Financhill
Buy
69

HMST Quote, Financials, Valuation and Earnings

Last price:
$15.54
Seasonality move :
22.08%
Day range:
$14.81 - $15.44
52-week range:
$8.41 - $15.90
Dividend yield:
0%
P/E ratio:
--
P/S ratio:
2.21x
P/B ratio:
0.10x
Volume:
542.2K
Avg. volume:
382.3K
1-year change:
21.61%
Market cap:
$280M
Revenue:
$360.9M
EPS (TTM):
-$6.74

Analysts' Opinion

  • Consensus Rating
    HomeStreet, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of $14.00, HomeStreet, Inc. has an estimated downside of -5.41% from its current price of $14.80.
  • Price Target Upside
    According to analysts, the highest upside price target is $14.00 representing -100% upside increase from its current price of $14.80.

Fair Value

  • According to the consensus of 2 analysts, HomeStreet, Inc. has -5.41% downside to fair value with a price target of $14.00 per share.

HMST vs. S&P 500

  • Over the past 5 trading days, HomeStreet, Inc. has underperformed the S&P 500 by -0.01% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • HomeStreet, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • HomeStreet, Inc. has grown year-over-year revenues for 1 quarter straight. In the most recent quarter HomeStreet, Inc. reported revenues of $224.5M.

Earnings Growth

  • HomeStreet, Inc. has grown year-over-year earnings for 3 quarters straight. In the most recent quarter HomeStreet, Inc. reported earnings per share of $0.26.
Enterprise value:
560.9M
EV / Invested capital:
0.18x
Price / LTM sales:
2.21x
EV / EBIT:
3.23x
EV / Revenue:
1.26x
PEG ratio (5yr expected):
0.00x
EV / Free cash flow:
6.98x
Price / Operating cash flow:
12.20x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
-0.7%
Net Income Margin (TTM):
-17.35%
Return On Equity:
-8.54%
Return On Invested Capital:
-3.61%
Operating Margin:
8.29%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $433.3M $548M $444M $208.8M $224.5M
Gross Profit -- -- -- -- --
Operating Income $22.3M $32.9M -$83.4M $55.5M $18.6M
EBITDA -- -- -- -- --
Diluted EPS -$0.83 -$0.71 -$6.74 $0.20 $0.26
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $238.2M $104M $277M $275.6M $1.6B
Total Assets $7.4B $9.1B $9.5B $9.2B $22.7B
Current Liabilities $5.1B $6.2B $4.4B $6B $18.1B
Total Liabilities $6.7B $8.5B $9B $8.7B $19.9B
Total Equity $710.4M $552.8M $502.5M $538.3M $2.8B
Total Debt $126M $1.8B $2.1B $2.1B $280.9M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $7.9M $230M $77.5M $245.6M $106.2M
Cash From Investing $116.5M $644.3M $2.7B $434M $1.3B
Cash From Financing $690.1M -$1.8B -$2.2B -$962M -$716.9M
Free Cash Flow $3.3M $224.9M $80.4M $248M $103.3M
HMST
Sector
Market Cap
$280M
$555.9M
Price % of 52-Week High
93.11%
89.84%
Dividend Yield
0%
1.65%
Shareholder Yield
145.34%
3.16%
1-Year Price Total Return
21.61%
1.51%
Beta (5-Year)
1.547
0.481
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $14.78
200-day SMA
Buy
Level $12.41
Bollinger Bands (100)
Buy
Level 0 - 0
Chaikin Money Flow
Sell
Level --
20-day SMA
Buy
Level $13.86
Relative Strength Index (RSI14)
Buy
Level 65.82
ADX Line
Neutral
Level 0
Williams %R
Neutral
Level -38.087
50-day SMA
Buy
Level $13.62
MACD (12, 26)
Buy
Level 0.44
25-day Aroon Oscillator
Buy
Level 76
On Balance Volume
Neutral
Level --

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.7342)
Sell
CA Score (Annual)
Level (-2.4176)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (4.3104)
Sell
Piotroski F Score (Annual)
Level (3)
Buy
Quality Ratio Score
Level (2)
Sell
Fundamental Score
Level (3)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Mechanics Bancorp engages in the provision of commercial and consumer banking and real estate lending services. The company is headquartered in Walnut Creek, CA.

Stock Forecast FAQ

In the current month, HMST has received 0 Buy ratings 2 Hold ratings, and 0 Sell ratings. The HMST average analyst price target in the past 3 months is $14.00.

  • Where Will HomeStreet, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that HomeStreet, Inc. share price will drop to $14.00 per share over the next 12 months.

  • What Do Analysts Say About HomeStreet, Inc.?

    Analysts are divided on their view about HomeStreet, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that HomeStreet, Inc. is a Sell and believe this share price will rise from its current level to $14.00.

  • What Is HomeStreet, Inc.'s Price Target?

    The price target for HomeStreet, Inc. over the next 1-year time period is forecast to be $14.00 according to 2 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is HMST A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for HomeStreet, Inc. is a Hold. 2 of 2 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of HMST?

    You can purchase shares of HomeStreet, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase HomeStreet, Inc. shares.

  • What Is The HomeStreet, Inc. Share Price Today?

    HomeStreet, Inc. was last trading at $15.54 per share. This represents the most recent stock quote for HomeStreet, Inc.. Yesterday, HomeStreet, Inc. closed at $14.80 per share.

  • How To Buy HomeStreet, Inc. Stock Online?

    In order to purchase HomeStreet, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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