Financhill
Buy
59

RBCAA Quote, Financials, Valuation and Earnings

Last price:
$69.16
Seasonality move :
-0.19%
Day range:
$68.59 - $70.16
52-week range:
$56.79 - $78.25
Dividend yield:
2.55%
P/E ratio:
10.62x
P/S ratio:
2.61x
P/B ratio:
1.24x
Volume:
24.3K
Avg. volume:
18.6K
1-year change:
-9.31%
Market cap:
$1.3B
Revenue:
$505.4M
EPS (TTM):
$6.49

Analysts' Opinion

  • Consensus Rating
    Republic Bancorp, Inc. (Kentucky) has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $75.00, Republic Bancorp, Inc. (Kentucky) has an estimated upside of 8.78% from its current price of $68.95.
  • Price Target Downside
    According to analysts, the lowest downside price target is $75.00 representing 100% downside risk from its current price of $68.95.

Fair Value

  • According to the consensus of 2 analysts, Republic Bancorp, Inc. (Kentucky) has 8.78% upside to fair value with a price target of $75.00 per share.

RBCAA vs. S&P 500

  • Over the past 5 trading days, Republic Bancorp, Inc. (Kentucky) has underperformed the S&P 500 by -0.25% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Republic Bancorp, Inc. (Kentucky) does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Republic Bancorp, Inc. (Kentucky) has grown year-over-year revenues for 13 quarters straight. In the most recent quarter Republic Bancorp, Inc. (Kentucky) reported revenues of $119.6M.

Earnings Growth

  • Republic Bancorp, Inc. (Kentucky) has grown year-over-year earnings for 3 quarters straight. In the most recent quarter Republic Bancorp, Inc. (Kentucky) reported earnings per share of $1.52.
Enterprise value:
1.8B
EV / Invested capital:
1.17x
Price / LTM sales:
2.61x
EV / EBIT:
6.82x
EV / Revenue:
3.52x
PEG ratio (5yr expected):
0.43x
EV / Free cash flow:
12.97x
Price / Operating cash flow:
9.60x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.84%
Net Income Margin (TTM):
24.54%
Return On Equity:
12.38%
Return On Invested Capital:
8.36%
Operating Margin:
31.57%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $403.3M $493.9M $519.6M $118.3M $119.6M
Gross Profit -- -- -- -- --
Operating Income $116.9M $128.3M $161.2M $33.8M $37.8M
EBITDA -- -- -- -- --
Diluted EPS $4.57 $5.21 $6.49 $1.36 $1.52
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $1B $767.1M $240M $550M $506.3M
Total Assets $6.2B $6B $6.4B $6.7B $7B
Current Liabilities $4.5B $4.1B $3.8B $3.8B $4.3B
Total Liabilities $5.3B $5.2B $5.5B $5.7B $5.9B
Total Equity $838.7M $841M $893.4M $979.7M $1.1B
Total Debt $38.4M $60.4M $305M $406.8M $408.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $106.3M $147.8M $158.4M $51.3M $33.3M
Cash From Investing -$685.7M -$14.3M -$409.9M $47.6M -$53.9M
Cash From Financing $44.7M $177.8M $204.8M $32M $20M
Free Cash Flow $107.4M $131.2M $141.1M $45.9M $21.8M
RBCAA
Sector
Market Cap
$1.3B
$555.9M
Price % of 52-Week High
88.12%
89.84%
Dividend Yield
2.55%
1.65%
Shareholder Yield
2.25%
3.16%
1-Year Price Total Return
-9.31%
1.51%
Beta (5-Year)
0.596
0.481
Dividend yield:
2.55%
Annualized payout:
$1.63
Payout ratio:
29.74%
Growth streak:
11 years

Technicals

8-day SMA
Buy
Level $68.85
200-day SMA
Sell
Level $69.70
Bollinger Bands (100)
Sell
Level 67.5 - 74.8
Chaikin Money Flow
Buy
Level 5.5M
20-day SMA
Buy
Level $67.22
Relative Strength Index (RSI14)
Buy
Level 53.98
ADX Line
Buy
Level 24.3
Williams %R
Neutral
Level -25.0376
50-day SMA
Buy
Level $68.70
MACD (12, 26)
Buy
Level 0.28
25-day Aroon Oscillator
Buy
Level 40
On Balance Volume
Neutral
Level 3.4M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.2118)
Sell
CA Score (Annual)
Level (-1.9147)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (5)
Sell
Ohlson Score
Level (3.5019)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Republic Bancorp, Inc.is a financial holding company. Its services include personal, business, mortgages, lending, treasury management, and private banking. It operates through the following business segments: Traditional Banking, Warehouse Lending, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The Traditional Banking segment encompasses MemoryBank, private banking, treasury management services, internet banking, other banking services, and bank acquisitions. The Warehouse Lending segment provides short-term revolving credit facilities to mortgage bankers. The Mortgage Banking segment includes 15-, 20- and 30-year fixed-term single-family, first-lien residential real estate loans. The Tax Refund Solutions segment facilitates the receipt and payment of federal and state tax refund products and offers a credit product through third-party tax. The Republic Credit Solutions segment offers general-purpose-reloadable prepaid cards through third-party service providers. The company was founded by Bernard M. Trager in 1974 and is headquartered in Louisville, KY.

Stock Forecast FAQ

In the current month, RBCAA has received 0 Buy ratings 2 Hold ratings, and 0 Sell ratings. The RBCAA average analyst price target in the past 3 months is $75.00.

  • Where Will Republic Bancorp, Inc. (Kentucky) Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Republic Bancorp, Inc. (Kentucky) share price will rise to $75.00 per share over the next 12 months.

  • What Do Analysts Say About Republic Bancorp, Inc. (Kentucky)?

    Analysts are divided on their view about Republic Bancorp, Inc. (Kentucky) share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Republic Bancorp, Inc. (Kentucky) is a Sell and believe this share price will drop from its current level to $75.00.

  • What Is Republic Bancorp, Inc. (Kentucky)'s Price Target?

    The price target for Republic Bancorp, Inc. (Kentucky) over the next 1-year time period is forecast to be $75.00 according to 2 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is RBCAA A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Republic Bancorp, Inc. (Kentucky) is a Hold. 2 of 2 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of RBCAA?

    You can purchase shares of Republic Bancorp, Inc. (Kentucky) via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Republic Bancorp, Inc. (Kentucky) shares.

  • What Is The Republic Bancorp, Inc. (Kentucky) Share Price Today?

    Republic Bancorp, Inc. (Kentucky) was last trading at $69.16 per share. This represents the most recent stock quote for Republic Bancorp, Inc. (Kentucky). Yesterday, Republic Bancorp, Inc. (Kentucky) closed at $68.95 per share.

  • How To Buy Republic Bancorp, Inc. (Kentucky) Stock Online?

    In order to purchase Republic Bancorp, Inc. (Kentucky) stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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