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56
AROW Quote, Financials, Valuation and Earnings
Last price:
$31.63
Seasonality move
:
4.3%
Day range:
$30.97 - $32.20
52-week range:
$22.72 - $33.56
Dividend yield:
3.59%
P/E ratio:
15.25x
P/S ratio:
2.24x
P/B ratio:
1.25x
Volume:
71.2K
Avg. volume:
67.2K
1-year change:
8.67%
Market cap:
$521.6M
Revenue:
$223.1M
EPS (TTM):
$2.08
Analysts' Opinion
-
Consensus RatingArrow Financial Corp. has received a consensus rating of Buy. The company's average rating is a Buy based on 1 Buy rating, 0 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $33.50, Arrow Financial Corp. has an estimated upside of 6.3% from its current price of $31.52.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $33.50 representing 100% downside risk from its current price of $31.52.
Fair Value
-
According to the consensus of 1 analyst, Arrow Financial Corp. has 6.3% upside to fair value with a price target of $33.50 per share.
AROW vs. S&P 500
-
Over the past 5 trading days, Arrow Financial Corp. has underperformed the S&P 500 by -5.13% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Arrow Financial Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Arrow Financial Corp. has grown year-over-year revenues for 15 quarters straight. In the most recent quarter Arrow Financial Corp. reported revenues of $62.3M.
Earnings Growth
-
Arrow Financial Corp. has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Arrow Financial Corp. reported earnings per share of $0.78.
Enterprise value:
551.9M
EV / Invested capital:
1.22x
Price / LTM sales:
2.24x
EV / EBIT:
4.50x
EV / Revenue:
2.35x
PEG ratio (5yr expected):
2.48x
EV / Free cash flow:
15.52x
Price / Operating cash flow:
14.80x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.78%
Net Income Margin (TTM):
14.65%
Return On Equity:
8.5%
Return On Invested Capital:
7.46%
Operating Margin:
26.64%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $182.9M | $219.7M | $234.8M | $57.6M | $62.3M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $43.7M | $41.5M | $43.8M | $11.5M | $16.6M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $2.02 | $1.96 | $2.08 | $0.54 | $0.78 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $598.4M | $382M | $305.9M | $352.6M | $412.5M | |
| Total Assets | $4.1B | $4.2B | $4.3B | $4.4B | $4.6B | |
| Current Liabilities | $845.2M | $911.3M | $806.8M | $748.7M | $1.7B | |
| Total Liabilities | $3.7B | $3.9B | $3.9B | $4B | $4.2B | |
| Total Equity | $360.2M | $345.6M | $360M | $393.3M | $417.7M | |
| Total Debt | $76.5M | $55.6M | $203.8M | $132.8M | $33M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $48.1M | $12.4M | $41.1M | $8.5M | $15M | |
| Cash From Investing | -$130M | -$548K | -$128.3M | $33.6M | -$49.7M | |
| Cash From Financing | $3.3M | $33.5M | $144.5M | $97.8M | $163.6M | |
| Free Cash Flow | $37.6M | $7.7M | $35.6M | $7.1M | $14.3M | |
AROW
Sector
Market Cap
$521.6M
$570M
Price % of 52-Week High
94.52%
92.18%
Dividend Yield
3.59%
1.57%
Shareholder Yield
10.51%
3.12%
1-Year Price Total Return
8.67%
7.87%
Beta (5-Year)
0.821
0.478
Dividend yield:
3.59%
Annualized payout:
$1.09
Payout ratio:
37.1%
Growth streak:
7 years
Technicals
8-day SMA
Sell
Level
$32.44
200-day SMA
Buy
Level
$27.51
Bollinger Bands (100)
Buy
Level
27.32 - 30.78
Chaikin Money Flow
Buy
Level
3M
20-day SMA
Buy
Level
$31.41
Relative Strength Index (RSI14)
Buy
Level
52.88
ADX Line
Buy
Level
27.24
Williams %R
Neutral
Level
-54.3883
50-day SMA
Buy
Level
$29.70
MACD (12, 26)
Buy
Level
0.73
25-day Aroon Oscillator
Buy
Level
76
On Balance Volume
Neutral
Level
4.2M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.3452)
Sell
CA Score
(Annual)
Level (-2.1897)
--
Beneish M-Score
(Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (4.2214)
Buy
Piotroski F Score
(Annual)
Level (6)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Arrow Financial Corp. is a bank holding company, which engages in the provision of banking and insurance services through its subsidiaries, Glens Falls National and Saratoga National. It offers deposit accounts, lending activities, insurance products, and loans. The company was founded on March 21, 1983 and is headquartered in Glens Falls, NY.
Stock Forecast FAQ
In the current month, AROW has received 1 Buy ratings 0 Hold ratings, and 0 Sell ratings. The AROW average analyst price target in the past 3 months is $33.50.
-
Where Will Arrow Financial Corp. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Arrow Financial Corp. share price will rise to $33.50 per share over the next 12 months.
-
What Do Analysts Say About Arrow Financial Corp.?
Analysts are divided on their view about Arrow Financial Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Arrow Financial Corp. is a Sell and believe this share price will drop from its current level to $33.50.
-
What Is Arrow Financial Corp.'s Price Target?
The price target for Arrow Financial Corp. over the next 1-year time period is forecast to be $33.50 according to 1 Wall Street analyst, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.
-
Is AROW A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Arrow Financial Corp. is a Buy. 1 of 1 analysts rates the stock a Buy at this time.
-
How Can I Buy Shares Of AROW?
You can purchase shares of Arrow Financial Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Arrow Financial Corp. shares.
-
What Is The Arrow Financial Corp. Share Price Today?
Arrow Financial Corp. was last trading at $31.63 per share. This represents the most recent stock quote for Arrow Financial Corp.. Yesterday, Arrow Financial Corp. closed at $31.52 per share.
-
How To Buy Arrow Financial Corp. Stock Online?
In order to purchase Arrow Financial Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
AROW
Sector
P/E ratio
15.25x
12.24x
PEG ratio
2.48x
0.31x
P/B ratio
1.25x
1.11x
Price / LTM sales
2.24x
1.84x
Growth Metrics
AROW
Sector
Revenue growth
8.23%
5.54%
Earnings growth
45.81%
14.85%
Revenue (5-year growth)
10.03%
8.84%
Earnings forecast
$0.72
$0.62
Profitability
AROW
Sector
Profitability FY 2024
--
--
Return on invested capital
7.46%
5.01%
Return on assets
0.78%
1.01%
Return on equity
8.5%
9.68%
Earnings Date
Last Earnings Date
Oct
30
Next Earnings Date
Jan
29
Estimated Next Earnings Date
Jan
29
Balance Sheet
AROW
Sector
Total cash
$716.1M
$431.4M
Short term investments
$463.1M
$211.3M
Total assets
$4.3B
$3.1B
Long term debt
$33M
$79M
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