Writing an Engaging Investment Plan: 7 Steps to Success - Financhill

Writing an Engaging Investment Plan: 7 Steps to Success

While the concept of investing is simple, the process of implementing it and succeeding is not so much. The investment industry can be an industry full of ups and downs, whether that’s fear of the market plummeting or the excitement of seeing it exponentially rise.

However, with a sturdy investment plan by your side, you can help to keep your emotions in check. You can then refer to this plan when you need to make a decision, helping you to keep your feet on the ground and your eyes on the ball. Here are the seven steps you need to know in order to create this plan for success.

#1 – Set Your Goals

The first step you need to take before you even think about writing anything is to define a goal that you want to achieve. Whether you’re aiming to retire in the next 20 years or have a sum of money that you’re looking to aim for, have this clear in your mind, as well as the time frame, to ensure you keep level-headed.

#2 – Set a Risk Allowance

Of course, the investment business is all about taking risks for them to pay off. However, within your plan, you’ll want to think about defining just how much risk you’re willing to take.

In the US, the average retirement period is 30 years, which means you’ll want to be able to risk only so much that you’ll still be able to live these 30 years comfortably.

#3 – Managing Your Money

With the first two steps out of the way yet clear in your mind, you’ll then want to take a look at your accounts to see what money exists at the moment. “Are you using the right bank accounts for investment opportunities or are you being charged interest which is going to damage your bottom line? Consider what assets you have and how you’re planning to manage them” – explains Joe Whiteside, a Business Consultant at Academized and Huffingtonpost writer.

#4 – Keep Your Fees in Check

High fees can seriously damage your bottom line if you’re not thinking about them and managing them professionally. Many investors will choose to go with accounts with fees that can exceed the 2% mark, 3% if you’re using an advisor.

Try to keep your fees to a minimal at all times, ensuring your limits in your investment plan, even if this means moving your money around constantly since you’ll be able to enjoy the benefits of a maximum return.

#5 – Dividing Up Your Returns

One of the final points you’ll want to dive into is how you’re going to divide up your returns on the money you make. You’ll need to consider which account your money is going to go into and how you’re then going to divide that up between the many accounts that you may have.

This is important since it will help you manage things like tax, new investment opportunities, savings and other financial investments and transactions which are specific to you.

#6 – Finalizing Your Investment Plan

Once you’ve finished writing up your investment plan, it’s time to start thinking about how you’re going to polish off your document. This is, so you minimise the risk of misunderstanding further down the line, the document is professional for your portfolio and gives you the greatest level of support.

Here are some online tools that can help;

    • State of Writing & Academadvisor – These are two blogs full of writing and editing guides to help you improve your overall skill.
    • Ukwritings – An online editing tool, as recommended by UK Top Writers, to help you perfect the language and format of your investment plan.
    • Easy Word Count – A free online tool to help you track the word count of your plan, keeping it short and concise.
    • Assignment help – An online proofreading tool to help you find and correct any mistakes in your plan.
  • Cite It In & Essayroo – Two online tools to help you add professionally formatted references in your investment plan.
  • Grammarix & Boomessays – Two online grammar guides and checking tools to ensure the grammar in your investment plan is perfect.

#7 – Consider Your Portfolio

Whether you’re working as an individual investor or working on behalf of a company, you’ll need to remember the fact that you might change jobs in the future and you’ll need a portfolio to back up your skills.

Write your investment plan with this in mind so you can effortlessly add it to your portfolio ready for you to secure your next dream job in the investment industry.


As you can see, writing a professional and successful investment plan for yourself or your company doesn’t have to be a stressful or tedious task. Just be sure to include all the details that are specific to you and refer it to it regularly to make sure that you’re maximising your investment returns.


Freddie Tubbs is a communication and business consultant at Essayroo. He is a full-time business copywriter at Boomessays and an editor at ESL and Academized blogs.

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