Financhill
Buy
73

NMIH Quote, Financials, Valuation and Earnings

Last price:
$41.05
Seasonality move :
-0.57%
Day range:
$40.66 - $41.79
52-week range:
$31.90 - $43.20
Dividend yield:
0%
P/E ratio:
8.58x
P/S ratio:
4.73x
P/B ratio:
1.26x
Volume:
964.9K
Avg. volume:
437K
1-year change:
12.27%
Market cap:
$3.2B
Revenue:
$651M
EPS (TTM):
$4.78

Analysts' Opinion

  • Consensus Rating
    NMI Holdings, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 3 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $44.71, NMI Holdings, Inc. has an estimated upside of 8.87% from its current price of $41.07.
  • Price Target Downside
    According to analysts, the lowest downside price target is $41.00 representing 100% downside risk from its current price of $41.07.

Fair Value

  • According to the consensus of 5 analysts, NMI Holdings, Inc. has 8.87% upside to fair value with a price target of $44.71 per share.

NMIH vs. S&P 500

  • Over the past 5 trading days, NMI Holdings, Inc. has overperformed the S&P 500 by 3.68% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • NMI Holdings, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • NMI Holdings, Inc. has grown year-over-year revenues for 0 quarters straight. In the most recent quarter NMI Holdings, Inc. reported revenues of $178.7M.

Earnings Growth

  • NMI Holdings, Inc. has grown year-over-year earnings for 18 quarters straight. In the most recent quarter NMI Holdings, Inc. reported earnings per share of $1.22.
Enterprise value:
3.6B
EV / Invested capital:
--
Price / LTM sales:
4.73x
EV / EBIT:
7.30x
EV / Revenue:
5.16x
PEG ratio (5yr expected):
0.91x
EV / Free cash flow:
9.24x
Price / Operating cash flow:
8.46x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
10.99%
Net Income Margin (TTM):
55.02%
Return On Equity:
16.32%
Return On Invested Capital:
13.84%
Operating Margin:
73.21%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $560.7M $635.8M $692.2M $166.1M $178.7M
Gross Profit -- -- -- -- --
Operating Income $434.5M $495.6M $518M $126.4M $130.8M
EBITDA -- -- -- -- --
Diluted EPS $3.69 $4.37 $4.78 $1.15 $1.22
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $285.3M $512M $631.5M $724.2M $889.8M
Total Assets $2.4B $2.4B $2.7B $3.3B $3.7B
Current Liabilities $94M $85M $99.9M $115.5M $148.3M
Total Liabilities $858.7M $856.8M $945.1M $1.1B $1.2B
Total Equity $1.5B $1.5B $1.8B $2.2B $2.5B
Total Debt $394.3M $407.9M $397.2M $414.7M $416.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $344.4M $387.9M $393.4M $128.4M $128M
Cash From Investing -$225.6M -$335.2M -$284.9M -$40.8M -$57M
Cash From Financing -$68.1M -$95.8M -$111.3M -$16.9M -$24.6M
Free Cash Flow $333.6M $380.9M $386.8M $126.9M $126.3M
NMIH
Sector
Market Cap
$3.2B
$566.8M
Price % of 52-Week High
95.07%
92.6%
Dividend Yield
0%
1.57%
Shareholder Yield
3.38%
3.13%
1-Year Price Total Return
12.28%
8.67%
Beta (5-Year)
0.665
0.479
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $40.24
200-day SMA
Buy
Level $37.83
Bollinger Bands (100)
Buy
Level 36.66 - 39.6
Chaikin Money Flow
Buy
Level 12.5M
20-day SMA
Buy
Level $38.83
Relative Strength Index (RSI14)
Buy
Level 68.83
ADX Line
Buy
Level 24.39
Williams %R
Neutral
Level -23.2469
50-day SMA
Buy
Level $37.48
MACD (12, 26)
Buy
Level 0.95
25-day Aroon Oscillator
Buy
Level 84
On Balance Volume
Neutral
Level 77.5M

Financial Scores

Buy
Altman Z-Score (Annual)
Level (3.0401)
Buy
CA Score (Annual)
Level (0.9894)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (3)
Buy
Ohlson Score
Level (-2.123)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

NMI Holdings, Inc. engages in the provision of private mortgage guaranty insurance. It focuses on long-term customer relationships, disciplined and proactive risk selection and pricing, fair and transparent claims payment practices, responsive customer service, financial strength, and profitability. The company was founded on May 19, 2011 and is headquartered in Emeryville, CA.

Stock Forecast FAQ

In the current month, NMIH has received 3 Buy ratings 2 Hold ratings, and 0 Sell ratings. The NMIH average analyst price target in the past 3 months is $44.71.

  • Where Will NMI Holdings, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that NMI Holdings, Inc. share price will rise to $44.71 per share over the next 12 months.

  • What Do Analysts Say About NMI Holdings, Inc.?

    Analysts are divided on their view about NMI Holdings, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that NMI Holdings, Inc. is a Sell and believe this share price will drop from its current level to $41.00.

  • What Is NMI Holdings, Inc.'s Price Target?

    The price target for NMI Holdings, Inc. over the next 1-year time period is forecast to be $44.71 according to 5 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is NMIH A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for NMI Holdings, Inc. is a Buy. 3 of 5 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of NMIH?

    You can purchase shares of NMI Holdings, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase NMI Holdings, Inc. shares.

  • What Is The NMI Holdings, Inc. Share Price Today?

    NMI Holdings, Inc. was last trading at $41.05 per share. This represents the most recent stock quote for NMI Holdings, Inc.. Yesterday, NMI Holdings, Inc. closed at $41.07 per share.

  • How To Buy NMI Holdings, Inc. Stock Online?

    In order to purchase NMI Holdings, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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