Financhill
Buy
85

SOFI Quote, Financials, Valuation and Earnings

Last price:
$13.26
Seasonality move :
25.07%
Day range:
$12.56 - $13.28
52-week range:
$6.01 - $18.42
Dividend yield:
0%
P/E ratio:
31.73x
P/S ratio:
5.26x
P/B ratio:
2.15x
Volume:
51.2M
Avg. volume:
64.2M
1-year change:
84.28%
Market cap:
$14.4B
Revenue:
$2.6B
EPS (TTM):
$0.41
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $565.5M $984.9M $1.6B $2.1B $2.6B
Revenue Growth (YoY) 27.76% 74.15% 59.77% 33.98% 23.91%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $514M $925.4M $1.1B $1.2B $1.4B
Other Inc / (Exp) -$70.3M -- -- -- --
Operating Expenses $504.8M $898.1M $1.1B $972.7M $1.5B
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$328.5M -$481.2M -$318.7M -$301.2M $233.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$104.5M $2.8M $1.7M -$416K -$265.3M
Net Income to Company -$224.1M -$483.9M -$320.4M -$300.7M $498.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$224.1M -$483.9M -$320.4M -$300.7M $498.7M
 
Basic EPS (Cont. Ops) -$2.73 -$1.00 -$0.40 -$0.36 $0.46
Diluted EPS (Cont. Ops) -$2.73 -$1.00 -$0.40 -$0.36 $0.39
Weighted Average Basic Share $116.2M $526.7M $900.9M $945M $1.1B
Weighted Average Diluted Share $116.2M $526.7M $900.9M $945M $1.1B
 
EBITDA -- -- -- -- --
EBIT -$142.9M -$378.4M -$129.4M $488.2M $1.3B
 
Revenue (Reported) $565.5M $984.9M $1.6B $2.1B $2.6B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$142.9M -$378.4M -$129.4M $488.2M $1.3B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $196M $330.3M $472.2M $585.8M $771.8M
Revenue Growth (YoY) -- 68.56% 42.93% 24.07% 31.74%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $248.9M $274.6M $298.8M $312.6M $394.6M
Other Inc / (Exp) -$2M -$11.3M -- -- --
Operating Expenses $246.8M $258.1M $292.6M $371.6M $393.4M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$176.5M -$109.6M -$36.1M $94.2M $79.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.1M $752K -$1.6M $6.2M $8.7M
Net Income to Company -$177.6M -$110.4M -$34.4M $88M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$177.6M -$110.4M -$34.4M $88M $71.1M
 
Basic EPS (Cont. Ops) -$1.61 -$0.14 -$0.05 $0.08 $0.06
Diluted EPS (Cont. Ops) -$1.61 -$0.14 -$0.05 $0.02 $0.06
Weighted Average Basic Share $116.2M $852.9M $929.3M $982.6M $1.1B
Weighted Average Diluted Share $116.2M $852.9M $929.3M $1B $1.2B
 
EBITDA -- -- -- -- --
EBIT -$141.2M -$86.1M $99.5M $357.4M $344.9M
 
Revenue (Reported) $196M $330.3M $472.2M $585.8M $771.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$141.2M -$86.1M $99.5M $357.4M $344.9M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $683.2M $1.1B $1.7B $2.2B $2.8B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $651.1M $951.1M $1.1B $1.2B $1.5B
Other Inc / (Exp) $10.8M -$15.9M -$20.5M -- --
Operating Expenses $643.7M $909.4M $1.1B $1.1B $1.5B
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$398.7M -$414.3M -$245.2M -$170.9M $218.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$103.4M $2.4M -$703K $7.4M -$262.8M
Net Income to Company -- -$416.7M -$244.5M -$178.3M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$295.3M -$416.7M -$244.5M -$178.3M $481.7M
 
Basic EPS (Cont. Ops) -$3.34 -$0.82 -$0.31 -$0.23 $0.44
Diluted EPS (Cont. Ops) -$3.34 -$0.82 -$0.31 -$0.31 $0.41
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT -$228M -$323.3M $56.2M $746.1M $1.3B
 
Revenue (Reported) $683.2M $1.1B $1.7B $2.2B $2.8B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$228M -$323.3M $56.2M $746.1M $1.3B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $196M $330.3M $472.2M $585.8M $771.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $248.9M $274.6M $298.8M $312.6M $394.6M
Other Inc / (Exp) -$2M -$11.3M -- -- --
Operating Expenses $246.8M $258.1M $292.6M $371.6M $393.4M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$176.5M -$109.6M -$36.1M $94.2M $79.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.1M $752K -$1.6M $6.2M $8.7M
Net Income to Company -$177.6M -$110.4M -$34.4M $88M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$177.6M -$110.4M -$34.4M $88M $71.1M
 
Basic EPS (Cont. Ops) -$1.61 -$0.14 -$0.05 $0.08 $0.06
Diluted EPS (Cont. Ops) -$1.61 -$0.14 -$0.05 $0.02 $0.06
Weighted Average Basic Share $116.2M $852.9M $929.3M $982.6M $1.1B
Weighted Average Diluted Share $116.2M $852.9M $929.3M $1B $1.2B
 
EBITDA -- -- -- -- --
EBIT -$141.2M -$86.1M $99.5M $357.4M $344.9M
 
Revenue (Reported) $196M $330.3M $472.2M $585.8M $771.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$141.2M -$86.1M $99.5M $357.4M $344.9M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $872.6M $494.7M $1.4B $3.1B $2.5B
Short Term Investments -- $194.9M $39.4M $500.9M $1.8B
Accounts Receivable, Net -- $85.5M $127.1M $169.9M $587.5M
Inventory -- -- -- -- --
Prepaid Expenses -- $57.9M $73.4M $112.7M $276.9M
Other Current Assets -- -- -- -- --
Total Current Assets $890.5M $848.4M $1.7B $4B $5.6B
 
Property Plant And Equipment $198.3M $227.1M $267.2M $306.5M $369.1M
Long-Term Investments $604.5M $595.4M $419.6M $724.9M $1.9B
Goodwill $899.3M $898.5M $1.6B $1.4B $1.4B
Other Intangibles $504.7M $452.8M $592M $544.5M $639.9M
Other Long-Term Assets -- -- -- -- --
Total Assets $8.6B $9.2B $19B $30.1B $36.3B
 
Accounts Payable -- $158.1M $144.6M $159.9M $132.8M
Accrued Expenses -- $94.2M $146M $202.3M $265.3M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $486M $750.1M $776.5M $848.2M $884.1M
 
Long-Term Debt $4.4B $3.5B $5B $4.8B $2.6B
Capital Leases -- -- -- -- --
Total Liabilities $5.5B $4.5B $13.5B $24.5B $29.7B
 
Common Stock $3.2B $320.5M $320.5M $320.5M $109K
Other Common Equity Adj -- -- -- -- --
Common Equity -$120.1M $4.4B $5.2B $5.2B $6.5B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $3.1B $4.7B $5.5B $5.6B $6.5B
 
Total Liabilities and Equity $8.6B $9.2B $19B $30.1B $36.3B
Cash and Short Terms $872.6M $689.6M $1.5B $3.6B $4.3B
Total Debt $4.9B $4B $5.5B $5.2B $3.1B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents -- $1.3B $2.5B $3.7B $2.1B
Short Term Investments -- $25.6M $7.7M $838.5M $2.1B
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets -- $1.4B $2.5B $4.5B $4.2B
 
Property Plant And Equipment -- $243.9M $274.4M $315.4M $394.4M
Long-Term Investments -- $524.7M $360.1M $973.1M $2.2B
Goodwill -- $1.6B $1.6B $1.4B $1.4B
Other Intangibles -- $679M $566.4M $588.2M $669.5M
Other Long-Term Assets -- -- -- -- --
Total Assets -- $12.2B $22.5B $31.3B $37.7B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- $486M $486M $486M --
 
Long-Term Debt -- $4.5B $5.7B $2.4B $3B
Capital Leases -- -- -- -- --
Total Liabilities -- $6.7B $16.9B $25.2B $31.1B
 
Common Stock -- $320.5M $320.5M $320.5M $110K
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity -- $5.5B $5.6B $6.1B $6.7B
 
Total Liabilities and Equity -- $12.2B $22.5B $31.3B $37.7B
Cash and Short Terms $40K $1.4B $2.5B $4.5B $4.2B
Total Debt -- $5B $6.1B $2.9B $3B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders -$224.1M -$483.9M -$320.4M -$300.7M $498.7M
Depreciation & Amoritzation $69.8M $101.6M $151.4M $201.4M $203.5M
Stock-Based Compensation $99.9M $239M $306M $271.2M $246.2M
Change in Accounts Receivable $1.1M $1.4M -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$479.3M -$1.4B -$7.3B -$7.2B -$1.1B
 
Capital Expenditures $24.5M $52.3M $103.7M $121.2M $163.6M
Cash Acquisitions -$32.4M -- $58.5M -$72.3M --
Cash From Investing $258.9M $110.2M -$106.3M -$1.9B -$4.8B
 
Dividends Paid (Ex Special Dividend) -$40.5M -$40.4M -$40.4M -$40.4M -$16.5M
Special Dividend Paid
Long-Term Debt Issued $1.6B $1.2B $1.9B $520.5M $845.3M
Long-Term Debt Repaid -$1.1B -$2.1B -$516.9M -$800.4M -$2.3B
Repurchase of Common Stock -$40K -$283.4M -- -- -$323.4M
Other Financing Activities -$4.2M $1.9B -$17.3M -$27.2M -$30.2M
Cash From Financing $853.8M $685M $8.4B $10.9B $5B
 
Beginning Cash (CF) $690.2M $1.3B $768.4M $1.8B $3.6B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $633.4M -$555M $1.1B $1.8B -$906.2M
Ending Cash (CF) $1.3B $768.4M $1.8B $3.6B $2.7B
 
Levered Free Cash Flow -$503.9M -$1.4B -$7.4B -$7.3B -$1.3B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders -- -$111M -$40M $47.9M $332.5M
Depreciation & Amoritzation -- $26.5M $42.4M $53.4M $53.5M
Stock-Based Compensation -- $76.7M $71M $69.1M $66.4M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -- -$1.2B -$2.4B -$247.9M -$200.1M
 
Capital Expenditures -- $13.8M $27.8M $36.6M $44.2M
Cash Acquisitions -- -- -- -- --
Cash From Investing -- $30.7M -$51.4M -$1.4B -$1.3B
 
Dividends Paid (Ex Special Dividend) -- -$20.4M -$20.4M -$20.4M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -$5.1B $1B -$722.2M --
Long-Term Debt Repaid -- $6.3B -$250.3M -$204.8M -$88.6M
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -$9.8M -$5.7M -$8.5M -$11.7M
Cash From Financing -- $1.1B $3.1B $2B $1.2B
 
Beginning Cash (CF) -- $854.2M $1.3B $3.3B $3B
Foreign Exchange Rate Adjustment -- $188K $340K $475K -$246K
Additions / Reductions -- -$86M $584.5M $318.1M -$260.2M
Ending Cash (CF) -- $768.4M $1.8B $3.6B $2.7B
 
Levered Free Cash Flow -- -$1.3B -$2.4B -$284.6M -$244.3M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders -- -$416.7M -$244.5M -$178.3M --
Depreciation & Amoritzation -- $106.3M $166M $204.6M --
Stock-Based Compensation $37.5M $278.6M $293.2M $262.1M $191.1M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -- -$2.7B -$8.5B -$4.3B --
 
Capital Expenditures $7.4M $69.9M $105.2M $128.8M $129.5M
Cash Acquisitions -- $73.3M -$32.7M -$54.4M --
Cash From Investing -- -$20.9M -$196.4M -$3.1B --
 
Dividends Paid (Ex Special Dividend) -- -$40.4M -$40.4M -$40.4M -$16.5M
Special Dividend Paid
Long-Term Debt Issued -- $316.5M $1.6B $581.7M --
Long-Term Debt Repaid -- $699.7M -$552.6M -$3.3B --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- $1.9B -$17.8M -$29.7M --
Cash From Financing -- $3.7B $9.9B $8.6B --
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- $1B $1.3B $1.2B --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -- -$2.8B -$8.6B -$4.4B --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders -$483.9M -$320.4M -$300.7M $498.7M --
Depreciation & Amoritzation $101.6M $151.4M $201.4M $203.5M --
Stock-Based Compensation $239M $306M $271.2M $246.2M --
Change in Accounts Receivable $1.4M -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$1.4B -$7.3B -$7.2B -$1.1B --
 
Capital Expenditures $52.3M $103.7M $121.2M $163.6M --
Cash Acquisitions -- $58.5M -$72.3M -- --
Cash From Investing $110.2M -$106.3M -$1.9B -$4.8B --
 
Dividends Paid (Ex Special Dividend) -$40.4M -$40.4M -$40.4M -$16.5M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $1.2B $1.9B $520.5M $845.3M --
Long-Term Debt Repaid -$2.1B -$516.9M -$800.4M -$2.3B --
Repurchase of Common Stock -$283.4M -- -- -$323.4M --
Other Financing Activities $1.9B -$17.3M -$27.2M -$30.2M --
Cash From Financing $685M $8.4B $10.9B $5B --
 
Beginning Cash (CF) $3.6B $4.7B $11.6B $13.5B --
Foreign Exchange Rate Adjustment $46K $571K $677K $2K --
Additions / Reductions -$555M $1.1B $1.8B -$906.2M --
Ending Cash (CF) $3.1B $5.8B $13.4B $12.6B --
 
Levered Free Cash Flow -$1.4B -$7.4B -$7.3B -$1.3B --

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