Financhill
Buy
51

ACIC Quote, Financials, Valuation and Earnings

Last price:
$11.17
Seasonality move :
15.12%
Day range:
$11.09 - $11.28
52-week range:
$9.97 - $13.50
Dividend yield:
0%
P/E ratio:
6.44x
P/S ratio:
1.69x
P/B ratio:
1.66x
Volume:
182.9K
Avg. volume:
160.6K
1-year change:
-7.77%
Market cap:
$544.2M
Revenue:
$296.7M
EPS (TTM):
$1.73

Analysts' Opinion

  • Consensus Rating
    American Coastal Insurance Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $14.00, American Coastal Insurance Corp. has an estimated upside of 25.45% from its current price of $11.16.
  • Price Target Downside
    According to analysts, the lowest downside price target is $14.00 representing 100% downside risk from its current price of $11.16.

Fair Value

  • According to the consensus of 1 analyst, American Coastal Insurance Corp. has 25.45% upside to fair value with a price target of $14.00 per share.

ACIC vs. S&P 500

  • Over the past 5 trading days, American Coastal Insurance Corp. has underperformed the S&P 500 by -0.77% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • American Coastal Insurance Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • American Coastal Insurance Corp. has grown year-over-year revenues for 5 quarters straight. In the most recent quarter American Coastal Insurance Corp. reported revenues of $90.4M.

Earnings Growth

  • American Coastal Insurance Corp. has grown year-over-year earnings for 2 quarters straight. In the most recent quarter American Coastal Insurance Corp. reported earnings per share of $0.65.
Enterprise value:
696.7M
EV / Invested capital:
--
Price / LTM sales:
1.69x
EV / EBIT:
6.06x
EV / Revenue:
2.12x
PEG ratio (5yr expected):
0.49x
EV / Free cash flow:
5.79x
Price / Operating cash flow:
4.61x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
10.22%
Net Income Margin (TTM):
26.22%
Return On Equity:
31.29%
Return On Invested Capital:
20.17%
Operating Margin:
49.14%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $291.1M $268.6M $328.3M $82.1M $90.4M
Gross Profit -- -- -- -- --
Operating Income $75.8M $121.8M $122.8M $39.1M $44.4M
EBITDA -- -- -- -- --
Diluted EPS -$0.11 $1.76 $1.73 $0.57 $0.65
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $354.8M $296.9M $161.8M $366.8M $443.4M
Total Assets $1.5B $1B $460.1M $797.4M $850.2M
Current Liabilities $494M $333M -$806K $148.9M $187.6M
Total Liabilities $1.2B $940.9M $339.4M $537.8M $523M
Total Equity $340.7M $80.4M $120.6M $259.6M $327.2M
Total Debt $159.2M $154.1M $149.5M $149M $152.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations -$260.1M $290.8M $120.4M -$9M -$35.6M
Cash From Investing $167.6M -$197.2M $988K -$10.1M -$12.5M
Cash From Financing -$281K $38.4M -$24.7M $163K --
Free Cash Flow -$260.4M $290.8M $120.3M -$9M -$35.6M
ACIC
Sector
Market Cap
$544.2M
$543.2M
Price % of 52-Week High
82.67%
92.4%
Dividend Yield
0%
1.51%
Shareholder Yield
4.12%
3.06%
1-Year Price Total Return
-7.77%
8.02%
Beta (5-Year)
-0.547
0.451
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $11.17
200-day SMA
Sell
Level $11.33
Bollinger Bands (100)
Sell
Level 11.23 - 12.31
Chaikin Money Flow
Buy
Level 3.7M
20-day SMA
Sell
Level $11.66
Relative Strength Index (RSI14)
Sell
Level 39.42
ADX Line
Sell
Level 20.66
Williams %R
Neutral
Level -75.4717
50-day SMA
Sell
Level $11.95
MACD (12, 26)
Sell
Level -0.30
25-day Aroon Oscillator
Sell
Level -68
On Balance Volume
Neutral
Level 26M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (1.4575)
Sell
CA Score (Annual)
Level (-0.5942)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (1.1071)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (3)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

American Coastal Insurance Corp. engages in the residential personal and commercial property and casualty insurance business. It offers insurance relating to homeowners, landlord and seasonal, condominium, flood, renters, and commercial residential. It operates through the Personal Residential Property and Casualty Insurance Policies (Personal Lines), and Commercial Residential Property and Casualty Insurance Policies (Commercial Lines) segments. The company was founded on May 1, 2007 and is headquartered in St. Petersburg, FL.

Stock Forecast FAQ

In the current month, ACIC has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The ACIC average analyst price target in the past 3 months is $14.00.

  • Where Will American Coastal Insurance Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that American Coastal Insurance Corp. share price will rise to $14.00 per share over the next 12 months.

  • What Do Analysts Say About American Coastal Insurance Corp.?

    Analysts are divided on their view about American Coastal Insurance Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that American Coastal Insurance Corp. is a Sell and believe this share price will drop from its current level to $14.00.

  • What Is American Coastal Insurance Corp.'s Price Target?

    The price target for American Coastal Insurance Corp. over the next 1-year time period is forecast to be $14.00 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is ACIC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for American Coastal Insurance Corp. is a Hold. 1 of 1 analysts rates the stock a Hold at this time.

  • How Can I Buy Shares Of ACIC?

    You can purchase shares of American Coastal Insurance Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase American Coastal Insurance Corp. shares.

  • What Is The American Coastal Insurance Corp. Share Price Today?

    American Coastal Insurance Corp. was last trading at $11.17 per share. This represents the most recent stock quote for American Coastal Insurance Corp.. Yesterday, American Coastal Insurance Corp. closed at $11.16 per share.

  • How To Buy American Coastal Insurance Corp. Stock Online?

    In order to purchase American Coastal Insurance Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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