Financhill
Buy
76

HAFC Quote, Financials, Valuation and Earnings

Last price:
$23.31
Seasonality move :
4.37%
Day range:
$23.05 - $23.64
52-week range:
$14.95 - $27.59
Dividend yield:
4.42%
P/E ratio:
11.04x
P/S ratio:
2.97x
P/B ratio:
0.95x
Volume:
132.1K
Avg. volume:
236.8K
1-year change:
45.01%
Market cap:
$710.7M
Revenue:
$233.5M
EPS (TTM):
$2.13

Analysts' Opinion

  • Consensus Rating
    Hanmi Financial has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 3 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $27.00, Hanmi Financial has an estimated upside of 14.8% from its current price of $23.52.
  • Price Target Downside
    According to analysts, the lowest downside price target is $26.00 representing 100% downside risk from its current price of $23.52.

Fair Value

  • According to the consensus of 4 analysts, Hanmi Financial has 14.8% upside to fair value with a price target of $27.00 per share.

HAFC vs. S&P 500

  • Over the past 5 trading days, Hanmi Financial has overperformed the S&P 500 by 4.04% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Hanmi Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Hanmi Financial has grown year-over-year revenues for 2 quarters straight. In the most recent quarter Hanmi Financial reported revenues of $62.8M.

Earnings Growth

  • Hanmi Financial has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Hanmi Financial reported earnings per share of $0.58.
Enterprise value:
-277M
EV / Invested capital:
-0.28x
Price / LTM sales:
2.97x
EV / EBIT:
-0.98x
EV / Revenue:
-1.16x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-5.40x
Price / Operating cash flow:
13.20x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.85%
Net Income Margin (TTM):
27.2%
Return On Equity:
8.91%
Return On Invested Capital:
5.96%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $278.6M $241.7M $237.9M $58.4M $62.8M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $3.36 $2.40 $2.13 $0.50 $0.58
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $1.9B $1.8B $1.9B $1.7B $1.3B
Total Assets $6.4B $6.7B $7.4B $7.5B $7.7B
Current Liabilities $52.4M $51M $320.5M $148M $29.6M
Total Liabilities $5.9B $6.1B $6.8B $6.8B $7B
Total Equity $581.8M $621.5M $662.2M $703.1M $751.5M
Total Debt $269.1M $254M $479.6M $302.7M $248.3M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $147.3M $107.8M $53.9M $8.2M $16.3M
Cash From Investing -$881.5M -$210M -$107.5M -$169.5M $13.2M
Cash From Financing $477.7M $52.1M $56M $174.7M -$12.5M
Free Cash Flow $145.4M $105.4M $51.3M $6.1M $15.5M
HAFC
Sector
Market Cap
$710.7M
$604M
Price % of 52-Week High
85.25%
85.81%
Dividend Yield
4.42%
1.97%
Shareholder Yield
11.46%
3.98%
1-Year Price Total Return
45.01%
8.25%
Beta (5-Year)
0.666
0.587
Dividend yield:
4.42%
Annualized payout:
$1.00
Payout ratio:
35.07%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $23.18
200-day SMA
Buy
Level $22.07
Bollinger Bands (100)
Buy
Level 21.8 - 24.38
Chaikin Money Flow
Buy
Level 10.6M
20-day SMA
Buy
Level $22.38
Relative Strength Index (RSI14)
Buy
Level 60.79
ADX Line
Buy
Level 15.12
Williams %R
Sell
Level -6.3241
50-day SMA
Buy
Level $22.34
MACD (12, 26)
Buy
Level 0.35
25-day Aroon Oscillator
Buy
Level 72
On Balance Volume
Neutral
Level 25.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4375)
Sell
CA Score (Annual)
Level (-2.1495)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (2.2043)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.

Stock Forecast FAQ

In the current month, HAFC has received 1 Buy ratings 3 Hold ratings, and 0 Sell ratings. The HAFC average analyst price target in the past 3 months is $27.00.

  • Where Will Hanmi Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Hanmi Financial share price will rise to $27.00 per share over the next 12 months.

  • What Do Analysts Say About Hanmi Financial?

    Analysts are divided on their view about Hanmi Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Hanmi Financial is a Sell and believe this share price will drop from its current level to $26.00.

  • What Is Hanmi Financial's Price Target?

    The price target for Hanmi Financial over the next 1-year time period is forecast to be $27.00 according to 4 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is HAFC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Hanmi Financial is a Hold. 3 of 4 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of HAFC?

    You can purchase shares of Hanmi Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Hanmi Financial shares.

  • What Is The Hanmi Financial Share Price Today?

    Hanmi Financial was last trading at $23.31 per share. This represents the most recent stock quote for Hanmi Financial. Yesterday, Hanmi Financial closed at $23.52 per share.

  • How To Buy Hanmi Financial Stock Online?

    In order to purchase Hanmi Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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