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INBK Quote, Financials, Valuation and Earnings
Last price:
$20.15
Seasonality move
:
6.49%
Day range:
$20.04 - $20.50
52-week range:
$17.05 - $42.75
Dividend yield:
1.19%
P/E ratio:
11.24x
P/S ratio:
0.54x
P/B ratio:
0.50x
Volume:
28.9K
Avg. volume:
94.7K
1-year change:
-51.76%
Market cap:
$175.3M
Revenue:
$339.2M
EPS (TTM):
-$3.79
Analysts' Opinion
-
Consensus RatingFirst Internet Bancorp has received a consensus rating of Hold. The company's average rating is a Hold based on 2 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $26.10, First Internet Bancorp has an estimated upside of 29.59% from its current price of $20.14.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $22.00 representing 100% downside risk from its current price of $20.14.
Fair Value
-
According to the consensus of 5 analysts, First Internet Bancorp has 29.59% upside to fair value with a price target of $26.10 per share.
INBK vs. S&P 500
-
Over the past 5 trading days, First Internet Bancorp has overperformed the S&P 500 by 5.82% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
First Internet Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
First Internet Bancorp revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter First Internet Bancorp reported revenues of $59.7M.
Earnings Growth
-
First Internet Bancorp earnings have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter First Internet Bancorp reported earnings per share of -$4.76.
Enterprise value:
530.2M
EV / Invested capital:
0.75x
Price / LTM sales:
0.54x
EV / EBIT:
3.22x
EV / Revenue:
1.62x
PEG ratio (5yr expected):
0.37x
EV / Free cash flow:
14.73x
Price / Operating cash flow:
4.91x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
-0.57%
Net Income Margin (TTM):
-10.13%
Return On Equity:
-8.72%
Return On Invested Capital:
-4%
Operating Margin:
-91.3%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $243.7M | $319.2M | $327.1M | $87M | $59.7M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $8.2M | $22.8M | -$48M | $7.6M | -$54.5M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $1.17 | $2.53 | -$3.79 | $0.80 | -$4.76 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $423.6M | $238M | $545.1M | $740.5M | $816.1M | |
| Total Assets | $4.3B | $4.3B | $5.2B | $5.8B | $5.6B | |
| Current Liabilities | $111.7M | $144.8M | $1.7B | $114.4M | $2.5B | |
| Total Liabilities | $3.9B | $3.9B | $4.8B | $5.4B | $5.3B | |
| Total Equity | $370.4M | $360.9M | $347.7M | $385.1M | $352.2M | |
| Total Debt | $619.1M | $694.4M | $719.7M | $620.1M | $354.9M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $2.8M | $10M | $37.4M | $6.5M | $21.5M | |
| Cash From Investing | -$598.4M | -$429.6M | $187.9M | -$154.1M | $718.7M | |
| Cash From Financing | $895.8M | $610.9M | -$150.1M | $463.3M | -$398.9M | |
| Free Cash Flow | -$5.3M | $7.5M | $36M | $5.9M | $21.4M | |
INBK
Sector
Market Cap
$175.3M
$555.9M
Price % of 52-Week High
47.11%
89.84%
Dividend Yield
1.19%
1.65%
Shareholder Yield
34.34%
3.16%
1-Year Price Total Return
-51.76%
1.51%
Beta (5-Year)
0.846
0.481
Dividend yield:
1.19%
Annualized payout:
$0.24
Payout ratio:
272.73%
Growth streak:
0 years
Technicals
8-day SMA
Buy
Level
$19.48
200-day SMA
Sell
Level
$23.76
Bollinger Bands (100)
Sell
Level
19.35 - 24.81
Chaikin Money Flow
Sell
Level
-467.4K
20-day SMA
Buy
Level
$18.66
Relative Strength Index (RSI14)
Buy
Level
58.55
ADX Line
Buy
Level
21.44
Williams %R
Sell
Level
-10.4348
50-day SMA
Buy
Level
$20.00
MACD (12, 26)
Buy
Level
0.06
25-day Aroon Oscillator
Buy
Level
44
On Balance Volume
Neutral
Level
2M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.365)
Sell
CA Score
(Annual)
Level (-2.2308)
--
Beneish M-Score
(Annual)
Level (--)
Sell
Momentum Score
Level (2)
Sell
Ohlson Score
Level (3.5156)
Buy
Piotroski F Score
(Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)
Revenue Forecast
Earnings per Share Forecast
Company Profile
First Internet Bancorp engages in the provision of online commercial and retail banking products and services. It offers first-lien residential mortgage loans, consumer loans and credit cards & CRE loans in Indiana and other parts of the midwest in the form of office, retail, industrial, and multifamily loans, with credit tenant lease financing. The company was founded on September 15, 2005 and is headquartered in Indianapolis, IN.
Stock Forecast FAQ
In the current month, INBK has received 2 Buy ratings 3 Hold ratings, and 0 Sell ratings. The INBK average analyst price target in the past 3 months is $26.10.
-
Where Will First Internet Bancorp Stock Be In 1 Year?
According to analysts, the consensus estimate is that First Internet Bancorp share price will rise to $26.10 per share over the next 12 months.
-
What Do Analysts Say About First Internet Bancorp?
Analysts are divided on their view about First Internet Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that First Internet Bancorp is a Sell and believe this share price will drop from its current level to $22.00.
-
What Is First Internet Bancorp's Price Target?
The price target for First Internet Bancorp over the next 1-year time period is forecast to be $26.10 according to 5 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.
-
Is INBK A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for First Internet Bancorp is a Hold. 3 of 5 analysts rate the stock a Hold at this time.
-
How Can I Buy Shares Of INBK?
You can purchase shares of First Internet Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase First Internet Bancorp shares.
-
What Is The First Internet Bancorp Share Price Today?
First Internet Bancorp was last trading at $20.15 per share. This represents the most recent stock quote for First Internet Bancorp. Yesterday, First Internet Bancorp closed at $20.14 per share.
-
How To Buy First Internet Bancorp Stock Online?
In order to purchase First Internet Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
INBK
Sector
P/E ratio
11.24x
11.82x
PEG ratio
0.37x
0.31x
P/B ratio
0.50x
1.08x
Price / LTM sales
0.54x
1.79x
Growth Metrics
INBK
Sector
Revenue growth
-31.35%
5.54%
Earnings growth
-696.81%
14.72%
Revenue (5-year growth)
15.8%
8.86%
Earnings forecast
$0.64
$0.62
Profitability
INBK
Sector
Profitability FY 2024
--
--
Return on invested capital
-4%
5.04%
Return on assets
-0.57%
1.02%
Return on equity
-8.72%
9.7%
Earnings Date
Last Earnings Date
Oct
22
Next Earnings Date
Jan
21
Estimated Next Earnings Date
Jan
21
Balance Sheet
INBK
Sector
Total cash
$925.2M
$436.6M
Short term investments
$413.3M
$211.5M
Total assets
$5.7B
$3.1B
Long term debt
$354.9M
$84.4M
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