MSBI Quote, Financials, Valuation and Earnings

ChoiceOne Financial Services, Inc. has a net margin of 6.27% compared to Midland States Bancorp, Inc.'s net margin of 23.92%. Midland States Bancorp, Inc.'s return on equity of -18.85% beat ChoiceOne Financial Services, Inc.'s return on equity of 5.91%.

Midland States Bancorp, Inc. has a consensus price target of $18.00, signalling downside risk potential of -4.2%. On the other hand ChoiceOne Financial Services, Inc. has an analysts' consensus of $35.33 which suggests that it could grow by 11.46%. Given that ChoiceOne Financial Services, Inc. has higher upside potential than Midland States Bancorp, Inc., analysts believe ChoiceOne Financial Services, Inc. is more attractive than Midland States Bancorp, Inc..

Midland States Bancorp, Inc. has a beta of 0.694, which suggesting that the stock is 30.573% less volatile than S&P 500. In comparison ChoiceOne Financial Services, Inc. has a beta of 0.613, suggesting its less volatile than the S&P 500 by 38.658%.

Midland States Bancorp, Inc. has a quarterly dividend of $0.32 per share corresponding to a yield of 6.71%. ChoiceOne Financial Services, Inc. offers a yield of 3.53% to investors and pays a quarterly dividend of $0.28 per share. Midland States Bancorp, Inc. pays 94.09% of its earnings as a dividend. ChoiceOne Financial Services, Inc. pays out 33.53% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Midland States Bancorp, Inc. quarterly revenues are $118.5M, which are larger than ChoiceOne Financial Services, Inc. quarterly revenues of $61.4M. Midland States Bancorp, Inc.'s net income of $7.4M is lower than ChoiceOne Financial Services, Inc.'s net income of $14.7M. Notably, Midland States Bancorp, Inc.'s price-to-earnings ratio is 8.85x while ChoiceOne Financial Services, Inc.'s PE ratio is 23.27x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Midland States Bancorp, Inc. is 0.75x versus 1.95x for ChoiceOne Financial Services, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Horizon Bancorp, Inc. (Indiana) has a net margin of 6.27% compared to Midland States Bancorp, Inc.'s net margin of 20.13%. Midland States Bancorp, Inc.'s return on equity of -18.85% beat Horizon Bancorp, Inc. (Indiana)'s return on equity of -25.13%.

Midland States Bancorp, Inc. has a consensus price target of $18.00, signalling downside risk potential of -4.2%. On the other hand Horizon Bancorp, Inc. (Indiana) has an analysts' consensus of $19.60 which suggests that it could grow by 12.32%. Given that Horizon Bancorp, Inc. (Indiana) has higher upside potential than Midland States Bancorp, Inc., analysts believe Horizon Bancorp, Inc. (Indiana) is more attractive than Midland States Bancorp, Inc..

Midland States Bancorp, Inc. has a beta of 0.694, which suggesting that the stock is 30.573% less volatile than S&P 500. In comparison Horizon Bancorp, Inc. (Indiana) has a beta of 0.841, suggesting its less volatile than the S&P 500 by 15.881%.

Midland States Bancorp, Inc. has a quarterly dividend of $0.32 per share corresponding to a yield of 6.71%. Horizon Bancorp, Inc. (Indiana) offers a yield of 3.67% to investors and pays a quarterly dividend of $0.16 per share. Midland States Bancorp, Inc. pays 94.09% of its earnings as a dividend. Horizon Bancorp, Inc. (Indiana) pays out 79.6% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Midland States Bancorp, Inc. quarterly revenues are $118.5M, which are larger than Horizon Bancorp, Inc. (Indiana) quarterly revenues of -$195.7M. Midland States Bancorp, Inc.'s net income of $7.4M is higher than Horizon Bancorp, Inc. (Indiana)'s net income of -$222M. Notably, Midland States Bancorp, Inc.'s price-to-earnings ratio is 8.85x while Horizon Bancorp, Inc. (Indiana)'s PE ratio is 13.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Midland States Bancorp, Inc. is 0.75x versus 10.21x for Horizon Bancorp, Inc. (Indiana). Usually stocks with elevated PS ratios are considered overvalued.

Old National Bancorp has a net margin of 6.27% compared to Midland States Bancorp, Inc.'s net margin of 17.43%. Midland States Bancorp, Inc.'s return on equity of -18.85% beat Old National Bancorp's return on equity of 8.5%.

Midland States Bancorp, Inc. has a consensus price target of $18.00, signalling downside risk potential of -4.2%. On the other hand Old National Bancorp has an analysts' consensus of $25.75 which suggests that it could grow by 16.31%. Given that Old National Bancorp has higher upside potential than Midland States Bancorp, Inc., analysts believe Old National Bancorp is more attractive than Midland States Bancorp, Inc..

Midland States Bancorp, Inc. has a beta of 0.694, which suggesting that the stock is 30.573% less volatile than S&P 500. In comparison Old National Bancorp has a beta of 0.843, suggesting its less volatile than the S&P 500 by 15.673%.

Midland States Bancorp, Inc. has a quarterly dividend of $0.32 per share corresponding to a yield of 6.71%. Old National Bancorp offers a yield of 2.53% to investors and pays a quarterly dividend of $0.14 per share. Midland States Bancorp, Inc. pays 94.09% of its earnings as a dividend. Old National Bancorp pays out 33.3% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Midland States Bancorp, Inc. quarterly revenues are $118.5M, which are smaller than Old National Bancorp quarterly revenues of $1B. Midland States Bancorp, Inc.'s net income of $7.4M is lower than Old National Bancorp's net income of $182.6M. Notably, Midland States Bancorp, Inc.'s price-to-earnings ratio is 8.85x while Old National Bancorp's PE ratio is 13.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Midland States Bancorp, Inc. is 0.75x versus 2.21x for Old National Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

TowneBank has a net margin of 6.27% compared to Midland States Bancorp, Inc.'s net margin of 13.69%. Midland States Bancorp, Inc.'s return on equity of -18.85% beat TowneBank's return on equity of 7.6%.

Midland States Bancorp, Inc. has a consensus price target of $18.00, signalling downside risk potential of -4.2%. On the other hand TowneBank has an analysts' consensus of $40.50 which suggests that it could grow by 18.94%. Given that TowneBank has higher upside potential than Midland States Bancorp, Inc., analysts believe TowneBank is more attractive than Midland States Bancorp, Inc..

Midland States Bancorp, Inc. has a beta of 0.694, which suggesting that the stock is 30.573% less volatile than S&P 500. In comparison TowneBank has a beta of 0.788, suggesting its less volatile than the S&P 500 by 21.193%.

Midland States Bancorp, Inc. has a quarterly dividend of $0.32 per share corresponding to a yield of 6.71%. TowneBank offers a yield of 3.05% to investors and pays a quarterly dividend of $0.27 per share. Midland States Bancorp, Inc. pays 94.09% of its earnings as a dividend. TowneBank pays out 46.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Midland States Bancorp, Inc. quarterly revenues are $118.5M, which are smaller than TowneBank quarterly revenues of $287.1M. Midland States Bancorp, Inc.'s net income of $7.4M is lower than TowneBank's net income of $39.3M. Notably, Midland States Bancorp, Inc.'s price-to-earnings ratio is 8.85x while TowneBank's PE ratio is 15.17x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Midland States Bancorp, Inc. is 0.75x versus 2.39x for TowneBank. Usually stocks with elevated PS ratios are considered overvalued.