Financhill
Buy
76

DAVE Quote, Financials, Valuation and Earnings

Last price:
$238.94
Seasonality move :
74.23%
Day range:
$236.76 - $250.50
52-week range:
$65.46 - $286.45
Dividend yield:
0%
P/E ratio:
23.72x
P/S ratio:
7.08x
P/B ratio:
11.10x
Volume:
442.3K
Avg. volume:
346.1K
1-year change:
180.73%
Market cap:
$3.2B
Revenue:
$347.1M
EPS (TTM):
$10.09

Analysts' Opinion

  • Consensus Rating
    Dave, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 6 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $306.38, Dave, Inc. has an estimated upside of 28% from its current price of $239.35.
  • Price Target Downside
    According to analysts, the lowest downside price target is $274.00 representing 100% downside risk from its current price of $239.35.

Fair Value

  • According to the consensus of 6 analysts, Dave, Inc. has 28% upside to fair value with a price target of $306.38 per share.

DAVE vs. S&P 500

  • Over the past 5 trading days, Dave, Inc. has overperformed the S&P 500 by 7.37% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Dave, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Dave, Inc. has grown year-over-year revenues for 0 quarters straight. In the most recent quarter Dave, Inc. reported revenues of $150.7M.

Earnings Growth

  • Dave, Inc. has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Dave, Inc. reported earnings per share of $6.34.
Enterprise value:
3.2B
EV / Invested capital:
--
Price / LTM sales:
7.08x
EV / EBIT:
22.47x
EV / Revenue:
6.54x
PEG ratio (5yr expected):
0.11x
EV / Free cash flow:
13.89x
Price / Operating cash flow:
15.03x
Enterprise value / EBITDA:
21.37x
Gross Profit (TTM):
$340.8M
Return On Assets:
43.56%
Net Income Margin (TTM):
29.86%
Return On Equity:
70.09%
Return On Invested Capital:
51.52%
Operating Margin:
30.45%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $245.6M $319.4M $491.4M $92.5M $150.7M
Gross Profit $122.4M $184.5M $340.8M $53.2M $109.1M
Operating Income -$63.9M $15.5M $143.1M $2.6M $45.9M
EBITDA -$58.4M $22.4M $150.5M $4.4M $47.8M
Diluted EPS -$5.92 $3.12 $10.09 $0.03 $6.34
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $1M $322.3M $278.4M $254.7M $386M
Total Assets $254.8M $334.2M $294.4M $272.2M $433.3M
Current Liabilities $2.3M $63.2M $34.9M $37.4M $44.4M
Total Liabilities $33M $211M $215.3M $116.4M $141.9M
Total Equity $221.9M $123.2M $79.2M $155.8M $291.3M
Total Debt -- $167.2M $180M $75.3M $75.2M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $14.2M $99.1M $238.4M $37M $83.2M
Cash From Investing -$18.7M -$36.4M -$178.7M -$50.6M -$70.1M
Cash From Financing $10M -$70.9M -$44.6M $62K -$25M
Free Cash Flow $5.3M $91.3M $231.6M $35.2M $81.5M
DAVE
Sector
Market Cap
$3.2B
$543.5M
Price % of 52-Week High
83.56%
91.58%
Dividend Yield
0%
1.54%
Shareholder Yield
1.14%
3.06%
1-Year Price Total Return
180.73%
9.18%
Beta (5-Year)
--
0.456
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $230.57
200-day SMA
Buy
Level $194.89
Bollinger Bands (100)
Buy
Level 198.11 - 232.11
Chaikin Money Flow
Buy
Level 6.7M
20-day SMA
Buy
Level $217.56
Relative Strength Index (RSI14)
Buy
Level 65.49
ADX Line
Buy
Level 18.07
Williams %R
Neutral
Level -26.3282
50-day SMA
Buy
Level $217.20
MACD (12, 26)
Buy
Level 7.21
25-day Aroon Oscillator
Buy
Level 64
On Balance Volume
Neutral
Level 18.3M

Financial Scores

Buy
Altman Z-Score (Annual)
Level (7.6596)
Buy
CA Score (Annual)
Level (0.3153)
Buy
Beneish M-Score (Annual)
Level (-2.9679)
Buy
Momentum Score
Level (10)
Buy
Ohlson Score
Level (-3.183)
Buy
Piotroski F Score (Annual)
Level (8)
Buy
Quality Ratio Score
Level (9)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Dave, Inc. is a digital banking service. Its products include a budgeting tool to help members manage their upcoming bills to avoid overspending, cash advances through its flagship ExtraCash product to help members avoid punitive overdraft fees, a Side Hustle product, where Dave helps connect members with supplemental work opportunities, and Dave Banking, a modern checking account experience with valuable tools for building long-term financial health. The company was founded by Jason Wilk, Paras Chitrakar, and John Wolanin in October 2015 and is headquartered in Los Angeles, CA.

Stock Forecast FAQ

In the current month, DAVE has received 6 Buy ratings 0 Hold ratings, and 0 Sell ratings. The DAVE average analyst price target in the past 3 months is $306.38.

  • Where Will Dave, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Dave, Inc. share price will rise to $306.38 per share over the next 12 months.

  • What Do Analysts Say About Dave, Inc.?

    Analysts are divided on their view about Dave, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Dave, Inc. is a Sell and believe this share price will drop from its current level to $274.00.

  • What Is Dave, Inc.'s Price Target?

    The price target for Dave, Inc. over the next 1-year time period is forecast to be $306.38 according to 6 Wall Street analysts, 6 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is DAVE A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Dave, Inc. is a Buy. 6 of 6 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of DAVE?

    You can purchase shares of Dave, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Dave, Inc. shares.

  • What Is The Dave, Inc. Share Price Today?

    Dave, Inc. was last trading at $238.94 per share. This represents the most recent stock quote for Dave, Inc.. Yesterday, Dave, Inc. closed at $239.35 per share.

  • How To Buy Dave, Inc. Stock Online?

    In order to purchase Dave, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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