Financhill
Buy
63

PNFP Quote, Financials, Valuation and Earnings

Last price:
$101.29
Seasonality move :
5.36%
Day range:
$100.87 - $101.63
52-week range:
$81.57 - $127.85
Dividend yield:
0.95%
P/E ratio:
12.87x
P/S ratio:
2.48x
P/B ratio:
1.18x
Volume:
462.7K
Avg. volume:
937K
1-year change:
-11.59%
Market cap:
$7.9B
Revenue:
$3B
EPS (TTM):
$7.87
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $1.2B $1.3B $1.6B $2.6B $3B
Revenue Growth (YoY) 0.84% 4.54% 26.04% 59.05% 14.85%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $986K $759K $156K -$19.7M -$71.9M
Operating Expenses -$303M -$529.6M -$552M -$542.6M -$515.8M
Operating Income $303M $529.6M $552M $542.6M $515.8M
 
Net Interest Expenses $63.4M $44.5M $39.7M $104.4M $123.7M
EBT. Incl. Unusual Items $371.4M $651.9M $697.5M $714M $581.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $59M $124.6M $136.8M $151.9M $106.2M
Net Income to Company $312.3M $527.3M $560.7M $562.2M $475.1M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $312.3M $527.3M $560.7M $562.2M $475.1M
 
Basic EPS (Cont. Ops) $4.04 $6.79 $7.20 $7.20 $6.01
Diluted EPS (Cont. Ops) $4.03 $6.75 $7.17 $7.14 $5.96
Weighted Average Basic Share $75.4M $75.5M $75.7M $76M $76.5M
Weighted Average Diluted Share $75.7M $75.9M $76.1M $76.6M $77.1M
 
EBITDA -- -- -- -- --
EBIT $570.6M $750.7M $942.1M $1.8B $1.9B
 
Revenue (Reported) $1.2B $1.3B $1.6B $2.6B $3B
Operating Income (Reported) $303M $529.6M $552M $542.6M $515.8M
Operating Income (Adjusted) $570.6M $750.7M $942.1M $1.8B $1.9B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $334.5M $435.5M $693.3M $791.4M $828.4M
Revenue Growth (YoY) 7.16% 30.2% 59.18% 14.16% 4.68%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- $217K -$9.7M -- --
Operating Expenses -$139M -$142.5M -$132.1M -$162.9M -$176.8M
Operating Income $139M $142.5M $132.1M $162.9M $176.8M
 
Net Interest Expenses $11.1M $10.6M $28.7M $31.3M $28.8M
EBT. Incl. Unusual Items $169.4M $183.8M $168M $181.1M $209.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $32.8M $35.2M $35.4M $34.5M $36.6M
Net Income to Company $136.6M $148.7M $132.6M $146.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $136.6M $148.7M $132.6M $146.7M $173.1M
 
Basic EPS (Cont. Ops) $1.76 $1.91 $1.69 $1.87 $2.20
Diluted EPS (Cont. Ops) $1.75 $1.91 $1.69 $1.86 $2.19
Weighted Average Basic Share $75.5M $75.8M $76M $76.5M $76.9M
Weighted Average Diluted Share $75.8M $76M $76.2M $76.8M $77.3M
 
EBITDA -- -- -- -- --
EBIT $192.7M $249.8M $478M $524.5M $534.1M
 
Revenue (Reported) $334.5M $435.5M $693.3M $791.4M $828.4M
Operating Income (Reported) $139M $142.5M $132.1M $162.9M $176.8M
Operating Income (Adjusted) $192.7M $249.8M $478M $524.5M $534.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $1.3B $1.5B $2.4B $2.9B $3.2B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $366K $549K -$19.7M -$72.1M --
Operating Expenses -$518.9M -$533.7M -$571.5M -$463.4M -$666.4M
Operating Income $518.9M $533.7M $571.5M $463.4M $666.4M
 
Net Interest Expenses $48M $38.7M $86.4M $120.5M $119.4M
EBT. Incl. Unusual Items $619.5M $689M $760.1M $526.3M $758.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $114.8M $132.5M $155.1M $107.5M $134.9M
Net Income to Company $504.7M $556.4M $605M $418.8M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $504.7M $556.4M $605M $418.8M $623.3M
 
Basic EPS (Cont. Ops) $6.49 $7.15 $7.77 $5.29 $7.92
Diluted EPS (Cont. Ops) $6.46 $7.12 $7.75 $5.26 $7.87
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $733.9M $822.3M $1.7B $1.9B $2B
 
Revenue (Reported) $1.3B $1.5B $2.4B $2.9B $3.2B
Operating Income (Reported) $518.9M $533.7M $571.5M $463.4M $666.4M
Operating Income (Adjusted) $733.9M $822.3M $1.7B $1.9B $2B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $975.7M $1.1B $1.9B $2.2B $2.4B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $366K $156K -$19.7M -$72.1M -$12.5M
Operating Expenses -$394.1M -$398.1M -$417.6M -$344.1M -$494.7M
Operating Income $394.1M $398.1M $417.6M $344.1M $494.7M
 
Net Interest Expenses $34.7M $29M $75.7M $91.8M $87.5M
EBT. Incl. Unusual Items $485.5M $522.6M $585.1M $397.4M $574.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $91.7M $99.7M $118M $73.6M $102.3M
Net Income to Company $393.8M $422.9M $467.2M $323.8M $298.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $393.8M $422.9M $467.2M $323.8M $472.1M
 
Basic EPS (Cont. Ops) $5.07 $5.43 $6.00 $4.09 $5.99
Diluted EPS (Cont. Ops) $5.05 $5.42 $5.99 $4.08 $5.97
Weighted Average Basic Share $226.3M $227.2M $228M $229.3M $230.5M
Weighted Average Diluted Share $227.3M $227.9M $228.3M $229.8M $231.6M
 
EBITDA -- -- -- -- --
EBIT $563.9M $635.5M $1.3B $1.4B $1.5B
 
Revenue (Reported) $975.7M $1.1B $1.9B $2.2B $2.4B
Operating Income (Reported) $394.1M $398.1M $417.6M $344.1M $494.7M
Operating Income (Adjusted) $563.9M $635.5M $1.3B $1.4B $1.5B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $427.1M $270.8M $300.1M $315.5M $414M
Short Term Investments $3.6B $4.9B $3.6B $4.3B $5.6B
Accounts Receivable, Net $104.1M $98.8M $161.2M $217.5M $214.1M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $4.1B $5.2B $1.9B $3B $3.7B
 
Property Plant And Equipment $375.4M $382.5M $456M $554.2M $603.7M
Long-Term Investments $4.2B $4.3B $1.6B $2.7B $5.5B
Goodwill $1.8B $1.8B $1.8B $1.8B $1.8B
Other Intangibles $42.3M $33.8M $34.6M $27.5M $21.4M
Other Long-Term Assets -- -- -- -- --
Total Assets $35B $38.6B $42.1B $48.1B $52.8B
 
Accounts Payable $24.9M $12.5M $19.5M $67M $55.6M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $12.7B $18.4B $20.2B $17.5B $19.1B
 
Long-Term Debt $1.6B $1.4B $1B $2.8B $2.4B
Capital Leases -- -- -- -- --
Total Liabilities $30.1B $33.2B $36.6B $42.1B $46.4B
 
Common Stock $75.9M $76.1M $76.5M $76.8M $77.2M
Other Common Equity Adj $175.8M $107.2M -$190.8M -$152.5M -$167.9M
Common Equity $4.7B $5.1B $5.3B $5.8B $6.2B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $4.9B $5.3B $5.5B $6B $6.4B
 
Total Liabilities and Equity $35B $38.6B $42.1B $48.1B $52.8B
Cash and Short Terms $7.3B $8.9B $4.7B $6.5B $8.9B
Total Debt $1.8B $1.4B $1B $2.8B $2.6B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $260.1M $186.6M $297M $470.3M $424M
Short Term Investments $4.6B $3.5B $3.9B $5.4B --
Accounts Receivable, Net $89.1M $110.2M $177.4M $226.2M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $4.1B $2.5B $3.8B $3.1B $3.6B
 
Property Plant And Equipment $288.8M $320.3M $546.8M $295.3M $337.6M
Long-Term Investments $3.7B $2.3B $3.7B $3B $3.6B
Goodwill $1.8B $1.8B $1.8B $1.8B --
Other Intangibles $35.9M $35.7M $29.2M $22.8M --
Other Long-Term Assets -- -- -- -- --
Total Assets $36.5B $41B $47.5B $50.7B $56B
 
Accounts Payable $11.8M $10.2M $67.4M $59.3M --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $15.2B $20.1B $17.5B $19B $22.1B
 
Long-Term Debt $1.4B $1.3B $2.8B $2.2B $2.2B
Capital Leases -- -- -- -- --
Total Liabilities $31.3B $35.7B $41.7B $44.4B $49.1B
 
Common Stock $76.1M $76.4M $76.8M $77.2M $77.6M
Other Common Equity Adj $111.3M -$242.7M -$299.9M -$116.5M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $5.2B $5.3B $5.8B $6.3B $6.9B
 
Total Liabilities and Equity $36.5B $41B $47.5B $50.7B $56B
Cash and Short Terms $8B $5.3B $7B $8B --
Total Debt $1.4B $1.3B $2.8B $2.6B $2.2B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $312.3M $527.3M $560.7M $562.2M $475.1M
Depreciation & Amoritzation $45.2M $53.3M $62.3M $78.7M $98.6M
Stock-Based Compensation $18.7M $25M $39.6M $41.9M $40.9M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $384.8M $565.3M $595.2M $521.4M $904.3M
 
Capital Expenditures $114.8M $23.2M $164.3M $322.3M $99.5M
Cash Acquisitions -- -- $30.9M -- --
Cash From Investing -$3.5B -$3.5B -$6.7B $3.2B -$3.2B
 
Dividends Paid (Ex Special Dividend) $57M $70.7M $83.4M $83.9M $84.2M
Special Dividend Paid
Long-Term Debt Issued $819M -- $500M $3.4B $454.7M
Long-Term Debt Repaid -$1.9B -$450.3M -$954.8M -$1.8B -$700.4M
Repurchase of Common Stock $53.3M $6.9M $10.2M $6.9M $20.3M
Other Financing Activities -- -- -- -- --
Cash From Financing $6.6B $3.1B $3.2B $5.2B $4B
 
Beginning Cash (CF) $526.7M $4B $4.1B $1.2B $2.2B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $3.4B $140.1M -$2.9B $1.1B $1.2B
Ending Cash (CF) $4B $4.1B $1.2B $2.2B $3.4B
 
Levered Free Cash Flow $270M $542.2M $430.9M $199.2M $804.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $136.6M $148.7M $132.6M $146.7M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $6.8M $10.7M $10.1M $10.4M $10.9M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $154.1M $265.9M $151M $102.5M $364.9M
 
Capital Expenditures $6.2M $49.4M $15.3M $25.3M $27.9M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$553.8M -$758.7M -$1.3B -$803.7M -$860.5M
 
Dividends Paid (Ex Special Dividend) $17.7M $20.9M $21M $21M $22.6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- $4.7M --
Long-Term Debt Repaid -$130.1M -$400.1M -$75.1M -$106K --
Repurchase of Common Stock $277K $347K $373K $580K $1M
Other Financing Activities -- -- -- -- --
Cash From Financing $974.8M $664.4M $508.9M $1.2B $771.3M
 
Beginning Cash (CF) $2.9B $1.6B $3.8B $2.4B --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $575.1M $171.6M -$681M $455.2M $275.6M
Ending Cash (CF) $3.5B $1.8B $3.2B $2.8B --
 
Levered Free Cash Flow $147.9M $216.5M $135.7M $77.1M $337M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $504.7M $556.4M $605M $418.8M --
Depreciation & Amoritzation $52.7M $58.3M $77M $92M --
Stock-Based Compensation $22.5M $38M $38.2M $43.7M $42.1M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $526M $660.6M $549.1M $548.2M $1.1B
 
Capital Expenditures $100.1M $154M $78.7M $329.9M $247.2M
Cash Acquisitions -- $30.4M $481K -- --
Cash From Investing -$2.3B -$6.5B -$5B $4.4B -$4.5B
 
Dividends Paid (Ex Special Dividend) $72.9M $80.2M $83.8M $84.1M $89.1M
Special Dividend Paid
Long-Term Debt Issued -- $400M $3.5B $454.7M --
Long-Term Debt Repaid -$530.3M -$549.8M -$2.3B -$450.4M --
Repurchase of Common Stock $4.3M $10M $6.7M $20.1M $21.2M
Other Financing Activities -- -- -- -- --
Cash From Financing $2.2B $4.1B $5.8B $2.6B $4.4B
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $423.2M -$1.7B $1.3B -$318.9M $432.4M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $425.9M $506.6M $470.3M $218.2M $804.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $393.8M $422.9M $467.2M $323.8M $298.9M
Depreciation & Amoritzation $14M $14.4M $20.4M $23.1M $55.1M
Stock-Based Compensation $17.8M $30.9M $29.6M $31.4M $32.5M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $392.7M $488M $441.9M $468.6M $616.1M
 
Capital Expenditures $16.6M $147.5M $61.9M $69.5M $217.3M
Cash Acquisitions -- $30.4M -- -- --
Cash From Investing -$2.2B -$5.1B -$3.4B -$2.2B -$3.6B
 
Dividends Paid (Ex Special Dividend) $53M $62.5M $62.9M $63.2M $68M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $400M $3.4B $454.7M --
Long-Term Debt Repaid -$330.2M -$429.8M -$1.8B -$450.3M -$116.5M
Repurchase of Common Stock $6.8M $9.9M $6.4M $19.6M $20.5M
Other Financing Activities -- -- -- -- --
Cash From Financing $1.3B $2.3B $4.9B $2.3B $2.8B
 
Beginning Cash (CF) $10B $9.1B $7.8B $7.3B $7.3B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$494.9M -$2.3B $2B $602.8M -$170.3M
Ending Cash (CF) $9.5B $6.8B $9.8B $7.9B $6.9B
 
Levered Free Cash Flow $376.1M $340.6M $380M $399.1M $398.8M

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