Financhill
Buy
67

FINW Quote, Financials, Valuation and Earnings

Last price:
$17.95
Seasonality move :
7.43%
Day range:
$17.79 - $18.00
52-week range:
$13.49 - $22.49
Dividend yield:
0%
P/E ratio:
16.78x
P/S ratio:
1.99x
P/B ratio:
1.30x
Volume:
24.9K
Avg. volume:
23.6K
1-year change:
9.12%
Market cap:
$243.9M
Revenue:
$97.5M
EPS (TTM):
$1.07

Analysts' Opinion

  • Consensus Rating
    FinWise Bancorp has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $22.67, FinWise Bancorp has an estimated upside of 26.28% from its current price of $17.95.
  • Price Target Downside
    According to analysts, the lowest downside price target is $21.00 representing 100% downside risk from its current price of $17.95.

Fair Value

  • According to the consensus of 2 analysts, FinWise Bancorp has 26.28% upside to fair value with a price target of $22.67 per share.

FINW vs. S&P 500

  • Over the past 5 trading days, FinWise Bancorp has overperformed the S&P 500 by 2.32% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • FinWise Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • FinWise Bancorp has grown year-over-year revenues for 10 quarters straight. In the most recent quarter FinWise Bancorp reported revenues of $40.4M.

Earnings Growth

  • FinWise Bancorp has grown year-over-year earnings for 2 quarters straight. In the most recent quarter FinWise Bancorp reported earnings per share of $0.34.
Enterprise value:
248.6M
EV / Invested capital:
--
Price / LTM sales:
1.99x
EV / EBIT:
6.47x
EV / Revenue:
2.05x
PEG ratio (5yr expected):
13.64x
EV / Free cash flow:
-0.38x
Price / Operating cash flow:
0.24x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.8%
Net Income Margin (TTM):
11.8%
Return On Equity:
8.04%
Return On Invested Capital:
7.81%
Operating Margin:
12.34%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $82.5M $96.4M $121.4M $25.1M $40.4M
Gross Profit -- -- -- -- --
Operating Income $25.4M $19.6M $18.5M $4.6M $5M
EBITDA -- -- -- -- --
Diluted EPS $1.50 $1.06 $1.07 $0.25 $0.34
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets -- $94.1M $130.6M $92.2M $110.9M
Total Assets -- $385.6M $555.1M $683M $899.9M
Current Liabilities -- $270.5M $269.6M $253M $404.1M
Total Liabilities -- $251.3M $404.7M $512.7M $712.2M
Total Equity -- $134.3M $150.4M $170.4M $187.8M
Total Debt $2.3M $7.3M $6.5M $4.6M $3.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $29.7M $24.9M -$644.6M $7.6M -$1.7B
Cash From Investing -$143.8M -$167.3M $471.3M -$70.3M $1.7B
Cash From Financing $148.4M $101.4M $193.1M $59.5M $46.9M
Free Cash Flow $20.1M $19M -$650.4M $5.4M -$1.7B
FINW
Sector
Market Cap
$243.9M
$537.2M
Price % of 52-Week High
79.81%
92.07%
Dividend Yield
0%
1.5%
Shareholder Yield
0.08%
3.06%
1-Year Price Total Return
9.12%
8.37%
Beta (5-Year)
--
0.451
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $17.72
200-day SMA
Buy
Level $17.11
Bollinger Bands (100)
Sell
Level 17.67 - 19.61
Chaikin Money Flow
Sell
Level -1.2M
20-day SMA
Buy
Level $17.87
Relative Strength Index (RSI14)
Buy
Level 52.22
ADX Line
Buy
Level 5.6
Williams %R
Neutral
Level -25
50-day SMA
Sell
Level $18.10
MACD (12, 26)
Sell
Level -0.07
25-day Aroon Oscillator
Buy
Level 4
On Balance Volume
Neutral
Level 1.9M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5437)
Sell
CA Score (Annual)
Level (-1.3596)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (2.8323)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (3)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

FinWise Bancorp is a bank holding company, which engages in the provision of consumer banking and lending services through its subsidiary, FinWise Bank. The company was founded in 2002 and is headquartered in Murray, UT.

Stock Forecast FAQ

In the current month, FINW has received 2 Buy ratings 0 Hold ratings, and 0 Sell ratings. The FINW average analyst price target in the past 3 months is $22.67.

  • Where Will FinWise Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that FinWise Bancorp share price will rise to $22.67 per share over the next 12 months.

  • What Do Analysts Say About FinWise Bancorp?

    Analysts are divided on their view about FinWise Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that FinWise Bancorp is a Sell and believe this share price will drop from its current level to $21.00.

  • What Is FinWise Bancorp's Price Target?

    The price target for FinWise Bancorp over the next 1-year time period is forecast to be $22.67 according to 2 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is FINW A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for FinWise Bancorp is a Buy. 2 of 2 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of FINW?

    You can purchase shares of FinWise Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase FinWise Bancorp shares.

  • What Is The FinWise Bancorp Share Price Today?

    FinWise Bancorp was last trading at $17.95 per share. This represents the most recent stock quote for FinWise Bancorp. Yesterday, FinWise Bancorp closed at $17.95 per share.

  • How To Buy FinWise Bancorp Stock Online?

    In order to purchase FinWise Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Is Progressive a Good Stock to Own?
Is Progressive a Good Stock to Own?

After faring well for multiple years, shares of property and…

Is Revolution Medicines a Good Stock to Own?
Is Revolution Medicines a Good Stock to Own?

Though it’s still quite early in the year, pharmaceutical startup…

Why Has Vistra Stock Gone Up?
Why Has Vistra Stock Gone Up?

Integrated power generation business Vistra (NYSE:VST) surprised investors recently when…

Stock Ideas

Buy
56
Is NVDA Stock a Buy?

Market Cap: $4.5T
P/E Ratio: 63x

Buy
59
Is GOOG Stock a Buy?

Market Cap: $4T
P/E Ratio: 41x

Sell
48
Is GOOGL Stock a Buy?

Market Cap: $4T
P/E Ratio: 41x

Alerts

Buy
75
AGX alert for Jan 15

Argan, Inc. [AGX] is down 0% over the past day.

Buy
80
ASTS alert for Jan 15

AST Spacemobile, Inc. [ASTS] is down 0% over the past day.

Buy
84
IREN alert for Jan 15

IREN Ltd. [IREN] is down 0% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock