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54
MBIN Quote, Financials, Valuation and Earnings
Last price:
$34.42
Seasonality move
:
9.88%
Day range:
$34.19 - $35.59
52-week range:
$27.25 - $43.82
Dividend yield:
1.13%
P/E ratio:
7.91x
P/S ratio:
1.14x
P/B ratio:
0.94x
Volume:
366.6K
Avg. volume:
159.2K
1-year change:
-13.33%
Market cap:
$1.6B
Revenue:
$1.4B
EPS (TTM):
$4.35
Analysts' Opinion
-
Consensus RatingMerchants Bancorp (Indiana) has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $40.00, Merchants Bancorp (Indiana) has an estimated upside of 16.31% from its current price of $34.39.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $38.00 representing 100% downside risk from its current price of $34.39.
Fair Value
-
According to the consensus of 1 analyst, Merchants Bancorp (Indiana) has 16.31% upside to fair value with a price target of $40.00 per share.
MBIN vs. S&P 500
-
Over the past 5 trading days, Merchants Bancorp (Indiana) has overperformed the S&P 500 by 4.87% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
Merchants Bancorp (Indiana) does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Merchants Bancorp (Indiana) revenues have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter Merchants Bancorp (Indiana) reported revenues of $352.7M.
Earnings Growth
-
Merchants Bancorp (Indiana) earnings have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter Merchants Bancorp (Indiana) reported earnings per share of $0.97.
Enterprise value:
5B
EV / Invested capital:
0.98x
Price / LTM sales:
1.14x
EV / EBIT:
4.95x
EV / Revenue:
3.63x
PEG ratio (5yr expected):
0.41x
EV / Free cash flow:
7.28x
Price / Operating cash flow:
2.28x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.3%
Net Income Margin (TTM):
17.74%
Return On Equity:
11.47%
Return On Invested Capital:
4.16%
Operating Margin:
18.31%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $1B | $1.4B | $1.4B | $382.6M | $352.7M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $323.3M | $394.2M | $317.8M | $81.3M | $64.6M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $5.17 | $6.05 | $4.35 | $1.17 | $0.97 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $1.5B | $505.1M | $965.1M | $1.1B | $1.1B | |
| Total Assets | $11B | $12B | $16.5B | $18.7B | $19.4B | |
| Current Liabilities | $862.8M | $355.8M | $5.3B | $10B | $10.2B | |
| Total Liabilities | $9.8B | $10.6B | $14.9B | $16.7B | $17.1B | |
| Total Equity | $1.1B | $1.4B | $1.6B | $1.9B | $2.2B | |
| Total Debt | $809.1M | $88.7M | $1.6B | $3.5B | $2.8B | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $161.2M | -$482.4M | $728.7M | -$270.9M | $42.1M | |
| Cash From Investing | -$4.3B | -$1.3B | -$933.9M | -$40.3M | -$193.5M | |
| Cash From Financing | $4.2B | $2B | $201.3M | $372.3M | $102.2M | |
| Free Cash Flow | $157.2M | -$498.6M | $692.4M | -$275.5M | $23.5M | |
MBIN
Sector
Market Cap
$1.6B
$553.7M
Price % of 52-Week High
78.48%
89.88%
Dividend Yield
1.13%
1.65%
Shareholder Yield
-29.35%
3.16%
1-Year Price Total Return
-13.33%
1.48%
Beta (5-Year)
1.248
0.481
Dividend yield:
1.13%
Annualized payout:
$0.36
Payout ratio:
10.34%
Growth streak:
0 years
Technicals
8-day SMA
Buy
Level
$33.46
200-day SMA
Buy
Level
$33.30
Bollinger Bands (100)
Buy
Level
31.03 - 33.39
Chaikin Money Flow
Buy
Level
1.8M
20-day SMA
Buy
Level
$32.30
Relative Strength Index (RSI14)
Buy
Level
67.26
ADX Line
Buy
Level
22.31
Williams %R
Neutral
Level
-22.9885
50-day SMA
Buy
Level
$32.05
MACD (12, 26)
Buy
Level
0.61
25-day Aroon Oscillator
Buy
Level
40
On Balance Volume
Neutral
Level
14.2M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.2766)
Sell
CA Score
(Annual)
Level (-1.921)
--
Beneish M-Score
(Annual)
Level (--)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (3.4712)
Buy
Piotroski F Score
(Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Merchants Bancorp is a bank holding company, which specializes in multiple lines of business in banking and finance. It operates through the following segments: Multi-Family Mortgage Banking, Mortgage Warehousing, Banking, and Other. The Multi-Family Mortgage Banking segment deals with mortgage banking, specializing in originating and servicing loans for multi-family rental housing and healthcare facility financing, particularly for senior living properties. The Mortgage Warehousing segment funds agency eligible loans for non-depository financial institutions from the date of origination or purchase until the date of sale to an investor. The Banking segment refers to financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products, and letters of credit and various types of deposit products, including checking, savings and time deposit accounts. The company was founded by Michael Petrie and Randall D. Rogers in 1990 and is headquartered in Carmel, IN.
Stock Forecast FAQ
In the current month, MBIN has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The MBIN average analyst price target in the past 3 months is $40.00.
-
Where Will Merchants Bancorp (Indiana) Stock Be In 1 Year?
According to analysts, the consensus estimate is that Merchants Bancorp (Indiana) share price will rise to $40.00 per share over the next 12 months.
-
What Do Analysts Say About Merchants Bancorp (Indiana)?
Analysts are divided on their view about Merchants Bancorp (Indiana) share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Merchants Bancorp (Indiana) is a Sell and believe this share price will drop from its current level to $38.00.
-
What Is Merchants Bancorp (Indiana)'s Price Target?
The price target for Merchants Bancorp (Indiana) over the next 1-year time period is forecast to be $40.00 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.
-
Is MBIN A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Merchants Bancorp (Indiana) is a Hold. 1 of 1 analysts rates the stock a Hold at this time.
-
How Can I Buy Shares Of MBIN?
You can purchase shares of Merchants Bancorp (Indiana) via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Merchants Bancorp (Indiana) shares.
-
What Is The Merchants Bancorp (Indiana) Share Price Today?
Merchants Bancorp (Indiana) was last trading at $34.42 per share. This represents the most recent stock quote for Merchants Bancorp (Indiana). Yesterday, Merchants Bancorp (Indiana) closed at $34.39 per share.
-
How To Buy Merchants Bancorp (Indiana) Stock Online?
In order to purchase Merchants Bancorp (Indiana) stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
MBIN
Sector
P/E ratio
7.91x
11.87x
PEG ratio
0.41x
0.31x
P/B ratio
0.94x
1.08x
Price / LTM sales
1.14x
1.79x
Growth Metrics
MBIN
Sector
Revenue growth
-7.82%
5.56%
Earnings growth
-17.05%
14.6%
Revenue (5-year growth)
40.84%
8.86%
Earnings forecast
$0.79
$0.62
Profitability
MBIN
Sector
Profitability FY 2024
--
--
Return on invested capital
4.16%
5.04%
Return on assets
1.3%
1.02%
Return on equity
11.47%
9.68%
Earnings Date
Last Earnings Date
Oct
28
Next Earnings Date
Jan
26
Estimated Next Earnings Date
Jan
27
Balance Sheet
MBIN
Sector
Total cash
$1.3B
$436.6M
Short term investments
$90M
$211.5M
Total assets
$18.8B
$3.1B
Long term debt
$2.8B
$84.4M
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