Is DocuSign Stock Undervalued?
Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…
Buy
63
UBSI Quote, Financials, Valuation and Earnings
Last price:
$39.58
Seasonality move
:
-1.15%
Day range:
$39.31 - $39.66
52-week range:
$30.51 - $40.52
Dividend yield:
3.77%
P/E ratio:
12.98x
P/S ratio:
3.15x
P/B ratio:
1.02x
Volume:
266K
Avg. volume:
764.6K
1-year change:
3.21%
Market cap:
$5.6B
Revenue:
$1.6B
EPS (TTM):
$3.05
Analysts' Opinion
-
Consensus RatingUnited Bankshares, Inc. (West Virginia) has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $40.90, United Bankshares, Inc. (West Virginia) has an estimated upside of 3.39% from its current price of $39.56.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $40.00 representing 100% downside risk from its current price of $39.56.
Fair Value
-
According to the consensus of 3 analysts, United Bankshares, Inc. (West Virginia) has 3.39% upside to fair value with a price target of $40.90 per share.
UBSI vs. S&P 500
-
Over the past 5 trading days, United Bankshares, Inc. (West Virginia) has underperformed the S&P 500 by -3.15% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
United Bankshares, Inc. (West Virginia) does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
United Bankshares, Inc. (West Virginia) has grown year-over-year revenues for 15 quarters straight. In the most recent quarter United Bankshares, Inc. (West Virginia) reported revenues of $473.7M.
Earnings Growth
-
United Bankshares, Inc. (West Virginia) has grown year-over-year earnings for 2 quarters straight. In the most recent quarter United Bankshares, Inc. (West Virginia) reported earnings per share of $0.92.
Enterprise value:
6.4B
EV / Invested capital:
1.02x
Price / LTM sales:
3.15x
EV / EBIT:
5.63x
EV / Revenue:
3.60x
PEG ratio (5yr expected):
0.84x
EV / Free cash flow:
13.20x
Price / Operating cash flow:
11.57x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.35%
Net Income Margin (TTM):
24.32%
Return On Equity:
8.23%
Return On Invested Capital:
7.13%
Operating Margin:
34.72%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $1.4B | $1.6B | $1.8B | $409.8M | $473.7M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $456.4M | $427.4M | $544.6M | $115.6M | $164.5M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $2.86 | $2.64 | $3.05 | $0.70 | $0.92 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $4.1B | $1.4B | $1.3B | $2B | $2.6B | |
| Total Assets | $27.5B | $29B | $29.2B | $29.9B | $33.4B | |
| Current Liabilities | $15.2B | $15B | $13.9B | $13.6B | $21.3B | |
| Total Liabilities | $23.1B | $24.6B | $24.6B | $24.9B | $28B | |
| Total Equity | $4.4B | $4.4B | $4.6B | $5B | $5.4B | |
| Total Debt | $889.2M | $1.4B | $1.5B | $624.3M | $622.6M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $75.6M | $445.3M | $496.3M | $123.6M | $150.6M | |
| Cash From Investing | -$6.3M | $182.4M | -$510.7M | $185.5M | -$402.8M | |
| Cash From Financing | -$241.6M | $97.1M | $624.3M | -$259.1M | $456.2M | |
| Free Cash Flow | $62.1M | $432.7M | $481.2M | $122M | $146.4M | |
UBSI
Sector
Market Cap
$5.6B
$570M
Price % of 52-Week High
97.63%
92.25%
Dividend Yield
3.77%
1.57%
Shareholder Yield
9.17%
3.11%
1-Year Price Total Return
3.21%
7.43%
Beta (5-Year)
0.806
0.478
Dividend yield:
3.77%
Annualized payout:
$1.48
Payout ratio:
40.26%
Growth streak:
25 years
Technicals
8-day SMA
Sell
Level
$39.82
200-day SMA
Buy
Level
$36.39
Bollinger Bands (100)
Buy
Level
35.97 - 38.53
Chaikin Money Flow
Buy
Level
1M
20-day SMA
Buy
Level
$38.86
Relative Strength Index (RSI14)
Buy
Level
61.15
ADX Line
Buy
Level
20.23
Williams %R
Neutral
Level
-36.9231
50-day SMA
Buy
Level
$37.19
MACD (12, 26)
Buy
Level
10.47
25-day Aroon Oscillator
Buy
Level
80
On Balance Volume
Sell
Level
-2M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.4384)
Sell
CA Score
(Annual)
Level (-1.8355)
--
Beneish M-Score
(Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (2.9183)
Buy
Piotroski F Score
(Annual)
Level (8)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
United Bankshares, Inc. is a bank holding company, which engages in the provision of commercial and retail banking services and products. It operates through the following segments: Community Banking, Mortgage Banking, and Other. The Community Banking segment consists of both commercial and consumer lending and provides customers with such products as commercial loans, real estate loans, business financing, and consumer loans. The Mortgage Banking segment focuses on the origination and acquisition of residential mortgages for sale into the secondary market through United's mortgage banking subsidiaries, George Mason and Crescent. The Other segment includes financial information not directly attributable to a specific segment, including interest income from investments and net securities gains or losses of parent companies and their non-banking subsidiaries. The company was founded in 1839 and is headquartered in Charleston, WV.
Stock Forecast FAQ
In the current month, UBSI has received 0 Buy ratings 3 Hold ratings, and 0 Sell ratings. The UBSI average analyst price target in the past 3 months is $40.90.
-
Where Will United Bankshares, Inc. (West Virginia) Stock Be In 1 Year?
According to analysts, the consensus estimate is that United Bankshares, Inc. (West Virginia) share price will rise to $40.90 per share over the next 12 months.
-
What Do Analysts Say About United Bankshares, Inc. (West Virginia)?
Analysts are divided on their view about United Bankshares, Inc. (West Virginia) share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that United Bankshares, Inc. (West Virginia) is a Sell and believe this share price will drop from its current level to $40.00.
-
What Is United Bankshares, Inc. (West Virginia)'s Price Target?
The price target for United Bankshares, Inc. (West Virginia) over the next 1-year time period is forecast to be $40.90 according to 3 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.
-
Is UBSI A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for United Bankshares, Inc. (West Virginia) is a Hold. 3 of 3 analysts rate the stock a Hold at this time.
-
How Can I Buy Shares Of UBSI?
You can purchase shares of United Bankshares, Inc. (West Virginia) via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase United Bankshares, Inc. (West Virginia) shares.
-
What Is The United Bankshares, Inc. (West Virginia) Share Price Today?
United Bankshares, Inc. (West Virginia) was last trading at $39.58 per share. This represents the most recent stock quote for United Bankshares, Inc. (West Virginia). Yesterday, United Bankshares, Inc. (West Virginia) closed at $39.56 per share.
-
How To Buy United Bankshares, Inc. (West Virginia) Stock Online?
In order to purchase United Bankshares, Inc. (West Virginia) stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
Get UBSI Stock Alert
Signup to receive the latest stock alerts
Financial Ratios
UBSI
Sector
P/E ratio
12.98x
12.24x
PEG ratio
0.84x
0.31x
P/B ratio
1.02x
1.11x
Price / LTM sales
3.15x
1.85x
Growth Metrics
UBSI
Sector
Revenue growth
15.62%
5.54%
Earnings growth
31.01%
14.85%
Revenue (5-year growth)
12.33%
8.85%
Earnings forecast
$0.82
$0.62
Profitability
UBSI
Sector
Profitability FY 2024
--
--
Return on invested capital
7.13%
5.01%
Return on assets
1.35%
1.01%
Return on equity
8.23%
9.68%
Earnings Date
Last Earnings Date
Oct
23
Next Earnings Date
Jan
23
Estimated Next Earnings Date
Jan
22
Balance Sheet
UBSI
Sector
Total cash
$5.4B
$431.4M
Short term investments
$261.5M
$211.3M
Total assets
$30.1B
$3.1B
Long term debt
$622.6M
$79.3M
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Is SentinelOne Stock Undervalued?
Cybersecurity major SentinelOne (NYSE:S) has struggled over several years, delivering…
Is Broadcom Stock on Sale?
Chip and software maker Broadcom (NASDAQ:AVGO) has been among the…
Stock Ideas
Buy
57
Is NVDA Stock a Buy?
Market Cap: $4.6T
P/E Ratio: 64x
Buy
55
Is AAPL Stock a Buy?
Market Cap: $4T
P/E Ratio: 37x
Buy
61
Is GOOG Stock a Buy?
Market Cap: $3.8T
P/E Ratio: 39x
Alerts
Buy
80
TVTX alert for Dec 25
Travere Therapeutics, Inc. [TVTX] is up 14.03% over the past day.
Buy
68
KOD alert for Dec 25
Kodiak Sciences, Inc. [KOD] is up 13.41% over the past day.
Buy
64
ZCSH alert for Dec 25
Grayscale Zcash Trust (ZEC) [ZCSH] is up 5.33% over the past day.
THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS
Show me the best stock
