -$88K
USIO
Sector
Market Cap
$39.1M
$570.2M
Price % of 52-Week High
48.97%
92.04%
Dividend Yield
0%
1.6%
Shareholder Yield
4.06%
3.13%
1-Year Price Total Return
10.85%
5.28%
Beta (5-Year)
1.411
0.481
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $1.45
200-day SMA
Sell
Level $1.49
Bollinger Bands (100)
Sell
Level 1.37 - 1.57
Chaikin Money Flow
Sell
Level -20K
20-day SMA
Buy
Level $1.42
Relative Strength Index (RSI14)
Sell
Level 49.66
ADX Line
Sell
Level 7.14
Williams %R
Neutral
Level -53.8462
50-day SMA
Sell
Level $1.43
MACD (12, 26)
Buy
Level 0.11
25-day Aroon Oscillator
Buy
Level 44
On Balance Volume
Sell
Level -20K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.2189)
Sell
CA Score (Annual)
Level (-1.7848)
Sell
Beneish M-Score (Annual)
Level (-2.037)
Sell
Momentum Score
Level (5)
Sell
Ohlson Score
Level (2.7102)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (6)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

USIO, Inc. operates as an integrated electronic payment solutions provider. It provides payment acceptance, card-based processing, prepaid cards, and payment facilitation and electronic billing products and services to businesses, merchants and consumers. The company was founded by Louis A. Hoch and Michael R. Long in 1998 and is headquartered in San Antonio, TX.

Stock Forecast FAQ

In the current month, USIO has received 3 Buy ratings 0 Hold ratings, and 0 Sell ratings. The USIO average analyst price target in the past 3 months is $5.13.

  • Where Will USIO, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that USIO, Inc. share price will rise to $5.13 per share over the next 12 months.

  • What Do Analysts Say About USIO, Inc.?

    Analysts are divided on their view about USIO, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that USIO, Inc. is a Sell and believe this share price will drop from its current level to $4.00.

  • What Is USIO, Inc.'s Price Target?

    The price target for USIO, Inc. over the next 1-year time period is forecast to be $5.13 according to 3 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is USIO A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for USIO, Inc. is a Buy. 3 of 3 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of USIO?

    You can purchase shares of USIO, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase USIO, Inc. shares.

  • What Is The USIO, Inc. Share Price Today?

    USIO, Inc. was last trading at $1.50 per share. This represents the most recent stock quote for USIO, Inc.. Yesterday, USIO, Inc. closed at $1.43 per share.

  • How To Buy USIO, Inc. Stock Online?

    In order to purchase USIO, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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