Financhill
Sell
44

MNSB Quote, Financials, Valuation and Earnings

Last price:
$21.03
Seasonality move :
5.17%
Day range:
$20.86 - $21.25
52-week range:
$15.00 - $22.98
Dividend yield:
1.9%
P/E ratio:
14.25x
P/S ratio:
1.16x
P/B ratio:
0.82x
Volume:
11.3K
Avg. volume:
37.5K
1-year change:
14.06%
Market cap:
$157.5M
Revenue:
$137.9M
EPS (TTM):
-$0.90

Analysts' Opinion

  • Consensus Rating
    MainStreet Bancshares, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 1 Buy rating, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $23.25, MainStreet Bancshares, Inc. has an estimated upside of 10.66% from its current price of $21.01.
  • Price Target Downside
    According to analysts, the lowest downside price target is $23.25 representing 100% downside risk from its current price of $21.01.

Fair Value

  • According to the consensus of 1 analyst, MainStreet Bancshares, Inc. has 10.66% upside to fair value with a price target of $23.25 per share.

MNSB vs. S&P 500

  • Over the past 5 trading days, MainStreet Bancshares, Inc. has underperformed the S&P 500 by -5.82% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • MainStreet Bancshares, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • MainStreet Bancshares, Inc. revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter MainStreet Bancshares, Inc. reported revenues of $33.4M.

Earnings Growth

  • MainStreet Bancshares, Inc. has grown year-over-year earnings for 2 quarters straight. In the most recent quarter MainStreet Bancshares, Inc. reported earnings per share of $0.52.
Enterprise value:
254.6M
EV / Invested capital:
0.88x
Price / LTM sales:
1.16x
EV / EBIT:
4.27x
EV / Revenue:
1.84x
PEG ratio (5yr expected):
--
EV / Free cash flow:
28.36x
Price / Operating cash flow:
17.93x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
-0.21%
Net Income Margin (TTM):
-3.33%
Return On Equity:
-2.14%
Return On Invested Capital:
-1.58%
Operating Margin:
15.75%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $120.7M $135.9M $138.5M $34.5M $33.4M
Gross Profit -- -- -- -- --
Operating Income $36.4M $13.4M $12.7M $96K $5.3M
EBITDA -- -- -- -- --
Diluted EPS $3.58 $1.21 -$0.90 -$0.04 $0.52
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $139.6M $113M $132.4M $243.2M $144.1M
Total Assets $1.7B $1.9B $2B $2.2B $2.1B
Current Liabilities $849.7M $914.1M $932.8M $997.2M $906.9M
Total Liabilities $1.5B $1.7B $1.8B $2B $1.9B
Total Equity $184M $190M $213.7M $226.1M $218.4M
Total Debt $48.3M $79.4M $79.4M $79.4M $69.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $37M $14.6M $13.7M $4.5M $5.6M
Cash From Investing -$144.6M -$108.2M -$26.8M -$822K -$21.2M
Cash From Financing $124.1M $204.6M -$91.7M $137M $9.6M
Free Cash Flow $29.9M $8.2M $9M $2.6M $5.5M
MNSB
Sector
Market Cap
$157.5M
$558M
Price % of 52-Week High
91.43%
91.95%
Dividend Yield
1.9%
1.57%
Shareholder Yield
3.42%
3.1%
1-Year Price Total Return
14.06%
6.97%
Beta (5-Year)
0.627
0.476
Dividend yield:
1.9%
Annualized payout:
$0.40
Payout ratio:
19.37%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $21.38
200-day SMA
Buy
Level $19.44
Bollinger Bands (100)
Buy
Level 18.89 - 21.71
Chaikin Money Flow
Sell
Level -1.5M
20-day SMA
Buy
Level $20.71
Relative Strength Index (RSI14)
Buy
Level 59.26
ADX Line
Buy
Level 47.09
Williams %R
Neutral
Level -51.9651
50-day SMA
Buy
Level $19.45
MACD (12, 26)
Buy
Level 0.53
25-day Aroon Oscillator
Buy
Level 80
On Balance Volume
Neutral
Level 217.4K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.5114)
Sell
CA Score (Annual)
Level (-2.1507)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (2.3787)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Sell
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

MainStreet Bancshares, Inc. is a holding company, which engages in the provision of banking solutions through MainStreet Bank. It offers products and services such as checking, deposits, loans, credit cards, mortgages, and savings. It operates through the following segments: Residential, Real Estate Commercial, Construction, Commercial, and Consumer. The company was founded on March 28, 2003 and is headquartered in Fairfax, VA.

Stock Forecast FAQ

In the current month, MNSB has received 1 Buy ratings 0 Hold ratings, and 0 Sell ratings. The MNSB average analyst price target in the past 3 months is $23.25.

  • Where Will MainStreet Bancshares, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that MainStreet Bancshares, Inc. share price will rise to $23.25 per share over the next 12 months.

  • What Do Analysts Say About MainStreet Bancshares, Inc.?

    Analysts are divided on their view about MainStreet Bancshares, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that MainStreet Bancshares, Inc. is a Sell and believe this share price will drop from its current level to $23.25.

  • What Is MainStreet Bancshares, Inc.'s Price Target?

    The price target for MainStreet Bancshares, Inc. over the next 1-year time period is forecast to be $23.25 according to 1 Wall Street analyst, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is MNSB A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for MainStreet Bancshares, Inc. is a Buy. 1 of 1 analysts rates the stock a Buy at this time.

  • How Can I Buy Shares Of MNSB?

    You can purchase shares of MainStreet Bancshares, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase MainStreet Bancshares, Inc. shares.

  • What Is The MainStreet Bancshares, Inc. Share Price Today?

    MainStreet Bancshares, Inc. was last trading at $21.03 per share. This represents the most recent stock quote for MainStreet Bancshares, Inc.. Yesterday, MainStreet Bancshares, Inc. closed at $21.01 per share.

  • How To Buy MainStreet Bancshares, Inc. Stock Online?

    In order to purchase MainStreet Bancshares, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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