Financhill
Buy
59

PRI Quote, Financials, Valuation and Earnings

Last price:
$262.04
Seasonality move :
4.79%
Day range:
$260.23 - $263.15
52-week range:
$230.98 - $298.75
Dividend yield:
1.59%
P/E ratio:
12.03x
P/S ratio:
2.64x
P/B ratio:
3.64x
Volume:
109.9K
Avg. volume:
225.1K
1-year change:
-3.52%
Market cap:
$8.4B
Revenue:
$3.2B
EPS (TTM):
$21.79

Analysts' Opinion

  • Consensus Rating
    Primerica, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 3 Buy ratings, 5 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $298.33, Primerica, Inc. has an estimated upside of 13.8% from its current price of $262.16.
  • Price Target Downside
    According to analysts, the lowest downside price target is $264.00 representing -0.7% downside risk from its current price of $262.16.

Fair Value

  • According to the consensus of 8 analysts, Primerica, Inc. has 13.8% upside to fair value with a price target of $298.33 per share.

PRI vs. S&P 500

  • Over the past 5 trading days, Primerica, Inc. has underperformed the S&P 500 by -0.17% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Primerica, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Primerica, Inc. has grown year-over-year revenues for 10 quarters straight. In the most recent quarter Primerica, Inc. reported revenues of $854.3M.

Earnings Growth

  • Primerica, Inc. has grown year-over-year earnings for 5 quarters straight. In the most recent quarter Primerica, Inc. reported earnings per share of $6.35.
Enterprise value:
10.3B
EV / Invested capital:
2.45x
Price / LTM sales:
2.64x
EV / EBIT:
10.84x
EV / Revenue:
3.12x
PEG ratio (5yr expected):
0.17x
EV / Free cash flow:
12.46x
Price / Operating cash flow:
10.53x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
5.99%
Net Income Margin (TTM):
21.88%
Return On Equity:
32.48%
Return On Invested Capital:
17.34%
Operating Margin:
34.2%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $2.8B $3.1B $3.3B $790M $854.3M
Gross Profit -- -- -- -- --
Operating Income $841.2M $1B $1B $276.6M $292.1M
EBITDA -- -- -- -- --
Diluted EPS $15.60 $12.67 $21.79 $4.76 $6.35
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $1.2B $1.2B $1.3B $1.2B $1.3B
Total Assets $11.5B $11B $11.5B $11.9B $12.3B
Current Liabilities $1.3B $706.7M $782.5M $602.6M $634.4M
Total Liabilities $9.4B $9.4B $9.2B $10B $10B
Total Equity $2.1B $1.6B $2.3B $1.9B $2.3B
Total Debt $1.6B $2.1B $2.1B $2B $1.9B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $672.4M $817.2M $843.1M $207.2M $212.6M
Cash From Investing -$191.1M -$183.8M -$166.5M -$125.1M -$15.3M
Cash From Financing -$436.4M -$567.6M -$571M -$160.2M -$162.9M
Free Cash Flow $656.9M $770.3M $823.1M $193.1M $207.4M
PRI
Sector
Market Cap
$8.4B
$570M
Price % of 52-Week High
87.75%
92.18%
Dividend Yield
1.59%
1.57%
Shareholder Yield
6.52%
3.12%
1-Year Price Total Return
-3.52%
7.87%
Beta (5-Year)
0.901
0.478
Dividend yield:
1.59%
Annualized payout:
$3.30
Payout ratio:
16.37%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $259.79
200-day SMA
Sell
Level $266.42
Bollinger Bands (100)
Sell
Level 256.65 - 271.91
Chaikin Money Flow
Buy
Level 277.8K
20-day SMA
Buy
Level $256.84
Relative Strength Index (RSI14)
Buy
Level 59.60
ADX Line
Buy
Level 14.72
Williams %R
Sell
Level -10.4902
50-day SMA
Buy
Level $258.57
MACD (12, 26)
Buy
Level 68.68
25-day Aroon Oscillator
Sell
Level -44
On Balance Volume
Neutral
Level 1.4M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (1.4123)
Sell
CA Score (Annual)
Level (-1.4699)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (1.0789)
Buy
Piotroski F Score (Annual)
Level (8)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Primerica, Inc. engages in the provision of financial products to middle-income households. It operates through the following segments: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate and Other Distributed Products. The Term Life Insurance segment includes underwriting profits in the in-force book of term life insurance policies. The Investment and Savings Products segment is involved in managed mutual funds and annuities, and segregated funds. The Senior Health segment consists of the distribution of Medicare-related insurance products underwritten by third-party health insurance carriers to eligible Medicare participants through e-TeleQuote’s licensed health insurance agents. The Corporate and Other Distributed Products segment consists of revenues and expenses related to discontinued lines of insurance. The company was founded by Arthur L. Williams, Jr. and Angela Williams on February 10, 1977, and is headquartered in Duluth, GA.

Stock Forecast FAQ

In the current month, PRI has received 3 Buy ratings 5 Hold ratings, and 0 Sell ratings. The PRI average analyst price target in the past 3 months is $298.33.

  • Where Will Primerica, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Primerica, Inc. share price will rise to $298.33 per share over the next 12 months.

  • What Do Analysts Say About Primerica, Inc.?

    Analysts are divided on their view about Primerica, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Primerica, Inc. is a Sell and believe this share price will drop from its current level to $264.00.

  • What Is Primerica, Inc.'s Price Target?

    The price target for Primerica, Inc. over the next 1-year time period is forecast to be $298.33 according to 8 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 5 analysts rate the stock a Hold.

  • Is PRI A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Primerica, Inc. is a Hold. 5 of 8 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of PRI?

    You can purchase shares of Primerica, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Primerica, Inc. shares.

  • What Is The Primerica, Inc. Share Price Today?

    Primerica, Inc. was last trading at $262.04 per share. This represents the most recent stock quote for Primerica, Inc.. Yesterday, Primerica, Inc. closed at $262.16 per share.

  • How To Buy Primerica, Inc. Stock Online?

    In order to purchase Primerica, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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