Financhill
Buy
58

FFIN Quote, Financials, Valuation and Earnings

Last price:
$34.53
Seasonality move :
2.41%
Day range:
$34.35 - $34.90
52-week range:
$29.44 - $38.74
Dividend yield:
2.17%
P/E ratio:
19.55x
P/S ratio:
5.95x
P/B ratio:
2.56x
Volume:
535.9K
Avg. volume:
838.9K
1-year change:
-8.58%
Market cap:
$4.9B
Revenue:
$833.2M
EPS (TTM):
$1.77

Analysts' Opinion

  • Consensus Rating
    First Financial Bankshares, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 3 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $36.50, First Financial Bankshares, Inc. has an estimated upside of 5.68% from its current price of $34.54.
  • Price Target Downside
    According to analysts, the lowest downside price target is $35.00 representing 100% downside risk from its current price of $34.54.

Fair Value

  • According to the consensus of 4 analysts, First Financial Bankshares, Inc. has 5.68% upside to fair value with a price target of $36.50 per share.

FFIN vs. S&P 500

  • Over the past 5 trading days, First Financial Bankshares, Inc. has overperformed the S&P 500 by 5.32% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • First Financial Bankshares, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • First Financial Bankshares, Inc. has grown year-over-year revenues for 18 quarters straight. In the most recent quarter First Financial Bankshares, Inc. reported revenues of $216.2M.

Earnings Growth

  • First Financial Bankshares, Inc. has grown year-over-year earnings for 1 quarter straight. In the most recent quarter First Financial Bankshares, Inc. reported earnings per share of $0.51.
Enterprise value:
5B
EV / Invested capital:
2.50x
Price / LTM sales:
5.95x
EV / EBIT:
9.78x
EV / Revenue:
6.01x
PEG ratio (5yr expected):
1.48x
EV / Free cash flow:
16.53x
Price / Operating cash flow:
15.53x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.74%
Net Income Margin (TTM):
30.46%
Return On Equity:
14.46%
Return On Invested Capital:
13.66%
Operating Margin:
41.42%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $634.5M $752.1M $832.4M $196.5M $216.2M
Gross Profit -- -- -- -- --
Operating Income $241.8M $271.1M $335.8M $75.8M $89.6M
EBITDA -- -- -- -- --
Diluted EPS $1.39 $1.56 $1.77 $0.43 $0.51
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $531.1M $330.7M $537.1M $764.3M $1.1B
Total Assets $13.1B $13B $13.1B $14B $15.4B
Current Liabilities $4.5B $4.7B $3.8B $4.3B $3.5B
Total Liabilities $11.3B $11.7B $11.6B $12.4B --
Total Equity $1.8B $1.3B $1.5B $1.6B $1.9B
Total Debt $21.1M $21.1M $21.1M $121.1M $21.7M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $288.7M $291.6M $314.6M $81.2M $79.5M
Cash From Investing $281.6M -$367.7M -$1.2B -$109.4M -$511.5M
Cash From Financing -$547.8M $271.5M $978.7M $242.5M $374.5M
Free Cash Flow $271.5M $275.8M $302.4M $78.1M $76.7M
FFIN
Sector
Market Cap
$4.9B
$538.4M
Price % of 52-Week High
89.16%
92.48%
Dividend Yield
2.17%
1.46%
Shareholder Yield
2.44%
3.02%
1-Year Price Total Return
-8.58%
8.35%
Beta (5-Year)
0.856
0.453
Dividend yield:
2.17%
Annualized payout:
$0.75
Payout ratio:
37.26%
Growth streak:
15 years

Technicals

8-day SMA
Buy
Level $33.37
200-day SMA
Buy
Level $33.91
Bollinger Bands (100)
Buy
Level 30.7 - 33.36
Chaikin Money Flow
Buy
Level 44.8M
20-day SMA
Buy
Level $32.77
Relative Strength Index (RSI14)
Buy
Level 66.65
ADX Line
Buy
Level 25.14
Williams %R
Sell
Level -12.1212
50-day SMA
Buy
Level $31.80
MACD (12, 26)
Buy
Level 0.70
25-day Aroon Oscillator
Buy
Level 92
On Balance Volume
Sell
Level -16.1M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.245)
Sell
CA Score (Annual)
Level (-2.0329)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (2.56)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

First Financial Bankshares, Inc. is a holding company, which engages in the provision of financial and community banking services. It offers mortgage loans, savings and checking accounts, auto and equity loans, online and mobile banking, investment and trust management, and retirement plans. The company was founded in 1956 and is headquartered in Abilene, TX.

Stock Forecast FAQ

In the current month, FFIN has received 1 Buy ratings 3 Hold ratings, and 0 Sell ratings. The FFIN average analyst price target in the past 3 months is $36.50.

  • Where Will First Financial Bankshares, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that First Financial Bankshares, Inc. share price will rise to $36.50 per share over the next 12 months.

  • What Do Analysts Say About First Financial Bankshares, Inc.?

    Analysts are divided on their view about First Financial Bankshares, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that First Financial Bankshares, Inc. is a Sell and believe this share price will drop from its current level to $35.00.

  • What Is First Financial Bankshares, Inc.'s Price Target?

    The price target for First Financial Bankshares, Inc. over the next 1-year time period is forecast to be $36.50 according to 4 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is FFIN A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for First Financial Bankshares, Inc. is a Hold. 3 of 4 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of FFIN?

    You can purchase shares of First Financial Bankshares, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase First Financial Bankshares, Inc. shares.

  • What Is The First Financial Bankshares, Inc. Share Price Today?

    First Financial Bankshares, Inc. was last trading at $34.53 per share. This represents the most recent stock quote for First Financial Bankshares, Inc.. Yesterday, First Financial Bankshares, Inc. closed at $34.54 per share.

  • How To Buy First Financial Bankshares, Inc. Stock Online?

    In order to purchase First Financial Bankshares, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Will UnitedHealth Stock Recover?
Will UnitedHealth Stock Recover?

Shares of embattled health insurance giant UnitedHealth (NYSE:UNH) plummeted by…

Is Lumentum The Best Laser Stock to Buy?
Is Lumentum The Best Laser Stock to Buy?

Though certainly less well-known than the huge tech businesses that…

Is Planet Fitness Stock Undervalued?
Is Planet Fitness Stock Undervalued?

Planet Fitness (NYSE:PLNT) has had a difficult 12 months, retreating…

Stock Ideas

Buy
57
Is NVDA Stock a Buy?

Market Cap: $4.6T
P/E Ratio: 65x

Buy
61
Is AAPL Stock a Buy?

Market Cap: $4T
P/E Ratio: 37x

Buy
53
Is GOOG Stock a Buy?

Market Cap: $3.9T
P/E Ratio: 30x

Alerts

Buy
84
VAL alert for Feb 10

Valaris Ltd. [VAL] is up 34.18% over the past day.

Sell
18
MNDY alert for Feb 10

monday.com Ltd. [MNDY] is down 20.77% over the past day.

Buy
69
GDXU alert for Feb 10

MicroSectors Gold Miners 3X Leveraged ETN [GDXU] is up 17.51% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock