Financhill
Buy
60

PROV Quote, Financials, Valuation and Earnings

Last price:
$16.37
Seasonality move :
4%
Day range:
$15.85 - $16.18
52-week range:
$12.01 - $16.70
Dividend yield:
3.47%
P/E ratio:
14.82x
P/S ratio:
2.90x
P/B ratio:
0.84x
Volume:
2.6K
Avg. volume:
7.7K
1-year change:
26.57%
Market cap:
$109.2M
Revenue:
$38.9M
EPS (TTM):
$1.09

Analysts' Opinion

  • Consensus Rating
    Provident Financial Holdings has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $14.00, Provident Financial Holdings has an estimated upside of 3.72% from its current price of $16.15.
  • Price Target Downside
    According to analysts, the lowest downside price target is $14.00 representing 100% downside risk from its current price of $16.15.

Fair Value

  • According to the consensus of 2 analysts, Provident Financial Holdings has 3.72% upside to fair value with a price target of $14.00 per share.

PROV vs. S&P 500

  • Over the past 5 trading days, Provident Financial Holdings has underperformed the S&P 500 by -0.08% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Provident Financial Holdings does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Provident Financial Holdings revenues have been falling on a year-over-year basis for 5 quarters in a row. In the most recent quarter Provident Financial Holdings reported revenues of $9.5M.

Earnings Growth

  • Provident Financial Holdings has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Provident Financial Holdings reported earnings per share of $0.28.
Enterprise value:
308.7M
EV / Invested capital:
--
Price / LTM sales:
2.90x
EV / EBIT:
9.75x
EV / Revenue:
8.02x
PEG ratio (5yr expected):
--
EV / Free cash flow:
83.80x
Price / Operating cash flow:
30.33x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.58%
Net Income Margin (TTM):
19.46%
Return On Equity:
5.78%
Return On Invested Capital:
2.03%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $37.3M $41M $38.5M $9.9M $9.5M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $1.16 $1.17 $1.09 $0.25 $0.28
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $74.3M $94.5M $44.3M $64M $54.3M
Total Assets $1.2B $1.2B $1.2B $1.3B $1.3B
Current Liabilities -- -- -- -- --
Total Liabilities $1.1B $1.1B $1.1B $1.2B $1.1B
Total Equity $124.7M $128.2M $129.2M $129.2M $129.6M
Total Debt $136M $90M $115M $235M $249.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $11M $17.4M $4.9M $3.4M $2.6M
Cash From Investing -$105.9M -$55.2M $45.7M $9.7M $10.3M
Cash From Financing $45.3M $57M -$60.3M -$20.9M -$16M
Free Cash Flow $10.6M $16.3M $3.7M $2.8M $2.4M
PROV
Sector
Market Cap
$109.2M
$675.6M
Price % of 52-Week High
96.71%
87.46%
Dividend Yield
3.47%
2.22%
Shareholder Yield
4.59%
3.86%
1-Year Price Total Return
26.57%
7.49%
Beta (5-Year)
0.381
0.739
Dividend yield:
3.47%
Annualized payout:
$0.56
Payout ratio:
51.64%
Growth streak:
0 years

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Technicals

8-day SMA
Buy
Level $16.02
200-day SMA
Buy
Level $14.00
Bollinger Bands (100)
Buy
Level 14.12 - 16.06
Chaikin Money Flow
Buy
Level 3.3M
20-day SMA
Sell
Level $16.18
Relative Strength Index (RSI14)
Buy
Level 52.71
ADX Line
Sell
Level 37.94
Williams %R
Neutral
Level -39.5683
50-day SMA
Buy
Level $15.95
MACD (12, 26)
Buy
Level 0.02
25-day Aroon Oscillator
Sell
Level -32
On Balance Volume
Neutral
Level 6.7M

Financial Scores

--
Altman Z-Score (Annual)
Level (--)
Sell
CA Score (Annual)
Level (-2.1878)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
--
Ohlson Score
Level (--)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. Through the bank, it is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services, and originating and purchasing single-family, multi-family, commercial real estate, construction, and other mortgage loans and, to a lesser extent, commercial business and consumer loans held for investment.

Stock Forecast FAQ

In the current month, PROV has received 0 Buy ratings 2 Hold ratings, and 0 Sell ratings. The PROV average analyst price target in the past 3 months is $14.00.

  • Where Will Provident Financial Holdings Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Provident Financial Holdings share price will rise to $14.00 per share over the next 12 months.

  • What Do Analysts Say About Provident Financial Holdings?

    Analysts are divided on their view about Provident Financial Holdings share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Provident Financial Holdings is a Sell and believe this share price will drop from its current level to $14.00.

  • What Is Provident Financial Holdings's Price Target?

    The price target for Provident Financial Holdings over the next 1-year time period is forecast to be $14.00 according to 2 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is PROV A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Provident Financial Holdings is a Hold. 2 of 2 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of PROV?

    You can purchase shares of Provident Financial Holdings via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Provident Financial Holdings shares.

  • What Is The Provident Financial Holdings Share Price Today?

    Provident Financial Holdings was last trading at $16.37 per share. This represents the most recent stock quote for Provident Financial Holdings. Yesterday, Provident Financial Holdings closed at $16.15 per share.

  • How To Buy Provident Financial Holdings Stock Online?

    In order to purchase Provident Financial Holdings stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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