Financhill
Buy
64

VBFC Quote, Financials, Valuation and Earnings

Last price:
$79.89
Seasonality move :
10.84%
Day range:
$78.75 - $79.70
52-week range:
$39.53 - $80.91
Dividend yield:
0.9%
P/E ratio:
16.42x
P/S ratio:
3.68x
P/B ratio:
1.61x
Volume:
685
Avg. volume:
957
1-year change:
99.13%
Market cap:
$119.5M
Revenue:
$25.3M
EPS (TTM):
$4.85

Analysts' Opinion

  • Consensus Rating
    Village Bank and Trust Financial has received a consensus rating of --. The company's average rating is a -- based on 0 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of --, Village Bank and Trust Financial has an estimated downside of -- from its current price of $79.65.
  • Price Target Upside
    According to analysts, the highest upside price target is -- representing -100% upside increase from its current price of $79.65.

Fair Value

  • According to the consensus of 0 analysts, Village Bank and Trust Financial has -- downside to fair value with a price target of -- per share.

VBFC vs. S&P 500

  • Over the past 5 trading days, Village Bank and Trust Financial has overperformed the S&P 500 by 1.02% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Village Bank and Trust Financial does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Village Bank and Trust Financial has grown year-over-year revenues for 3 quarters straight. In the most recent quarter Village Bank and Trust Financial reported revenues of $8.5M.

Earnings Growth

  • Village Bank and Trust Financial has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Village Bank and Trust Financial reported earnings per share of $1.41.
Enterprise value:
48M
EV / Invested capital:
0.48x
Price / LTM sales:
3.68x
EV / EBIT:
2.30x
EV / Revenue:
1.49x
PEG ratio (5yr expected):
0.08x
EV / Free cash flow:
4.60x
Price / Operating cash flow:
11.39x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.97%
Net Income Margin (TTM):
22.36%
Return On Equity:
10.5%
Return On Invested Capital:
6.85%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $32.8M $25.7M $32.3M $2.4M $8.5M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $5.79 $1.61 $4.85 -$1.72 $1.41
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $79.3M $156.4M $170M $126.9M $113M
Total Assets $727.4M $730.1M $742.7M $727.5M $759.5M
Current Liabilities $231K $71K $58K $213K $364K
Total Liabilities $678.5M $668.3M $684.3M $663.8M $685.3M
Total Equity $48.9M $61.7M $58.4M $63.7M $74.2M
Total Debt $89.7M $5.7M $5.7M $25.7M $25.7M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $16M $6.5M $10.8M $3M $6.9M
Cash From Investing -$69.1M $2.7M -$23.1M $17.2M -$7M
Cash From Financing $20.9M -$22M $18.4M -$26.8M $7M
Free Cash Flow $15.6M $5.8M $10.4M $2.9M $6.8M
VBFC
Sector
Market Cap
$119.5M
$694.8M
Price % of 52-Week High
98.44%
87.67%
Dividend Yield
0.9%
2.22%
Shareholder Yield
--
3.87%
1-Year Price Total Return
99.13%
7.29%
Beta (5-Year)
0.754
0.737
Dividend yield:
0.9%
Annualized payout:
$0.66
Payout ratio:
14.9%
Growth streak:
0 years

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Technicals

8-day SMA
Buy
Level $78.13
200-day SMA
Buy
Level $55.39
Bollinger Bands (100)
Buy
Level 52.82 - 80.24
Chaikin Money Flow
Buy
Level 246.7K
20-day SMA
Buy
Level $77.83
Relative Strength Index (RSI14)
Buy
Level 71.41
ADX Line
Buy
Level 13.78
Williams %R
Neutral
Level -36.9501
50-day SMA
Buy
Level $77.23
MACD (12, 26)
Buy
Level 0.62
25-day Aroon Oscillator
Buy
Level 52
On Balance Volume
Neutral
Level 990.3K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.3623)
Sell
CA Score (Annual)
Level (-2.2806)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (10)
Sell
Ohlson Score
Level (4.7344)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Village Bank and Trust Financial Corp is a bank holding company. The banking is the primary operating business of the company. It offers a range of banking and related financial services, including checking, savings, certificates of deposit and other depository services, and commercial, real estate, and consumer loans, primarily in the Richmond, Virginia and Williamsburg, Virginia metropolitan areas. Its operating segment includes Commercial Banking and Mortgage Banking. The company generates maximum revenue from the Commercial Banking segment, which provides the mortgage banking segment with the short-term funds needed to originate mortgage loans through a warehouse line of credit and charges the mortgage banking segment interest based on the commercial banking segment’s cost of funds.

Stock Forecast FAQ

In the current month, VBFC has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The VBFC average analyst price target in the past 3 months is --.

  • Where Will Village Bank and Trust Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Village Bank and Trust Financial share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About Village Bank and Trust Financial?

    Analysts are divided on their view about Village Bank and Trust Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Village Bank and Trust Financial is a Sell and believe this share price will rise from its current level to --.

  • What Is Village Bank and Trust Financial's Price Target?

    The price target for Village Bank and Trust Financial over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is VBFC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Village Bank and Trust Financial is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of VBFC?

    You can purchase shares of Village Bank and Trust Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Village Bank and Trust Financial shares.

  • What Is The Village Bank and Trust Financial Share Price Today?

    Village Bank and Trust Financial was last trading at $79.89 per share. This represents the most recent stock quote for Village Bank and Trust Financial. Yesterday, Village Bank and Trust Financial closed at $79.65 per share.

  • How To Buy Village Bank and Trust Financial Stock Online?

    In order to purchase Village Bank and Trust Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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