Financhill
Buy
67

ISTR Quote, Financials, Valuation and Earnings

Last price:
$29.8300
Seasonality move :
-3.27%
Day range:
$29.9050 - $30.3050
52-week range:
$15.3900 - $31.7700
Dividend yield:
1.45%
P/E ratio:
14.45x
P/S ratio:
2.11x
P/B ratio:
1.53x
Volume:
146.7K
Avg. volume:
68.7K
1-year change:
53.15%
Market cap:
$414.1M
Revenue:
$153.2M
EPS (TTM):
$2.08

Analysts' Opinion

  • Consensus Rating
    Investar Holding Corp. has received a consensus rating of Buy. The company's average rating is a Buy based on 1 Buy rating, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $33.2500, Investar Holding Corp. has an estimated upside of 10.43% from its current price of $30.1100.
  • Price Target Downside
    According to analysts, the lowest downside price target is $32.5000 representing 100% downside risk from its current price of $30.1100.

Fair Value

  • According to the consensus of 1 analyst, Investar Holding Corp. has 10.43% upside to fair value with a price target of $33.2500 per share.

ISTR vs. S&P 500

  • Over the past 5 trading days, Investar Holding Corp. has overperformed the S&P 500 by 5.94% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Investar Holding Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Investar Holding Corp. revenues have been falling on a year-over-year basis for 4 quarters in a row. In the most recent quarter Investar Holding Corp. reported revenues of $38.9M.

Earnings Growth

  • Investar Holding Corp. earnings have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter Investar Holding Corp. reported earnings per share of $0.51.
Enterprise value:
597.2M
EV / Invested capital:
1.32x
Price / LTM sales:
2.11x
EV / EBIT:
6.55x
EV / Revenue:
3.90x
PEG ratio (5yr expected):
7.01x
EV / Free cash flow:
88.38x
Price / Operating cash flow:
42.85x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.83%
Net Income Margin (TTM):
14.95%
Return On Equity:
8.51%
Return On Invested Capital:
5.99%
Operating Margin:
19.85%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $141.1M $157.4M $153.2M $40.5M $38.9M
Gross Profit -- -- -- -- --
Operating Income $21.8M $23.9M $28.8M $7.5M $7.7M
EBITDA -- -- -- -- --
Diluted EPS $1.69 $2.04 $2.08 $0.61 $0.51
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $111M $53.7M $50.8M $47.6M $59.2M
Total Assets $2.5B $2.8B $2.8B $2.7B $2.8B
Current Liabilities $1.7B $2.1B $1.9B $2.1B $1.3B
Total Liabilities $2.3B $2.5B $2.6B $2.5B $2.5B
Total Equity $242.6M $215.8M $226.8M $241.3M $301.1M
Total Debt $133.2M $442.4M $291M $94.5M $141.6M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $35.4M $16.4M $15.3M $5.6M $7.4M
Cash From Investing -$112.5M $26.5M -$44.7M $9.3M -$67.4M
Cash From Financing $104.8M -$20.2M -$21.5M $1.8M $40.2M
Free Cash Flow $34.2M $5.9M $6.8M $5.5M -$590K
ISTR
Sector
Market Cap
$414.1M
$537.5M
Price % of 52-Week High
94.78%
92.45%
Dividend Yield
1.45%
1.46%
Shareholder Yield
-3.24%
3.02%
1-Year Price Total Return
53.15%
7.82%
Beta (5-Year)
0.537
0.453
Dividend yield:
1.45%
Annualized payout:
$0.44
Payout ratio:
21.57%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $29.0713
200-day SMA
Buy
Level $23.0073
Bollinger Bands (100)
Buy
Level 23.0732 - 27.4132
Chaikin Money Flow
Sell
Level -1.2M
20-day SMA
Buy
Level $28.1205
Relative Strength Index (RSI14)
Buy
Level 76.6056
ADX Line
Buy
Level 52.137
Williams %R
Neutral
Level -36.1262
50-day SMA
Buy
Level $27.1730
MACD (12, 26)
Buy
Level 0.7793
25-day Aroon Oscillator
Buy
Level 60
On Balance Volume
Neutral
Level 3.3M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.2308)
Sell
CA Score (Annual)
Level (-2.1443)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (4.8314)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (3)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Investar Holding Corp. is a financial holding company, which engages in the provision of full banking services. It offers a full range of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses as well as loans to individuals. Its lending products consists of owner-occupied commercial real estate loans, construction loans and commercial and industrial loans, such as term loans, equipment financing and lines of credit, while its loans to individuals include first and second mortgage loans, installment loans, and lines of credit. The company was founded on September 24, 2009 and is headquartered in Baton Rouge, LA.

Stock Forecast FAQ

In the current month, ISTR has received 1 Buy ratings 0 Hold ratings, and 0 Sell ratings. The ISTR average analyst price target in the past 3 months is $33.2500.

  • Where Will Investar Holding Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Investar Holding Corp. share price will rise to $33.2500 per share over the next 12 months.

  • What Do Analysts Say About Investar Holding Corp.?

    Analysts are divided on their view about Investar Holding Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Investar Holding Corp. is a Sell and believe this share price will drop from its current level to $32.5000.

  • What Is Investar Holding Corp.'s Price Target?

    The price target for Investar Holding Corp. over the next 1-year time period is forecast to be $33.2500 according to 1 Wall Street analyst, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is ISTR A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Investar Holding Corp. is a Buy. 1 of 1 analysts rates the stock a Buy at this time.

  • How Can I Buy Shares Of ISTR?

    You can purchase shares of Investar Holding Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Investar Holding Corp. shares.

  • What Is The Investar Holding Corp. Share Price Today?

    Investar Holding Corp. was last trading at $29.8300 per share. This represents the most recent stock quote for Investar Holding Corp.. Yesterday, Investar Holding Corp. closed at $30.1100 per share.

  • How To Buy Investar Holding Corp. Stock Online?

    In order to purchase Investar Holding Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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