Financhill
Buy
60

ECPG Quote, Financials, Valuation and Earnings

Last price:
$52.94
Seasonality move :
2.71%
Day range:
$51.75 - $53.78
52-week range:
$26.45 - $53.63
Dividend yield:
0%
P/E ratio:
--
P/S ratio:
0.82x
P/B ratio:
1.22x
Volume:
189K
Avg. volume:
247.8K
1-year change:
8.1%
Market cap:
$1.2B
Revenue:
$1.3B
EPS (TTM):
-$1.83

Analysts' Opinion

  • Consensus Rating
    Encore Capital Group, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 3 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $60.25, Encore Capital Group, Inc. has an estimated upside of 15.29% from its current price of $52.26.
  • Price Target Downside
    According to analysts, the lowest downside price target is $59.00 representing 100% downside risk from its current price of $52.26.

Fair Value

  • According to the consensus of 4 analysts, Encore Capital Group, Inc. has 15.29% upside to fair value with a price target of $60.25 per share.

ECPG vs. S&P 500

  • Over the past 5 trading days, Encore Capital Group, Inc. has overperformed the S&P 500 by 1.49% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Encore Capital Group, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Encore Capital Group, Inc. has grown year-over-year revenues for 3 quarters straight. In the most recent quarter Encore Capital Group, Inc. reported revenues of $458.6M.

Earnings Growth

  • Encore Capital Group, Inc. has grown year-over-year earnings for 7 quarters straight. In the most recent quarter Encore Capital Group, Inc. reported earnings per share of $3.17.
Enterprise value:
4.9B
EV / Invested capital:
1.01x
Price / LTM sales:
0.82x
EV / EBIT:
11.77x
EV / Revenue:
3.23x
PEG ratio (5yr expected):
0.00x
EV / Free cash flow:
37.31x
Price / Operating cash flow:
9.43x
Enterprise value / EBITDA:
10.96x
Gross Profit (TTM):
$1B
Return On Assets:
-0.9%
Net Income Margin (TTM):
-2.96%
Return On Equity:
-5.03%
Return On Invested Capital:
-0.96%
Operating Margin:
37.41%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $1.2B $1.4B $1.5B $402.4M $458.6M
Gross Profit $763.7M $943.9M $1B $287.7M $327.7M
Operating Income $237.4M $378.3M $418.7M $133.4M $171.6M
EBITDA $285.5M $410.7M $449.5M $141.6M $178.7M
Diluted EPS -$0.48 -$7.86 -$1.83 $1.26 $3.17
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $211.1M $186.5M $188.9M $295.6M $242.9M
Total Assets $4.5B $4.3B $4.8B $5B $5.3B
Current Liabilities $214.5M $197.5M $190.6M $222.8M $259.9M
Total Liabilities $3.2B $3.1B $3.6B $3.9B $4.3B
Total Equity $1.4B $1.2B $1.2B $1B $952.9M
Total Debt $2.8B $2.7B $3.1B $3.6B $3.9B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $172M $169.4M $159.9M $45.9M $81.6M
Cash From Investing -$360.3M -$306.9M -$480.3M -$43.8M -$45.9M
Cash From Financing $192.1M $239.9M $237.8M -$9M -$36.7M
Free Cash Flow $113.7M $165.6M $132M $39.9M $75.6M
ECPG
Sector
Market Cap
$1.2B
$555.9M
Price % of 52-Week High
97.45%
89.84%
Dividend Yield
0%
1.65%
Shareholder Yield
-6.33%
3.16%
1-Year Price Total Return
8.1%
1.51%
Beta (5-Year)
1.478
0.481
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $51.42
200-day SMA
Buy
Level $40.13
Bollinger Bands (100)
Buy
Level 0 - 0
Chaikin Money Flow
Sell
Level --
20-day SMA
Buy
Level $49.36
Relative Strength Index (RSI14)
Buy
Level 67.99
ADX Line
Neutral
Level 0
Williams %R
Neutral
Level -22.3127
50-day SMA
Buy
Level $45.30
MACD (12, 26)
Buy
Level 2.11
25-day Aroon Oscillator
Buy
Level 84
On Balance Volume
Neutral
Level --

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.8976)
Sell
CA Score (Annual)
Level (-1.5583)
Buy
Beneish M-Score (Annual)
Level (-3.5489)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (2.4993)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (6)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Encore Capital Group, Inc. is an international specialty finance company, which engages in the provision of debt recovery solutions. It operates through the following geographical segments: United States, Europe, and Other Geographies. The company was founded in 1999 and is headquartered in San Diego, CA.

Stock Forecast FAQ

In the current month, ECPG has received 3 Buy ratings 1 Hold ratings, and 0 Sell ratings. The ECPG average analyst price target in the past 3 months is $60.25.

  • Where Will Encore Capital Group, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Encore Capital Group, Inc. share price will rise to $60.25 per share over the next 12 months.

  • What Do Analysts Say About Encore Capital Group, Inc.?

    Analysts are divided on their view about Encore Capital Group, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Encore Capital Group, Inc. is a Sell and believe this share price will drop from its current level to $59.00.

  • What Is Encore Capital Group, Inc.'s Price Target?

    The price target for Encore Capital Group, Inc. over the next 1-year time period is forecast to be $60.25 according to 4 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is ECPG A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Encore Capital Group, Inc. is a Buy. 3 of 4 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of ECPG?

    You can purchase shares of Encore Capital Group, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Encore Capital Group, Inc. shares.

  • What Is The Encore Capital Group, Inc. Share Price Today?

    Encore Capital Group, Inc. was last trading at $52.94 per share. This represents the most recent stock quote for Encore Capital Group, Inc.. Yesterday, Encore Capital Group, Inc. closed at $52.26 per share.

  • How To Buy Encore Capital Group, Inc. Stock Online?

    In order to purchase Encore Capital Group, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Is Amazon an AI Stock?
Is Amazon an AI Stock?

With the market starting to look skittish on pure-play AI…

Google Vs NVIDIA Stock: Which Is Best?
Google Vs NVIDIA Stock: Which Is Best?

Alphabet (NASDAQ:GOOGL) and NVIDIA (NASDAQ:NVIDIA) are two of the market’s…

How High Could NVIDIA Stock Go?
How High Could NVIDIA Stock Go?

NVIDIA (NASDAQ:NVDA) has been one of the best stocks to…

Stock Ideas

Buy
51
Is NVDA Stock a Buy?

Market Cap: $4.4T
P/E Ratio: 61x

Buy
64
Is AAPL Stock a Buy?

Market Cap: $4.2T
P/E Ratio: 38x

Buy
69
Is GOOG Stock a Buy?

Market Cap: $3.9T
P/E Ratio: 40x

Alerts

Sell
47
PSTG alert for Dec 4

Pure Storage, Inc. [PSTG] is up 5.05% over the past day.

Sell
41
SMX alert for Dec 4

SMX (Security Matters) Plc [SMX] is up 154.74% over the past day.

Sell
43
HY alert for Dec 4

Hyster-Yale, Inc. [HY] is up 1.92% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock