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Buy
74
HMN Quote, Financials, Valuation and Earnings
Last price:
$46.69
Seasonality move
:
2.78%
Day range:
$46.40 - $46.82
52-week range:
$36.20 - $48.33
Dividend yield:
3%
P/E ratio:
11.84x
P/S ratio:
1.16x
P/B ratio:
1.32x
Volume:
77.8K
Avg. volume:
254.9K
1-year change:
17.71%
Market cap:
$1.9B
Revenue:
$1.6B
EPS (TTM):
$3.95
Analysts' Opinion
-
Consensus RatingHorace Mann Educators Corp. has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 2 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $50.67, Horace Mann Educators Corp. has an estimated upside of 8.42% from its current price of $46.73.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $48.00 representing 100% downside risk from its current price of $46.73.
Fair Value
-
According to the consensus of 4 analysts, Horace Mann Educators Corp. has 8.42% upside to fair value with a price target of $50.67 per share.
HMN vs. S&P 500
-
Over the past 5 trading days, Horace Mann Educators Corp. has underperformed the S&P 500 by -1.01% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Horace Mann Educators Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Horace Mann Educators Corp. has grown year-over-year revenues for 13 quarters straight. In the most recent quarter Horace Mann Educators Corp. reported revenues of $438.5M.
Earnings Growth
-
Horace Mann Educators Corp. has grown year-over-year earnings for 3 quarters straight. In the most recent quarter Horace Mann Educators Corp. reported earnings per share of $1.40.
Enterprise value:
2.7B
EV / Invested capital:
1.20x
Price / LTM sales:
1.16x
EV / EBIT:
13.46x
EV / Revenue:
1.64x
PEG ratio (5yr expected):
0.21x
EV / Free cash flow:
4.45x
Price / Operating cash flow:
3.15x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.33%
Net Income Margin (TTM):
9.79%
Return On Equity:
12.21%
Return On Invested Capital:
8.42%
Operating Margin:
18.34%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $1.4B | $1.6B | $1.7B | $412.1M | $438.5M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $12M | $162.2M | $238.7M | $51.4M | $80.4M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | -$0.27 | $2.51 | $3.95 | $0.83 | $1.40 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $300.7M | $737.7M | $753.9M | $746.8M | $1.1B | |
| Total Assets | $11.8B | $10.8B | $10.9B | $12.3B | $13.1B | |
| Current Liabilities | -$1.9B | -$1.8B | -$1.9B | -$1.9B | -$1.8B | |
| Total Liabilities | $10B | $9.7B | $9.8B | $11B | $11.6B | |
| Total Equity | $1.8B | $1.1B | $1.1B | $1.3B | $1.4B | |
| Total Debt | $253.6M | $248.9M | $546.1M | $546.7M | $842.9M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $254.9M | $361.5M | $616.8M | $143.9M | $151.2M | |
| Cash From Investing | -$4.3M | -$153.2M | -$239M | -$44.2M | -$162.6M | |
| Cash From Financing | -$252.3M | -$203M | -$115.1M | -$74.5M | $273M | |
| Free Cash Flow | $254.9M | $361.5M | $616.8M | $143.9M | $151.2M | |
HMN
Sector
Market Cap
$1.9B
$570M
Price % of 52-Week High
96.7%
92.25%
Dividend Yield
3%
1.57%
Shareholder Yield
0.11%
3.11%
1-Year Price Total Return
17.71%
7.43%
Beta (5-Year)
0.083
0.478
Dividend yield:
3%
Annualized payout:
$1.36
Payout ratio:
24.98%
Growth streak:
15 years
Technicals
8-day SMA
Buy
Level
$46.47
200-day SMA
Buy
Level
$43.61
Bollinger Bands (100)
Buy
Level
44.29 - 46.31
Chaikin Money Flow
Buy
Level
41.2M
20-day SMA
Buy
Level
$45.63
Relative Strength Index (RSI14)
Buy
Level
60.08
ADX Line
Buy
Level
13
Williams %R
Sell
Level
-6.3052
50-day SMA
Buy
Level
$45.32
MACD (12, 26)
Buy
Level
0.39
25-day Aroon Oscillator
Sell
Level
-40
On Balance Volume
Neutral
Level
25.8M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (0.6923)
Sell
CA Score
(Annual)
Level (-2.1862)
--
Beneish M-Score
(Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (1.1904)
Buy
Piotroski F Score
(Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Sell
Fundamental Score
Level (6)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Horace Mann Educators Corp. is an insurance holding company, which engages in the provision of insurance and retirement solutions to educators and school employees. It operates through the following business segments: Property and Casualty, Supplemental, Retirement, Life, and Corporate and Other. The Property and Casualty segment focuses on personal lines of automobile and property insurance products. The Supplemental segment focuses on heart, cancer, accident, and limited short-term supplemental disability coverage. The Retirement segment consists of tax-qualified fixed and variable annuities. The Life segment offers life insurance. The Corporate and Other segment includes interest expense on debt, the impact of realized investment gains and losses and certain public company expenses. The company was founded by Carrol Hall and Leslie Nimmo in 1945 and is headquartered in Springfield, IL.
Stock Forecast FAQ
In the current month, HMN has received 2 Buy ratings 2 Hold ratings, and 0 Sell ratings. The HMN average analyst price target in the past 3 months is $50.67.
-
Where Will Horace Mann Educators Corp. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Horace Mann Educators Corp. share price will rise to $50.67 per share over the next 12 months.
-
What Do Analysts Say About Horace Mann Educators Corp.?
Analysts are divided on their view about Horace Mann Educators Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Horace Mann Educators Corp. is a Sell and believe this share price will drop from its current level to $48.00.
-
What Is Horace Mann Educators Corp.'s Price Target?
The price target for Horace Mann Educators Corp. over the next 1-year time period is forecast to be $50.67 according to 4 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.
-
Is HMN A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Horace Mann Educators Corp. is a Leans Bullish. 2 of 4 analysts rate the stock a Leans Bullish at this time.
-
How Can I Buy Shares Of HMN?
You can purchase shares of Horace Mann Educators Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Horace Mann Educators Corp. shares.
-
What Is The Horace Mann Educators Corp. Share Price Today?
Horace Mann Educators Corp. was last trading at $46.69 per share. This represents the most recent stock quote for Horace Mann Educators Corp.. Yesterday, Horace Mann Educators Corp. closed at $46.73 per share.
-
How To Buy Horace Mann Educators Corp. Stock Online?
In order to purchase Horace Mann Educators Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
HMN
Sector
P/E ratio
11.84x
12.24x
PEG ratio
0.21x
0.31x
P/B ratio
1.32x
1.11x
Price / LTM sales
1.16x
1.85x
Growth Metrics
HMN
Sector
Revenue growth
6.41%
5.54%
Earnings growth
69.15%
14.85%
Revenue (5-year growth)
2.2%
8.85%
Earnings forecast
$1.11
$0.62
Profitability
HMN
Sector
Profitability FY 2024
--
--
Return on invested capital
8.42%
5.01%
Return on assets
1.33%
1.01%
Return on equity
12.21%
9.68%
Earnings Date
Last Earnings Date
Nov
4
Next Earnings Date
Feb
4
Estimated Next Earnings Date
Feb
3
Balance Sheet
HMN
Sector
Total cash
$2.5B
$431.4M
Short term investments
$480.2M
$211.3M
Total assets
$12.2B
$3.1B
Long term debt
$842.9M
$79.3M
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