Financhill
Sell
40

LNC Quote, Financials, Valuation and Earnings

Last price:
$34.88
Seasonality move :
4.51%
Day range:
$33.76 - $35.43
52-week range:
$27.58 - $46.82
Dividend yield:
5.21%
P/E ratio:
6.51x
P/S ratio:
0.34x
P/B ratio:
0.66x
Volume:
1.6M
Avg. volume:
2.8M
1-year change:
-6.41%
Market cap:
$6.6B
Revenue:
$18.8B
EPS (TTM):
$5.31

Analysts' Opinion

  • Consensus Rating
    Lincoln National Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 3 Buy ratings, 6 Hold ratings, and 1 Sell rating.
  • Price Target Upside
    According to analysts' consensus price target of $45.58, Lincoln National Corp. has an estimated upside of 30.34% from its current price of $34.88.
  • Price Target Downside
    According to analysts, the lowest downside price target is $38.00 representing -8.95% downside risk from its current price of $34.88.

Fair Value

  • According to the consensus of 10 analysts, Lincoln National Corp. has 30.34% upside to fair value with a price target of $45.58 per share.

LNC vs. S&P 500

  • Over the past 5 trading days, Lincoln National Corp. has underperformed the S&P 500 by -5.81% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Lincoln National Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Lincoln National Corp. revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Lincoln National Corp. reported revenues of $5.4B.

Earnings Growth

  • Lincoln National Corp. earnings have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Lincoln National Corp. reported earnings per share of $3.80.
Enterprise value:
13.9B
EV / Invested capital:
--
Price / LTM sales:
0.34x
EV / EBIT:
10.42x
EV / Revenue:
0.74x
PEG ratio (5yr expected):
0.01x
EV / Free cash flow:
-83.51x
Price / Operating cash flow:
7.84x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.31%
Net Income Margin (TTM):
6.26%
Return On Equity:
12.41%
Return On Invested Capital:
7.6%
Operating Margin:
18.83%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $14.1B $20.8B $18.8B $6.4B $5.4B
Gross Profit -- -- -- -- --
Operating Income -$814M $3.8B $1.6B $2.2B $1B
EBITDA -- -- -- -- --
Diluted EPS -$4.97 $18.38 $5.31 $9.63 $3.80
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $7.4B $4.6B $4.4B $10.4B $15B
Total Assets $371.3B $316.7B $346B $366.5B $394.1B
Current Liabilities -$10.9B -$12.7B -$21.4B -$18.3B -$19.5B
Total Liabilities $351B $311.6B $339.1B $358.2B $383.2B
Total Equity $20.3B $5.1B $6.9B $8.3B $10.9B
Total Debt $6.8B $6.6B $6.1B $6.2B $6.3B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Cash Flow Statement
Cash Flow Operations -$2.1B -$2B -$167M $222M $233M
Cash From Investing -$3.3B $821M -$4B -$717M -$3.9B
Cash From Financing $5.4B $3.6B $7.9B $283M $2.5B
Free Cash Flow -$2.1B -$2B -$167M $222M $233M
LNC
Sector
Market Cap
$6.6B
$544.9M
Price % of 52-Week High
74.5%
86.06%
Dividend Yield
5.21%
1.93%
Shareholder Yield
-5.97%
2.67%
1-Year Price Total Return
-6.41%
7.54%
Beta (5-Year)
1.232
0.429
Dividend yield:
5.21%
Annualized payout:
$1.80
Payout ratio:
11.86%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $35.10
200-day SMA
Sell
Level $39.28
Bollinger Bands (100)
Sell
Level 36.01 - 44.01
Chaikin Money Flow
Buy
Level 237.2M
20-day SMA
Buy
Level $34.24
Relative Strength Index (RSI14)
Sell
Level 47.30
ADX Line
Sell
Level 24.74
Williams %R
Neutral
Level -47.5196
50-day SMA
Sell
Level $37.11
MACD (12, 26)
Sell
Level -0.48
25-day Aroon Oscillator
Buy
Level 68
On Balance Volume
Neutral
Level 390.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.2085)
Sell
CA Score (Annual)
Level (-2.6105)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (1.76)
Sell
Piotroski F Score (Annual)
Level (3)
Buy
Quality Ratio Score
Level (2)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Lincoln National Corp. is a holding company, which operates multiple insurance and retirement businesses through its subsidiary companies. It provides advice and solutions that help empower people to take charge of their financial lives with confidence and optimism. It operates through the following segments: Annuities, Retirement Plan Services, Life Insurance, Group Protection, and Other Operations. The Annuities segment offers tax-deferred investment growth and lifetime income opportunities for its clients by offering fixed and variable annuities. The Retirement Plan Services segment includes employers with retirement plan products and services, primarily in the defined contribution retirement plan marketplaces. The Life Insurance segment focuses on the creation and protection of wealth for its clients by providing life insurance products, including term insurance, both single and survivorship versions of universal life insurance, variable universal life insurance, and indexed universal life insurance products. The Group Protection segment is involved in group non-medical insurance products, which includes term life, disability, dental, vision and accident and critical illness benefits and services to the employer marketplace through various forms of employee-paid and employer-paid plans. The Other Operations segment includes the financial data for operations. The company was founded in 1968 and is headquartered in Radnor, PA.

Stock Forecast FAQ

In the current month, LNC has received 3 Buy ratings 6 Hold ratings, and 1 Sell ratings. The LNC average analyst price target in the past 3 months is $45.58.

  • Where Will Lincoln National Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Lincoln National Corp. share price will rise to $45.58 per share over the next 12 months.

  • What Do Analysts Say About Lincoln National Corp.?

    Analysts are divided on their view about Lincoln National Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Lincoln National Corp. is a Sell and believe this share price will drop from its current level to $38.00.

  • What Is Lincoln National Corp.'s Price Target?

    The price target for Lincoln National Corp. over the next 1-year time period is forecast to be $45.58 according to 10 Wall Street analysts, 3 of them rate the stock a Buy, 1 rates the stock a Sell, and 6 analysts rate the stock a Hold.

  • Is LNC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Lincoln National Corp. is a Hold. 6 of 10 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of LNC?

    You can purchase shares of Lincoln National Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Lincoln National Corp. shares.

  • What Is The Lincoln National Corp. Share Price Today?

    Lincoln National Corp. was last trading at $34.88 per share. This represents the most recent stock quote for Lincoln National Corp.. Yesterday, Lincoln National Corp. closed at $34.88 per share.

  • How To Buy Lincoln National Corp. Stock Online?

    In order to purchase Lincoln National Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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