Financhill
Buy
73

FINW Quote, Financials, Valuation and Earnings

Last price:
$17.87
Seasonality move :
7.43%
Day range:
$17.79 - $17.97
52-week range:
$13.49 - $22.49
Dividend yield:
0%
P/E ratio:
16.63x
P/S ratio:
1.98x
P/B ratio:
1.29x
Volume:
3.4K
Avg. volume:
19.3K
1-year change:
11.26%
Market cap:
$241.7M
Revenue:
$97.5M
EPS (TTM):
$1.07

Analysts' Opinion

  • Consensus Rating
    FinWise Bancorp has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $22.67, FinWise Bancorp has an estimated upside of 27.41% from its current price of $17.79.
  • Price Target Downside
    According to analysts, the lowest downside price target is $21.00 representing 100% downside risk from its current price of $17.79.

Fair Value

  • According to the consensus of 2 analysts, FinWise Bancorp has 27.41% upside to fair value with a price target of $22.67 per share.

FINW vs. S&P 500

  • Over the past 5 trading days, FinWise Bancorp has underperformed the S&P 500 by -3.04% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • FinWise Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • FinWise Bancorp has grown year-over-year revenues for 10 quarters straight. In the most recent quarter FinWise Bancorp reported revenues of $40.4M.

Earnings Growth

  • FinWise Bancorp has grown year-over-year earnings for 2 quarters straight. In the most recent quarter FinWise Bancorp reported earnings per share of $0.34.
Enterprise value:
246.4M
EV / Invested capital:
1.28x
Price / LTM sales:
1.98x
EV / EBIT:
6.41x
EV / Revenue:
2.03x
PEG ratio (5yr expected):
13.52x
EV / Free cash flow:
-0.38x
Price / Operating cash flow:
0.24x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.8%
Net Income Margin (TTM):
11.8%
Return On Equity:
8.04%
Return On Invested Capital:
7.81%
Operating Margin:
12.34%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $82.5M $96.4M $121.4M $25.1M $40.4M
Gross Profit -- -- -- -- --
Operating Income $25.4M $19.6M $18.5M $4.6M $5M
EBITDA -- -- -- -- --
Diluted EPS $1.50 $1.06 $1.07 $0.25 $0.34
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets -- $94.1M $130.6M $92.2M $110.9M
Total Assets -- $385.6M $555.1M $683M $899.9M
Current Liabilities -- $270.5M $269.6M $253M $404.1M
Total Liabilities -- $251.3M $404.7M $512.7M $712.2M
Total Equity -- $134.3M $150.4M $170.4M $187.8M
Total Debt $2.3M $7.3M $6.5M $4.6M $3.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $29.7M $24.9M -$644.6M $7.6M -$1.7B
Cash From Investing -$143.8M -$167.3M $471.3M -$70.3M $1.7B
Cash From Financing $148.4M $101.4M $193.1M $59.5M $46.9M
Free Cash Flow $20.1M $19M -$650.4M $5.4M -$1.7B
FINW
Sector
Market Cap
$241.7M
$570M
Price % of 52-Week High
79.1%
92.25%
Dividend Yield
0%
1.57%
Shareholder Yield
0.08%
3.11%
1-Year Price Total Return
11.26%
7.43%
Beta (5-Year)
--
0.478
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $18.01
200-day SMA
Buy
Level $17.10
Bollinger Bands (100)
Sell
Level 17.82 - 19.66
Chaikin Money Flow
Sell
Level -1.2M
20-day SMA
Sell
Level $17.99
Relative Strength Index (RSI14)
Sell
Level 44.51
ADX Line
Buy
Level 6.52
Williams %R
Neutral
Level -56.1811
50-day SMA
Sell
Level $18.20
MACD (12, 26)
Sell
Level -0.07
25-day Aroon Oscillator
Buy
Level 4
On Balance Volume
Neutral
Level 1.8M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5437)
Sell
CA Score (Annual)
Level (-1.3596)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (2.8323)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (2)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

FinWise Bancorp is a bank holding company, which engages in the provision of consumer banking and lending services through its subsidiary, FinWise Bank. The company was founded in 2002 and is headquartered in Murray, UT.

Stock Forecast FAQ

In the current month, FINW has received 2 Buy ratings 0 Hold ratings, and 0 Sell ratings. The FINW average analyst price target in the past 3 months is $22.67.

  • Where Will FinWise Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that FinWise Bancorp share price will rise to $22.67 per share over the next 12 months.

  • What Do Analysts Say About FinWise Bancorp?

    Analysts are divided on their view about FinWise Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that FinWise Bancorp is a Sell and believe this share price will drop from its current level to $21.00.

  • What Is FinWise Bancorp's Price Target?

    The price target for FinWise Bancorp over the next 1-year time period is forecast to be $22.67 according to 2 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is FINW A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for FinWise Bancorp is a Buy. 2 of 2 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of FINW?

    You can purchase shares of FinWise Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase FinWise Bancorp shares.

  • What Is The FinWise Bancorp Share Price Today?

    FinWise Bancorp was last trading at $17.87 per share. This represents the most recent stock quote for FinWise Bancorp. Yesterday, FinWise Bancorp closed at $17.79 per share.

  • How To Buy FinWise Bancorp Stock Online?

    In order to purchase FinWise Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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