Financhill
Buy
57

BLFY Quote, Financials, Valuation and Earnings

Last price:
$11.97
Seasonality move :
4.77%
Day range:
$11.80 - $12.06
52-week range:
$7.61 - $12.06
Dividend yield:
0%
P/E ratio:
--
P/S ratio:
2.57x
P/B ratio:
0.79x
Volume:
169.6K
Avg. volume:
177K
1-year change:
8.82%
Market cap:
$248.5M
Revenue:
$87.2M
EPS (TTM):
-$0.46

Analysts' Opinion

  • Consensus Rating
    Blue Foundry Bancorp has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of $10.00, Blue Foundry Bancorp has an estimated downside of -16.46% from its current price of $11.97.
  • Price Target Upside
    According to analysts, the highest upside price target is $10.00 representing -100% upside increase from its current price of $11.97.

Fair Value

  • According to the consensus of 1 analyst, Blue Foundry Bancorp has -16.46% downside to fair value with a price target of $10.00 per share.

BLFY vs. S&P 500

  • Over the past 5 trading days, Blue Foundry Bancorp has overperformed the S&P 500 by 4.69% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Blue Foundry Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Blue Foundry Bancorp has grown year-over-year revenues for 14 quarters straight. In the most recent quarter Blue Foundry Bancorp reported revenues of $24.5M.

Earnings Growth

  • Blue Foundry Bancorp has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Blue Foundry Bancorp reported earnings per share of -$0.10.
Enterprise value:
572.7M
EV / Invested capital:
0.90x
Price / LTM sales:
2.57x
EV / EBIT:
14.75x
EV / Revenue:
6.11x
PEG ratio (5yr expected):
-0.53x
EV / Free cash flow:
-196.79x
Price / Operating cash flow:
30.34x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
-0.44%
Net Income Margin (TTM):
-9.82%
Return On Equity:
-2.82%
Return On Invested Capital:
-1.35%
Operating Margin:
-7.61%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $78M $85.9M $93.7M $21.9M $24.5M
Gross Profit -- -- -- -- --
Operating Income -$3.7M -$12.2M -$9.2M -$4M -$1.9M
EBITDA -- -- -- -- --
Diluted EPS -$0.16 -$0.55 -$0.46 -$0.19 -$0.10
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $336.7M $63.8M $60.8M $84.5M $53.3M
Total Assets $2B $2B $2.1B $2.1B $2.2B
Current Liabilities $399.5M $546.7M $567.7M $692.1M $957.3M
Total Liabilities $1.6B $1.6B $1.7B $1.7B $1.8B
Total Equity $448.2M $397.3M $359.1M $339.3M $314.4M
Total Debt $285.1M $319.4M $426.6M $372.4M $320.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations -$1.3M -$4.2M -$2.6M -$3.7M -$255K
Cash From Investing -$57.6M $35.9M -$135.4M $11.5M -$24.9M
Cash From Financing $54M -$8M $105.9M $8.1M $27.3M
Free Cash Flow -$6.2M -$5.5M -$2.9M -$3.7M -$327K
BLFY
Sector
Market Cap
$248.5M
$555.2M
Price % of 52-Week High
99.25%
90.06%
Dividend Yield
0%
1.64%
Shareholder Yield
16.03%
3.16%
1-Year Price Total Return
8.82%
1.45%
Beta (5-Year)
--
0.481
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $11.52
200-day SMA
Buy
Level $9.21
Bollinger Bands (100)
Buy
Level 8.19 - 9.91
Chaikin Money Flow
Buy
Level 10.2M
20-day SMA
Buy
Level $9.41
Relative Strength Index (RSI14)
Buy
Level 81.19
ADX Line
Buy
Level 46.74
Williams %R
Sell
Level -2.0234
50-day SMA
Buy
Level $9.00
MACD (12, 26)
Buy
Level 0.90
25-day Aroon Oscillator
Buy
Level 40
On Balance Volume
Neutral
Level 9.1M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.4948)
Sell
CA Score (Annual)
Level (-1.9008)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (5.2377)
Buy
Piotroski F Score (Annual)
Level (4)
Buy
Quality Ratio Score
Level (2)
Sell
Fundamental Score
Level (2)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses. It offers deposits and loans, such as one-to-four family residential property, home equity, commercial real estate, multi-family, construction, commercial and industrial, and other consumer loans, as well as home equity lines of credit. It operates branches in Bergen, Morris, Essex, and Passaic Counties. The company was founded in 1939 and is headquartered in Rutherford, NJ.

Stock Forecast FAQ

In the current month, BLFY has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The BLFY average analyst price target in the past 3 months is $10.00.

  • Where Will Blue Foundry Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Blue Foundry Bancorp share price will drop to $10.00 per share over the next 12 months.

  • What Do Analysts Say About Blue Foundry Bancorp?

    Analysts are divided on their view about Blue Foundry Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Blue Foundry Bancorp is a Sell and believe this share price will rise from its current level to $10.00.

  • What Is Blue Foundry Bancorp's Price Target?

    The price target for Blue Foundry Bancorp over the next 1-year time period is forecast to be $10.00 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is BLFY A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Blue Foundry Bancorp is a Hold. 1 of 1 analysts rates the stock a Hold at this time.

  • How Can I Buy Shares Of BLFY?

    You can purchase shares of Blue Foundry Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Blue Foundry Bancorp shares.

  • What Is The Blue Foundry Bancorp Share Price Today?

    Blue Foundry Bancorp was last trading at $11.97 per share. This represents the most recent stock quote for Blue Foundry Bancorp. Yesterday, Blue Foundry Bancorp closed at $11.97 per share.

  • How To Buy Blue Foundry Bancorp Stock Online?

    In order to purchase Blue Foundry Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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