Financhill
Buy
60

CFR Quote, Financials, Valuation and Earnings

Last price:
$123.74
Seasonality move :
3.7%
Day range:
$123.48 - $125.85
52-week range:
$94.09 - $147.64
Dividend yield:
3.05%
P/E ratio:
13.95x
P/S ratio:
3.85x
P/B ratio:
2.12x
Volume:
230.8K
Avg. volume:
488.4K
1-year change:
11.15%
Market cap:
$7.9B
Revenue:
$2.1B
EPS (TTM):
$8.87

Analysts' Opinion

  • Consensus Rating
    Cullen/Frost Bankers has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 8 Hold ratings, and 3 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $136.55, Cullen/Frost Bankers has an estimated upside of 10.36% from its current price of $123.73.
  • Price Target Downside
    According to analysts, the lowest downside price target is $114.00 representing 7.86% downside risk from its current price of $123.73.

Fair Value

  • According to the consensus of 12 analysts, Cullen/Frost Bankers has 10.36% upside to fair value with a price target of $136.55 per share.

CFR vs. S&P 500

  • Over the past 5 trading days, Cullen/Frost Bankers has overperformed the S&P 500 by 0.43% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Cullen/Frost Bankers does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Cullen/Frost Bankers has grown year-over-year revenues for 3 quarters straight. In the most recent quarter Cullen/Frost Bankers reported revenues of $536.3M.

Earnings Growth

  • Cullen/Frost Bankers has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Cullen/Frost Bankers reported earnings per share of $2.36.
Enterprise value:
-16.9B
EV / Invested capital:
-4.11x
Price / LTM sales:
3.85x
EV / EBIT:
-11.43x
EV / Revenue:
-8.21x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-19.66x
Price / Operating cash flow:
9.23x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.15%
Net Income Margin (TTM):
28.23%
Return On Equity:
15.29%
Return On Invested Capital:
14.44%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Income Statement
Revenue $1.7B $2B $2.1B $502.1M $536.3M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $8.81 $9.10 $8.87 $1.55 $2.36
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Balance Sheet
Current Assets $20.7B $30.5B $30.3B $25.3B $25.3B
Total Assets $42.4B $50.9B $52.9B $50.8B $52.5B
Current Liabilities $2.1B $2.8B $4.7B $4.1B $4.4B
Total Liabilities $38.1B $46.4B $49.8B $47.1B $48.6B
Total Equity $4.3B $4.4B $3.1B $3.7B $3.9B
Total Debt $235.4M $222.2M $222.4M $222.6M $222.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $722.6M $478.8M $989.5M -$83M $64.3M
Cash From Investing -$8.3B -$942.8M -$180.9M -$111.9M -$294.4M
Cash From Financing $3B -$2.9B $738.3M $1.3B $1.3B
Free Cash Flow $620.1M $320.2M $861.8M -$123.6M $26.7M
CFR
Sector
Market Cap
$7.9B
$625.8M
Price % of 52-Week High
83.81%
86.55%
Dividend Yield
3.05%
1.95%
Shareholder Yield
3.49%
3.76%
1-Year Price Total Return
11.15%
9.43%
Beta (5-Year)
0.969
0.712
Dividend yield:
3.05%
Annualized payout:
$3.74
Payout ratio:
42.77%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $124.01
200-day SMA
Buy
Level $122.49
Bollinger Bands (100)
Sell
Level 129.29 - 142.05
Chaikin Money Flow
Buy
Level 78.1M
20-day SMA
Sell
Level $126.49
Relative Strength Index (RSI14)
Sell
Level 39.50
ADX Line
Sell
Level 28.27
Williams %R
Neutral
Level -57.8301
50-day SMA
Sell
Level $134.82
MACD (12, 26)
Sell
Level -3.31
25-day Aroon Oscillator
Sell
Level -56
On Balance Volume
Neutral
Level 8M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.8237)
Sell
CA Score (Annual)
Level (-2.2784)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (1.0222)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Cullen/Frost is a regional US bank with around $50 billion in assets (as of 2024 year-end), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based approach to banking that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through branch openings. The bank's sweet spot is small to medium-size Texas-based commercial clients.

Stock Forecast FAQ

In the current month, CFR has received 1 Buy ratings 8 Hold ratings, and 3 Sell ratings. The CFR average analyst price target in the past 3 months is $136.55.

  • Where Will Cullen/Frost Bankers Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Cullen/Frost Bankers share price will rise to $136.55 per share over the next 12 months.

  • What Do Analysts Say About Cullen/Frost Bankers?

    Analysts are divided on their view about Cullen/Frost Bankers share price and where it will be in the next 12 months. The majority of analysts rate the stock a Sell. However, a smaller subset of analysts suggest that Cullen/Frost Bankers is a Buy and believe this share price will drop from its current level to $164.00.

  • What Is Cullen/Frost Bankers's Price Target?

    The price target for Cullen/Frost Bankers over the next 1-year time period is forecast to be $136.55 according to 12 Wall Street analysts, 1 of them rates the stock a Buy, 3 rate the stock a Sell, and 8 analysts rate the stock a Hold.

  • Is CFR A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Cullen/Frost Bankers is a Hold. 8 of 12 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of CFR?

    You can purchase shares of Cullen/Frost Bankers via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Cullen/Frost Bankers shares.

  • What Is The Cullen/Frost Bankers Share Price Today?

    Cullen/Frost Bankers was last trading at $123.74 per share. This represents the most recent stock quote for Cullen/Frost Bankers. Yesterday, Cullen/Frost Bankers closed at $123.73 per share.

  • How To Buy Cullen/Frost Bankers Stock Online?

    In order to purchase Cullen/Frost Bankers stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Is it Finally Time to Buy Medical Properties Trust?
Is it Finally Time to Buy Medical Properties Trust?

Medical Properties Trust (NYSE:MPW) is a REIT that focuses on…

Why Did Signet Jewelers Stock Go Up So Much?
Why Did Signet Jewelers Stock Go Up So Much?

Signet Jewelers (NYSE:SIG) is the largest diamond retailer in the…

Why Did HealthEquity Stock Fall So Much?
Why Did HealthEquity Stock Fall So Much?

HealthEquity (NASDAQ:HQY) is a fintech company that acts as an…

Stock Ideas

Buy
56
Is AAPL Stock a Buy?

Market Cap: $3.4T
P/E Ratio: 37x

Buy
53
Is MSFT Stock a Buy?

Market Cap: $2.9T
P/E Ratio: 33x

Sell
44
Is NVDA Stock a Buy?

Market Cap: $2.7T
P/E Ratio: 38x

Alerts

Buy
69
CNXC alert for Mar 28

Concentrix [CNXC] is down 11.29% over the past day.

Buy
74
SLNO alert for Mar 28

Soleno Therapeutics [SLNO] is up 7.15% over the past day.

Buy
51
CAR alert for Mar 28

Avis Budget Group [CAR] is down 0.28% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock