Financhill
Buy
55

SNFCA Quote, Financials, Valuation and Earnings

Last price:
$9.02
Seasonality move :
11.24%
Day range:
$8.79 - $9.12
52-week range:
$7.32 - $12.83
Dividend yield:
0%
P/E ratio:
12.37x
P/S ratio:
0.67x
P/B ratio:
0.64x
Volume:
20.5K
Avg. volume:
35K
1-year change:
-20.5%
Market cap:
$233.4M
Revenue:
$334.5M
EPS (TTM):
$0.73
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $480.6M $468.7M $389.7M $318.5M $334.5M
Revenue Growth (YoY) 71.45% -2.48% -16.86% -18.26% 5.03%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $31.6M $261.1M $186.5M $98.4M $107.6M
Operating Expenses -$79.1M -$56.9M -$42.2M -$21.2M -$38.4M
Operating Income $79.1M $56.9M $42.2M $21.2M $38.4M
 
Net Interest Expenses $8.6M $7.1M $7.8M $4.9M $4.3M
EBT. Incl. Unusual Items $71.5M $51.8M $34.4M $16.3M $34.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $15.9M $12.3M $8.7M $1.8M $7.6M
Net Income to Company $55.6M $39.5M $25.7M $14.5M $26.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $55.6M $39.5M $25.7M $14.5M $26.5M
 
Basic EPS (Cont. Ops) $2.43 $1.69 $1.10 $0.63 $1.08
Diluted EPS (Cont. Ops) $2.37 $1.63 $1.06 $0.61 $1.05
Weighted Average Basic Share $22.9M $23.3M $23.3M $23.2M $24.5M
Weighted Average Diluted Share $23.4M $24.2M $24.2M $23.8M $25.2M
 
EBITDA -- -- -- -- --
EBIT $71.5M $51.8M $34.4M $16.3M $34.1M
 
Revenue (Reported) $480.6M $468.7M $389.7M $318.5M $334.5M
Operating Income (Reported) $79.1M $56.9M $42.2M $21.2M $38.4M
Operating Income (Adjusted) $71.5M $51.8M $34.4M $16.3M $34.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $119.5M $83.5M $80.2M $88.3M $89.3M
Revenue Growth (YoY) -18.26% -30.15% -3.88% 10.01% 1.19%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $65.5M $33.7M $24.1M $29.7M --
Operating Expenses -$16M $1.2M -$6.3M -$16.3M -$11.2M
Operating Income $16M -$1.2M $6.3M $16.3M $11.2M
 
Net Interest Expenses $1.8M $2.1M $1.2M $1.1M $1.1M
EBT. Incl. Unusual Items $14.1M -$3.3M $5.2M $15.2M $10.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.4M -$949.2K $1.1M $3.4M $2.3M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $10.8M -$2.4M $4M $11.8M $7.8M
 
Basic EPS (Cont. Ops) $0.46 -$0.10 $0.17 $0.51 $0.32
Diluted EPS (Cont. Ops) $0.44 -$0.10 $0.17 $0.49 $0.31
Weighted Average Basic Share $23.3M $23.1M $23.2M $23.2M $24.7M
Weighted Average Diluted Share $24.3M $23.1M $24M $24.1M $25.4M
 
EBITDA -- -- -- -- --
EBIT $14.1M -$3.3M $5.2M $15.2M $10.2M
 
Revenue (Reported) $119.5M $83.5M $80.2M $88.3M $89.3M
Operating Income (Reported) $16M -$1.2M $6.3M $16.3M $11.2M
Operating Income (Adjusted) $14.1M -$3.3M $5.2M $15.2M $10.2M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $495.9M $393.2M $351.8M $330.2M $340.9M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $157.6M $187.9M $133.8M $102.9M --
Operating Expenses -$57.2M -$20.1M -$49.5M -$39.6M -$28.5M
Operating Income $57.2M $20.1M $49.5M $39.6M $28.5M
 
Net Interest Expenses $7.8M $7.6M $6.1M $4M $4.6M
EBT. Incl. Unusual Items $49.4M $12.5M $43.4M $35.6M $23.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $10.9M $2.7M $10.5M $6.2M $5.3M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $38.5M $9.8M $32.9M $29.4M $18.6M
 
Basic EPS (Cont. Ops) $1.63 $0.42 $1.41 $1.25 $0.75
Diluted EPS (Cont. Ops) $1.57 $0.40 $1.35 $1.21 $0.73
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $49.4M $12.5M $43.4M $35.6M $23.9M
 
Revenue (Reported) $495.9M $393.2M $351.8M $330.2M $340.9M
Operating Income (Reported) $57.2M $20.1M $49.5M $39.6M $28.5M
Operating Income (Adjusted) $49.4M $12.5M $43.4M $35.6M $23.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $358.9M $281.5M $243.6M $255.3M $261.6M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $148.4M $129.7M $76.9M $81.4M $26.4M
Operating Expenses -$50.5M -$11.6M -$18.9M -$37.4M -$27.5M
Operating Income $50.5M $11.6M $18.9M $37.4M $27.5M
 
Net Interest Expenses $5.3M $5.8M $4M $3.2M $3.5M
EBT. Incl. Unusual Items $45.2M $5.9M $14.9M $34.2M $24.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $11M $1.4M $3.3M $7.6M $5.4M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $34.2M $4.4M $11.6M $26.6M $18.7M
 
Basic EPS (Cont. Ops) $1.44 $0.19 $0.49 $1.13 $0.75
Diluted EPS (Cont. Ops) $1.39 $0.18 $0.48 $1.09 $0.73
Weighted Average Basic Share $71M $70M $70.7M $71M $74.2M
Weighted Average Diluted Share $74M $71.9M $72.7M $73.2M $76.7M
 
EBITDA -- -- -- -- --
EBIT $45.2M $5.9M $14.9M $34.2M $24.1M
 
Revenue (Reported) $358.9M $281.5M $243.6M $255.3M $261.6M
Operating Income (Reported) $50.5M $11.6M $18.9M $37.4M $27.5M
Operating Income (Adjusted) $45.2M $5.9M $14.9M $34.2M $24.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $106.2M $131.4M $120.9M $126.9M $140.5M
Short Term Investments $294.7M $259.3M $345.9M $381.5M $71.6M
Accounts Receivable, Net $22.4M $22.5M $22.6M $24.4M $25M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $151.3M $156.1M $159.8M $152.4M $208.7M
 
Property Plant And Equipment $32.9M $43M $39.7M $34.7M $34.5M
Long-Term Investments $26.4M $28.1M $34.1M $36.4M $42.6M
Goodwill $3.5M $5.3M $5.3M $5.3M $5.3M
Other Intangibles $36.5M $56.6M $6.3M $6.5M $7M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.5B $1.5B $1.4B $1.4B $1.5B
 
Accounts Payable $8.9M $10.2M $5.4M $2.9M $2.9M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $1.3M $1.3M -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $409.9M $279.5M $162.6M $82.6M $86.8M
 
Long-Term Debt $21.1M $95.3M $102.8M $99.7M $96.8M
Capital Leases -- -- -- -- --
Total Liabilities $1.3B $1.2B $1.2B $1.1B $1.1B
 
Common Stock $38.6M $41M $43.3M $46M $49.2M
Other Common Equity Adj $23.2M $18.1M -$13.1M -$6.9M -$7M
Common Equity $264M $299.8M $292.8M $312.9M $338.8M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $264M $299.8M $292.8M $312.9M $338.8M
 
Total Liabilities and Equity $1.5B $1.5B $1.4B $1.4B $1.5B
Cash and Short Terms $400.9M $390.6M $466.8M $508.5M $212.1M
Total Debt $309.7M $264.2M $172.3M $112.4M $112M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $111.5M $84.9M $134.8M $170.7M $100.4M
Short Term Investments $264.8M $320.8M $34.2M $38.6M --
Accounts Receivable, Net $33.1M $31.7M $30.3M $30.8M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $134.5M $124.4M $169.3M $203M $130.7M
 
Property Plant And Equipment $23.6M $29.7M $28.6M $27.5M $29.9M
Long-Term Investments -- -- -- -- --
Goodwill $3.5M $5.3M $5.3M $5.3M --
Other Intangibles $50.4M $54.4M $3.5M $3.1M --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.5B $1.4B $1.4B $1.5B $1.5B
 
Accounts Payable $13.9M $4.9M $3M $3.2M $5.5M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $100.1M $69.3M $58.3M $62.3M $65M
 
Long-Term Debt $263.2M $201.5M $108.4M $107M $123.1M
Capital Leases -- -- -- -- --
Total Liabilities $1.2B $1.2B $1.1B $1.1B $1.2B
 
Common Stock $40.7M $43.2M $46M $48.5M $52M
Other Common Equity Adj $20.5M -$15.1M -$18.3M -$42.6K --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $296.7M $268.9M $297.9M $346.3M $365.4M
 
Total Liabilities and Equity $1.5B $1.4B $1.4B $1.5B $1.5B
Cash and Short Terms $376.3M $405.8M $169M $209.3M --
Total Debt $263.2M $201.5M $108.4M $107M $123.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $55.6M $39.5M $25.7M $14.5M $26.5M
Depreciation & Amoritzation $17.3M $20.4M $17.7M $9.2M $8.8M
Stock-Based Compensation $358.9K $118.4K $929.7K $601.4K $800.8K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$129.6M $144.6M $130.5M $53.9M $57.3M
 
Capital Expenditures $1.6M $5.2M $1.6M $1.1M $2.5M
Cash Acquisitions -- $12.6M -- -- --
Cash From Investing $36.1M -$63.6M -$37.2M $14.6M -$43.1M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued $254.9M $107M $59.6M $68.5M $2.9M
Long-Term Debt Repaid -$174.9M -$153.6M -$149.3M -$124.7M -$1.9M
Repurchase of Common Stock $3M $5.8M $7.7M $2.8M $3.1M
Other Financing Activities -$6.7M -$3.8M -$4.1M -$3.1M -$2.3M
Cash From Financing $71.2M -$55.1M -$101.2M -$62M -$4M
 
Beginning Cash (CF) $106.2M $131.4M $120.9M $126.9M $140.5M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$22.3M $25.9M -$7.9M $6.4M $10.2M
Ending Cash (CF) $83.9M $157.3M $113M $133.4M $150.7M
 
Levered Free Cash Flow -$131.3M $139.4M $128.9M $52.8M $54.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $4.4M $11.7M $16.2M $26.8M $25.6M
 
Capital Expenditures $844.7K $260.3K $264.3K $152.5K $707.4K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$71.3M -$60.3M $5.2M $2.4M -$2.1M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $24.4M -- $2.5M $2.6M --
Long-Term Debt Repaid $6.8M $1.1M $2.6M $630.4K --
Repurchase of Common Stock $215.9K -- $251.9K $43.1K $400.9K
Other Financing Activities -$1.2M -$719.9K -$772.9K -$238.3K --
Cash From Financing $29.9M $395.1K $4.1M $3M -$1.3M
 
Beginning Cash (CF) $111.5M $84.9M $134.8M $170.7M $100.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$37M -$48.2M $25.5M $32.3M $22.2M
Ending Cash (CF) $74.5M $36.8M $160.2M $203M $122.6M
 
Levered Free Cash Flow $3.6M $11.4M $15.9M $26.6M $24.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $163.9M $125.1M $39.5M $70.4M $50M
 
Capital Expenditures $4.7M $2M $1.4M $894.1K $3.5M
Cash Acquisitions -- $12.6M -- -- --
Cash From Investing -$31.3M -$79.9M $113M -$23.3M -$133.5M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued -$106.2M $69.5M $68.5M -- --
Long-Term Debt Repaid -$55.7M -$131.3M -$161.6M -$4.3M --
Repurchase of Common Stock $5.6M $9.3M $3.2M $1.7M $3M
Other Financing Activities -$4.7M -$3.8M -$3.3M -$2.1M --
Cash From Financing -$171M -$74M -$99.6M -$5.3M $9.2M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$38.5M -$28.8M $52.9M $41.8M -$74.3M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $159.1M $123.1M $38.1M $69.5M $46.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $128.9M $109.3M $18.4M $34.9M $27.6M
 
Capital Expenditures $4.2M $966.4K $791.5K $575.7K $1.6M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$80.2M -$96.4M $53.7M $15.8M -$74.5M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $97.1M $59.6M $68.5M $2.6M $16.6M
Long-Term Debt Repaid -$131.8M -$109.5M -$121.9M -$1.4M -$504K
Repurchase of Common Stock $3.7M $7.3M $2.8M $1.7M $1.6M
Other Financing Activities -$3M -$3.1M -$2.3M -$1.3M -$1M
Cash From Financing -$41.2M -$60.1M -$58.5M -$1.7M $11.5M
 
Beginning Cash (CF) $404.9M $361.9M $344.6M $465.3M $312.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $7.6M -$47.2M $13.6M $49M -$35.5M
Ending Cash (CF) $412.4M $314.7M $358.2M $514.3M $277.2M
 
Levered Free Cash Flow $124.7M $108.4M $17.6M $34.3M $26M

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