Financhill
Buy
68

DFS Quote, Financials, Valuation and Earnings

Last price:
$188.10
Seasonality move :
5.43%
Day range:
$187.08 - $191.93
52-week range:
$119.95 - $205.76
Dividend yield:
1.47%
P/E ratio:
10.17x
P/S ratio:
2.66x
P/B ratio:
2.67x
Volume:
1.7M
Avg. volume:
2.3M
1-year change:
52.14%
Market cap:
$47.9B
Revenue:
$17.9B
EPS (TTM):
$18.71

Analysts' Opinion

  • Consensus Rating
    Discover Financial Services has received a consensus rating of Hold. The company's average rating is a Hold based on 5 Buy ratings, 10 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $198.69, Discover Financial Services has an estimated upside of 4.44% from its current price of $190.24.
  • Price Target Downside
    According to analysts, the lowest downside price target is $153.00 representing 100% downside risk from its current price of $190.24.

Fair Value

  • According to the consensus of 15 analysts, Discover Financial Services has 4.44% upside to fair value with a price target of $198.69 per share.

DFS vs. S&P 500

  • Over the past 5 trading days, Discover Financial Services has overperformed the S&P 500 by 1.08% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Discover Financial Services does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Discover Financial Services has grown year-over-year revenues for 11 quarters straight. In the most recent quarter Discover Financial Services reported revenues of $4.3B.

Earnings Growth

  • Discover Financial Services has grown year-over-year earnings for 4 quarters straight. In the most recent quarter Discover Financial Services reported earnings per share of $4.25.
Enterprise value:
44.1B
EV / Invested capital:
1.32x
Price / LTM sales:
2.66x
EV / EBIT:
3.70x
EV / Revenue:
2.45x
PEG ratio (5yr expected):
0.13x
EV / Free cash flow:
5.22x
Price / Operating cash flow:
5.65x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
3.19%
Net Income Margin (TTM):
26.6%
Return On Equity:
28.24%
Return On Invested Capital:
13.81%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $14.1B $16.2B $18B $4.2B $4.3B
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $14.76 $10.49 $18.71 $3.25 $4.25
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $23.4B $11.3B $12B $16B $19.4B
Total Assets $113.9B $107.4B $133.1B $152.7B $147.9B
Current Liabilities -- -- -- -- --
Total Liabilities $101.7B $94B $118.7B $138B $129B
Total Equity $12.2B $13.4B $14.3B $14.7B $19B
Total Debt $21B $17.1B $18.2B $20.5B $14.5B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $7.2B $8.6B $8.7B $1.8B $2.1B
Cash From Investing -$27.5B -$19.9B -$1.1B $358M $3B
Cash From Financing $20.9B $15.6B -$9.2B $514M -$802M
Free Cash Flow $6.9B $8.3B $8.5B $1.8B $2.1B
DFS
Sector
Market Cap
$47.9B
$600.8M
Price % of 52-Week High
92.46%
84.99%
Dividend Yield
1.47%
2%
Shareholder Yield
4.97%
3.99%
1-Year Price Total Return
52.14%
8.34%
Beta (5-Year)
1.159
0.590
Dividend yield:
1.47%
Annualized payout:
$2.80
Payout ratio:
16.1%
Growth streak:
14 years

Technicals

8-day SMA
Buy
Level $186.12
200-day SMA
Buy
Level $162.44
Bollinger Bands (100)
Buy
Level 164.04 - 193.02
Chaikin Money Flow
Buy
Level 11.6M
20-day SMA
Buy
Level $171.30
Relative Strength Index (RSI14)
Buy
Level 63.50
ADX Line
Buy
Level 22.51
Williams %R
Sell
Level -4.4863
50-day SMA
Buy
Level $171.51
MACD (12, 26)
Buy
Level 20.05
25-day Aroon Oscillator
Buy
Level 76
On Balance Volume
Neutral
Level 4.6M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (1.0412)
Sell
CA Score (Annual)
Level (-1.8659)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (0.395)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Discover Financial Services is a bank operating in two distinct segments: direct banking and payment services. The company issues credit and debit cards and provides other consumer banking products including deposit accounts and personal loans. It also operates the Discover, Pulse, and Diners Club networks. The Discover network is the fourth-largest payment network in the United States as ranked by overall purchase volume, and Pulse is one of the largest ATM networks in the country.

Stock Forecast FAQ

In the current month, DFS has received 5 Buy ratings 10 Hold ratings, and 0 Sell ratings. The DFS average analyst price target in the past 3 months is $198.69.

  • Where Will Discover Financial Services Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Discover Financial Services share price will rise to $198.69 per share over the next 12 months.

  • What Do Analysts Say About Discover Financial Services?

    Analysts are divided on their view about Discover Financial Services share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Discover Financial Services is a Sell and believe this share price will drop from its current level to $153.00.

  • What Is Discover Financial Services's Price Target?

    The price target for Discover Financial Services over the next 1-year time period is forecast to be $198.69 according to 15 Wall Street analysts, 5 of them rate the stock a Buy, 0 rate the stock a Sell, and 10 analysts rate the stock a Hold.

  • Is DFS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Discover Financial Services is a Hold. 10 of 15 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of DFS?

    You can purchase shares of Discover Financial Services via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Discover Financial Services shares.

  • What Is The Discover Financial Services Share Price Today?

    Discover Financial Services was last trading at $188.10 per share. This represents the most recent stock quote for Discover Financial Services. Yesterday, Discover Financial Services closed at $190.24 per share.

  • How To Buy Discover Financial Services Stock Online?

    In order to purchase Discover Financial Services stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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